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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Saratoga Springs
Clements Insurance Brokers has been a trusted name in New York's insurance industry since 1951. Our agency specializes in delivering tailored auto, home, and business insurance solutions to individuals and enterprises across Saratoga and the broader New York State region. With decades of experience, we combine competitive pricing with personalized service, ensuring clients receive comprehensive coverage that aligns with their unique needs. Our team prioritizes active listening to craft insurance strategies that protect assets while maintaining financial efficiency.

Backed by partnerships with leading carriers like Travelers, Chubb, and The Hartford, we provide reliable policies that address risks ranging from vehicle accidents to commercial liabilities. As active members of the Saratoga Lions Club and Saratoga County Chamber of Commerce, we remain deeply committed to community service while upholding our founding principles of integrity and client-centric care.
Services
Auto Insurance Home Insurance Business Insurance Workers' Compensation Boat Insurance Landlord Policies Recreational Vehicle Insurance
Details
  • Year established: 1951
Highlights and features
  • We have over 70 years of experience in the insurance industry.
  • We offer competitive pricing without compromising on coverage quality.
  • Our team provides personalized insurance solutions tailored to your specific needs.
  • We maintain strong relationships with leading insurance carriers to ensure reliable coverage.
  • We are committed to exceptional customer service and support during claims processing.
Services
Auto Insurance
Our auto insurance policies protect drivers across New York with coverage for collisions, theft, and liability. We offer tailored plans for cars, trucks, motorcycles, and specialty vehicles, ensuring compliance with state regulations while safeguarding against financial losses from accidents or damage.
Home Insurance
We provide comprehensive home insurance solutions covering fire, flooding, and theft for homeowners, renters, and condo owners. Policies are customized to address regional risks in New York while offering liability protection and financial security for unexpected property damages.
Business Insurance
Our business insurance plans protect enterprises with liability coverage, property insurance, and workers' compensation. Designed for diverse industries in Saratoga and New York State, these policies mitigate risks from operational disruptions, fleet accidents, and workplace injuries while supporting long-term business stability.
Workers' Compensation
This coverage ensures businesses comply with legal requirements while providing medical benefits and wage replacement for employees injured on the job. We help companies secure policies that protect both workers and employers from financial liabilities arising from workplace accidents.
Boat Insurance
Our boat insurance policies cover watercraft against damage, theft, and liability while navigating New York's waterways. Tailored plans address risks specific to recreational boating, including collisions, weather-related incidents, and third-party claims.
Questions
What types of insurance do you offer?
We provide auto, home, business, boat, workers' compensation, and recreational vehicle insurance tailored to New York residents and businesses.
Do you serve areas outside Saratoga?
Yes, we offer coverage across all of New York State while maintaining specialized knowledge of local risks in Saratoga County.
How do you ensure competitive pricing?
We leverage long-standing relationships with top carriers to negotiate cost-effective policies without compromising coverage quality or service standards.
Can I get personalized insurance solutions?
Our team customizes policies by analyzing individual risk profiles and business operations to create protection plans that align with specific needs.
What should I do after an accident or claim?
Contact us immediately for guidance through the claims process, including documentation requirements and coordination with insurance carriers for timely resolution.