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Trusted Insurance Services in Sacramento, CA
Zuray Perez-Garcia has served the Sacramento community for over two decades, combining deep local knowledge with a commitment to personalized insurance solutions. Our agency specializes in residential insurance needs, including auto, home, condominium, renters, life, health, and business insurance, tailored to meet individual client requirements. With a focus on community engagement, we actively support local initiatives and non-profit organizations, including promoting safe automotive practices in the drifting community.

Our team prioritizes transparency, reliability, and customer-centric service, ensuring clients receive comprehensive coverage and dedicated support. Backed by State Farm's industry-leading resources and a passion for client satisfaction, we deliver trusted insurance solutions designed to protect what matters most.
Services
Auto Insurance Homeowners Insurance Condo Insurance Renters Insurance Business Insurance Life Insurance Health Insurance Pet Insurance Recreational Vehicles Insurance Boat Insurance
Highlights and features
  • We offer 24/7 personalized customer support for urgent inquiries.
  • Our team holds State Farm's industry-leading insurance expertise and resources.
  • We provide tailored coverage options for residential and business needs.
  • Our agent actively supports local community initiatives and non-profits.
  • We guarantee transparent communication with no hidden fees.
What people say
Exceptional customer service Knowledgeable and patient agents Quick and clear communication Tailored insurance solutions Community-focused approach
Services
Auto Insurance
Auto insurance protects against financial loss from accidents, theft, or damage. We offer customizable policies, including liability, collision, and comprehensive coverage. Our clients benefit from competitive rates, safe driving discounts, and 24/7 claims support, ensuring peace of mind on the road.
Homeowners Insurance
Homeowners insurance safeguards your property against damage, theft, and liability claims. Our policies cover structural repairs, personal belongings, and additional living expenses. Tailored options include flood or earthquake endorsements, ensuring comprehensive protection for your primary asset.
Life Insurance
Life insurance provides financial support to beneficiaries upon policyholder death. We offer term and whole life policies, customizable death benefits, and cash value accumulation options. Our advisors help clients secure their family's future with affordable, long-term coverage solutions.
Business Insurance
Business insurance mitigates risks for commercial operations, covering property damage, liability, and business interruption. Our policies protect against lawsuits, natural disasters, and employee-related risks. Tailored solutions ensure small to mid-sized businesses maintain continuity during unforeseen events.
Pet Insurance
Pet insurance covers veterinary expenses for accidents, illnesses, and routine care. We offer flexible plans with reimbursement options for surgeries, medications, and preventive treatments. Our policies ensure pet owners can provide quality care without financial strain during emergencies.
People
Zuray Perez-Garcia
State Farm Agent
Zuray Perez-Garcia has served Sacramento's insurance needs for over 20 years, combining local expertise with State Farm's resources. Passionate about community service, she sponsors drifting safety initiatives and volunteers at Our Lady of Guadalupe Church. Her approach prioritizes personalized solutions and client trust.
Traci Shields
License #4127309
Traci Shields brings extensive insurance experience to our team, specializing in policy management and client relations. With a focus on accuracy and efficiency, she ensures seamless service for auto, home, and commercial policies. Her dedication to customer satisfaction enhances our agency's operational excellence.
Luis Huerta
Insurance Advisor
Luis Huerta excels in explaining complex insurance products with clarity and patience. Recognized for simplifying policy details, he helps clients make informed decisions. His expertise in auto and life insurance has earned consistent five-star reviews for exceptional service and knowledge.
Enrique
Customer Service Representative
Enrique provides compassionate support for insurance inquiries and policy changes. Known for his professionalism and responsiveness, he assists clients with bundling options and life insurance applications. His approach ensures customers feel valued and informed throughout the process.
Marya
Office Manager
Marya ensures efficient agency operations, managing documentation and client requests promptly. Her attention to detail guarantees accurate policy administration and timely certificate issuance. Her reliability supports the team's commitment to delivering stress-free insurance experiences.
Questions
What insurance products does Zuray Perez-Garcia's agency offer?
We provide auto, home, life, health, business, pet, condo, renters, recreational vehicle, and boat insurance tailored to individual and commercial needs.
How can I get a personalized insurance quote?
Contact us via phone or our website to speak with an agent who will assess your needs and provide a customized coverage plan with competitive pricing.
Are there discounts available for insurance policies?
Yes, we offer bundling discounts, safe driving rewards, and multi-policy savings. Ask our agents about current promotions during your consultation.
What should I do to file an insurance claim?
Call our 24/7 support line or visit our website to initiate a claim. Provide policy details and incident documentation for prompt processing and assistance.
Does the agency serve areas outside Sacramento?
We primarily serve Sacramento and Northern California but can assist with policy inquiries from neighboring regions through virtual consultations.
How does the agency support local communities?
We sponsor drifting safety programs, volunteer at local non-profits, and participate in community events to strengthen relationships and support resident needs.