We have grown to become South Texas most dependable and reliable for the best overall prices for all types of insurance coverage. Homeowners insurance can protect your home against theft, fire, lawsuits, weather damage and other covered losses. It's not always easy to know the difference between certain terms when it comes to car insurance. Let's clear up exactly what the most important Edinburg Auto Insurance.
From accidents to injuries, having a commercial vehicle for your business comes with many risks. You don't have to be an expert to get a good deal on your insurance premiums -- that's what we're here for. Whether it's auto, home, life or health insurance, and no matter what stage of life you're in, we can educate you on how insurance works to protect you, your family and your assets.
We also break down how pricing works, explain how much insurance you need for your particular situation and guide you through the buying process so you can be sure you're getting the best deal on the right policy.
From accidents to injuries, having a commercial vehicle for your business comes with many risks. You don't have to be an expert to get a good deal on your insurance premiums -- that's what we're here for. Whether it's auto, home, life or health insurance, and no matter what stage of life you're in, we can educate you on how insurance works to protect you, your family and your assets.
We also break down how pricing works, explain how much insurance you need for your particular situation and guide you through the buying process so you can be sure you're getting the best deal on the right policy.
Services
About Us
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I have a passion for helping people.
PERIOD.
And when it comes to insurance, that is where we excel.
We at Carino Ramos Insurance take great pride in helping people and building long lasting bonds and friendships.
Honesty and Hard work is what we do.
It's a scary thought to be involved in a car accident or any type of loss that has to go through insurance and not know exactly what steps to do or take or who to even call.
PERIOD.
And when it comes to insurance, that is where we excel.
We at Carino Ramos Insurance take great pride in helping people and building long lasting bonds and friendships.
Honesty and Hard work is what we do.
It's a scary thought to be involved in a car accident or any type of loss that has to go through insurance and not know exactly what steps to do or take or who to even call.
Life Insurance
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Life insurance acts as a contract between an insured person (the policy holder) and an insurance company, where the insurance company promises to pay a selected beneficiary a sum of money (listed as benefits) upon the policy holder's death.
Depending on the contract selected, other events such as terminal illness or critical illness may also receive a payment to the policy holder or their beneficiary.
The policy holder will pay a premium, either in regular installments or a lump sum.
Other expenses such as funeral expenses are often included in the benefits, but be sure to review your specifics with a licensed agent.
Depending on the contract selected, other events such as terminal illness or critical illness may also receive a payment to the policy holder or their beneficiary.
The policy holder will pay a premium, either in regular installments or a lump sum.
Other expenses such as funeral expenses are often included in the benefits, but be sure to review your specifics with a licensed agent.
Home Insurance
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Flood Insurance - Even if you don't live near a body of water, talk to your agent about a flood policy.
At home, you rely on having a safe, comfortable place to live.
When you purchase a home insurance policy, it should contain a clear description of your home's structure (size, bathrooms, bedrooms and any custom items).
This policy should also list excluded events that may not be included in the policy.
Not everyone lives in a stand-alone home.
There are many different types of homes, so we will discuss with you what the option is that fits your needs!
At home, you rely on having a safe, comfortable place to live.
When you purchase a home insurance policy, it should contain a clear description of your home's structure (size, bathrooms, bedrooms and any custom items).
This policy should also list excluded events that may not be included in the policy.
Not everyone lives in a stand-alone home.
There are many different types of homes, so we will discuss with you what the option is that fits your needs!
Vehicle Insurance
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Every option for Commercial Truck Insurance to Auto Insurance and even Motorcycle Insurance!
Access Insurance Agency is an independent agent, meaning that we provide insurance through multiple companies to ensure you get the best coverage at the best price.
Not only do we write auto insurance, but we can insure your commercial vehicles and toys such as motorcycles, boats, scooters and RVs!
If it has wheels, we probably insure it!
We have one goal: to ensure that you and your family are properly insured with the best company for your insurance needs.
Access Insurance Agency is an independent agent, meaning that we provide insurance through multiple companies to ensure you get the best coverage at the best price.
Not only do we write auto insurance, but we can insure your commercial vehicles and toys such as motorcycles, boats, scooters and RVs!
If it has wheels, we probably insure it!
We have one goal: to ensure that you and your family are properly insured with the best company for your insurance needs.
Commercial Insurance
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Small business is the largest sector in the U.S. economy.
Access Insurance Agency can help you protect your small business with a business insurance policy.
As a small business ourselves, we understand the sacrifices you've made to run it.
With a business policy from Access Insurance Agency, you're free to focus on what matters: growing your small business.
Access Insurance Agency can help you protect your small business with a business insurance policy.
As a small business ourselves, we understand the sacrifices you've made to run it.
With a business policy from Access Insurance Agency, you're free to focus on what matters: growing your small business.
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