Business Details
Trusted Environmental and Construction Insurance Broker in Sacramento
Empire West Insurance Services is a specialty commercial insurance brokerage dedicated to meeting the unique needs of the environmental industry. Established with a focus on customer service, we operate in all 50 states and hold Surplus Lines licenses in California (License #0F04110). Our team streamlines insurance procurement by completing applications on your behalf, negotiating insurance requirements, and reviewing contract obligations to minimize administrative burdens. As a Better Business Bureau member, we prioritize transparency and client satisfaction, leveraging decades of combined experience in construction risk management and commercial insurance.Our expertise spans pollution liability, workers' compensation, and general liability policies tailored to environmental contractors, construction firms, and hazardous waste industries. We combine technical knowledge with personalized service, ensuring clients receive cost-effective coverage while focusing on their core business operations.
Services
Construction Liability Insurance
Commercial Auto Insurance
Pollution Liability Insurance
Workers Compensation Insurance
General Liability Insurance
Surety Bonding
Property Equipment Insurance
Builders Risk Insurance
Professional Liability Insurance
Environmental Insurance
Highlights and features
- Proven track record of saving businesses money on commercial insurance
- Surplus Lines Licensed Brokers in California with industry-specific expertise
- Streamline insurance procurement through application completion and requirement negotiation
- Better Business Bureau member with verified customer satisfaction
- Specialized coverage for environmental contractors, construction firms, and hazardous waste operations
Associations and certifications
- Better Business Bureau
What people say
Great Rates
Excellent Service
Prompt communications
Knowledgeable support
Competitive rates
Services
Pollution Liability Insurance
Protects contractors against pollution-related claims from covered operations, including subcontractor work. Covers third-party liabilities for environmental damage during projects. Tailored for environmental firms, construction companies, and transportation providers handling hazardous materials.
Workers Compensation Insurance
Specialized programs for high-risk industries like asbestos abatement and environmental remediation. Includes safety program development, experience modification factor analysis, and compliance with DOSH and Contractors State License Board requirements.
General Liability Insurance
Stand-alone and package policies covering third-party claims for bodily injury, property damage, and advertising injuries. Customizable for construction firms, environmental contractors, and professional service providers with optional pollution liability integration.
Commercial Auto Insurance
Tailored vehicle insurance for businesses ranging from single vehicles to hazardous waste transport fleets. Includes MCP 65 compliance, DTSC filings, and specialized coverage for environmental contractors and transportation firms.
Builders Risk Insurance
Temporary coverage for construction projects against damage from fire, theft, or weather events. Available same-day with competitive rates for contractors required to provide proof of insurance by project owners.
People
Jeff Kortan
Owner/Producer
Construction Risk Insurance Specialist with 20+ years in commercial insurance. Combines retail customer service expertise with construction industry knowledge. Holds CRIS designation from IRMI and manages client relationships with personalized service.
Michael Osborne
Compliance and Operations Manager
Licensed in Property & Casualty insurance with expertise in operations management. Oversees daily company functions while maintaining client service standards. Brings technical proficiency in business systems and insurance compliance.
Devan Kortan
Account Manager
Political Science graduate with eight years in NPR radio production. Applies communication skills to insurance brokerage while balancing jazz music performance in Philadelphia and New York City venues.
Questions
What industries does Empire West Insurance serve?
We specialize in environmental, construction, hazardous waste, and agriculture/food service industries with tailored insurance solutions.
Do you offer package policies for environmental firms?
Yes, we provide cost-effective package policies combining General Liability, Pollution Liability, and Professional Liability coverage under one carrier.
How do you streamline insurance procurement?
We complete applications on your behalf, negotiate insurance requirements, and review contract obligations to minimize administrative burdens.
Are you BBB accredited?
Yes, we maintain Better Business Bureau accreditation with verified customer satisfaction and transparent business practices.
