Business Details
21 Years
experience
Your Trusted Partner for Financial Adviser Solutions
Ogletree Financial was founded in 2005 to provide consumers with tailored life insurance solutions and retirement planning strategies. With over three decades of combined experience, our team specializes in leveraging Indexed Universal Life (IUL) and Whole Life Insurance policies for tax-free retirement planning, wealth transfer, and financial security. We offer access to over 50 top-rated insurance carriers, enabling us to customize policies that align with individual client needs.Our approach integrates financing strategies to maximize tax-free income streams and legacy planning. Led by industry-recognized professionals, including Chartered Life Underwriters and Million Dollar Round Table members, we prioritize client education, transparency, and long-term financial stability. Our services are designed to adapt to evolving market trends while maintaining a focus on personalized service and client-centric outcomes.
Services
Indexed Universal Life
Term Life Insurance
Senior Life Insurance
Whole Life Insurance
Infinite Banking
Details
- Year established: 2005
Highlights and features
- We offer over 30 years of experience in life insurance and retirement planning.
- Our team includes Chartered Life Underwriters and Top of the Table MDRT members.
- We provide access to over 50 top-rated life insurance carriers for tailored solutions.
- Our financing strategies maximize tax-free income streams for retirement planning.
- We prioritize client education and transparency in all financial advisory services.
Associations and certifications
- Chartered Life Underwriter (CLU)
- Million Dollar Round Table (MDRT)
What people say
Knowledgeable advisors
Personalized service
Effective strategies
Trusted guidance
Clear explanations
Services
Indexed Universal Life
Indexed Universal Life Insurance provides permanent coverage with cash value growth tied to market indices. Policyholders benefit from tax-free retirement income potential, flexible premiums, and death benefits. This service caters to clients seeking wealth accumulation with downside protection.
Whole Life Insurance
Whole Life Insurance offers lifelong coverage with guaranteed cash value accumulation. Policyholders access predictable growth, dividends, and financing options for estate planning or legacy goals. Ideal for long-term financial security and wealth transfer.
Term Life Insurance
Term Life Insurance provides affordable, straightforward protection for specified periods. Clients use it for mortgage protection, income replacement, or business needs. Policies offer flexibility with options like return of premium features.
Infinite Banking
Infinite Banking uses Whole Life policies to create personal banking systems. Clients build cash value for financing cars, homes, or retirement while maintaining death benefits. This strategy emphasizes financial independence and tax advantages.
Retirement Planning
Retirement Planning services integrate IUL and Whole Life policies to generate tax-free income streams. Advisors focus on risk management, asset protection, and optimizing Social Security or IRA distributions for long-term stability.
People
Doug Mitchell
President
Doug Mitchell, CLU, has 30 years of experience in life insurance and financial planning. A Top of the Table MDRT member, he specializes in IUL, retirement strategies, and wealth transfer solutions.
Holly Mitchell
Advisor
Holly Mitchell combines insurance expertise with marketing insights to advise clients on life insurance and retirement planning. She ensures factual accuracy across all educational resources and client communications.
Questions
What is Indexed Universal Life (IUL) Insurance?
IUL Insurance is a permanent policy with cash value linked to market indices, offering tax-free growth and flexible premiums for retirement income planning.
How does Infinite Banking work?
Infinite Banking uses Whole Life policies to create personal banking systems, allowing policyholders to borrow against cash value for financing needs while maintaining coverage.
What life insurance options are available without a medical exam?
We offer no-exam term and whole life policies, though premiums may be higher due to increased risk assessment requirements for insurers.
Can I convert term life insurance to permanent coverage?
Yes, many term policies include conversion options to permanent insurance like Whole Life or IUL, ensuring continued protection without requalification.
How do life insurance premiums vary by age?
Premiums increase with age and health status. Buying early ensures lower rates; however, affordable options exist for clients across all life stages.
What retirement planning tools do you offer?
We provide IUL calculators, personalized policy modeling, and tax-free income projections to help clients achieve financial goals in retirement.
