Business Details
41 Years
experience
Your Trusted Partner for Insurance and Tax Solutions in Connecticut
Since 1985, Professional Business Insurers has built a reputation rooted in integrity, experience, and personalized service. As a family-owned business, we specialize in delivering tailored insurance, tax, and employee benefits solutions to individuals and businesses across Connecticut. Our team of seasoned professionals brings decades of combined expertise in health insurance, life planning, and tax preparation, ensuring clients receive comprehensive guidance and innovative products.With offices in Hartford and New Haven, we prioritize accessibility and accountability, offering hands-on support for Medicare enrollment, long-term care planning, and retirement strategies. Our commitment to community and client-centric values has solidified our position as a trusted partner in navigating complex insurance and financial landscapes.
Services
Group Health Plans
Medicare Plans
Tax Preparation
Life Insurance
Individual Health Insurance
Long-Term Care Planning
Retirement Plans
Disability Insurance
Health Savings Accounts
Employee Benefit Consulting
Details
- Year established: 1985
Highlights and features
- We have over 30 years of experience in insurance and tax services.
- Our team provides personalized, hands-on client support.
- We offer comprehensive coverage through top-rated carriers.
- Our consultants hold advanced industry certifications and licenses.
- We serve clients statewide with local market expertise.
What people say
Great personal service
Professional and courteous
Timely and trustworthy
Comprehensive insurance options
Dedicated client support
Services
Group Health Plans
PBI designs customized group health plans for businesses, offering medical, dental, disability, and life insurance options. Our consultants analyze organizational needs to create cost-effective benefit packages while managing enrollment, claims resolution, and compliance updates. We partner with major carriers to ensure comprehensive coverage tailored to workforce demographics.
Medicare Planning
We provide personalized Medicare guidance for individuals transitioning to retirement. Our specialists explain Supplement, Advantage, and Prescription Plan options, helping clients select coverage that aligns with their healthcare needs and budget through one-on-one consultations.
Tax Preparation
PBI offers individual and business tax preparation with certified professionals who identify deductions and ensure compliance. We provide electronic filing, refund direct deposit, and strategic planning while maintaining year-round support for tax-related inquiries.
Life Insurance
We offer term, whole life, universal life, and annuity products to protect families and businesses. Our advisors assess financial goals to recommend policies that preserve wealth, cover dependents, and support long-term estate planning objectives.
Individual Health Insurance
PBI helps individuals and families obtain ACA-compliant health insurance through state exchanges or private carriers. We compare plans from multiple providers to find affordable options that meet specific medical needs and budget requirements.
People
Richard H. Gutcheon
Founder
With over 50 years in insurance, Dick founded PBI in 1987 after early success at Mass Mutual. He serves on industry advisory boards and actively supports charitable causes including Hole in the Wall Gang Camp.
Jason T. Gutcheon
Partner
Jason transitioned from municipal finance to employee benefits in 1998. He leads new business development and retirement planning services while serving on community boards for arts and education organizations in Hartford.
Stephen Bacon
Financial Advisor
Stephen holds multiple securities licenses and specializes in comprehensive financial planning. He assists clients with investment strategies and long-term care insurance certified by the Connecticut Partnership program.
Lynn Mut
Broker/Consultant
With 24+ years in insurance, Lynn provides benefit education and sales implementation. She previously managed state employee benefits at Health Net and brings expertise in carrier operations and legislative updates.
Krista Kennedy
Employee Benefits Consultant
Krista has 14 years of benefits consulting experience after roles at Anthem Blue Cross and ConnectiCare. She focuses on new business sales and account management, holding an MBA from Quinnipiac University.
Questions
What insurance services does PBI offer?
PBI provides group health plans, Medicare coverage, individual health insurance, life insurance, long-term care planning, and retirement solutions tailored to client needs.
How does PBI assist small businesses with employee benefits?
We create customized benefit proposals, manage enrollment processes, and implement value-added programs like wellness campaigns and flexible spending accounts for Connecticut businesses.
What tax preparation services are available?
PBI prepares individual and business tax returns, offers electronic filing, direct deposit refunds, and provides strategic planning to maximize deductions.
Do you serve clients outside Connecticut?
While our offices are in Connecticut, we primarily serve clients within the state through in-person consultations and remote support.
