Business Details
Your Trusted Insurance Partner in South Carolina
First South Insurance Agency has been dedicated to serving clients across South Carolina with personalized insurance solutions since our founding. Our team of experienced professionals combines deep industry knowledge with a commitment to understanding each client's unique needs, whether for personal, commercial, or coastal insurance. We pride ourselves on maintaining the highest standards of excellence, ensuring our clients receive comprehensive coverage from reputable providers while fostering long-term relationships built on trust and exceptional service.With offices in Lexington, Florence, and Hilton Head, we bring localized expertise to every policy we place. Our approach emphasizes transparency, ethical practices, and continuous support, making us a reliable partner for managing risk in both everyday situations and unexpected challenges.
Services
Personal Insurance
Commercial Insurance
Coastal Insurance
Flood Insurance
Homeowners Insurance
Auto Insurance
Mobile Home Insurance
Renters Insurance
High Value Home Insurance
Boat Insurance
Highlights and features
- We research multiple insurers to find optimal coverage for your needs
- Committed to excellence with personalized insurance solutions
- Maintain high standards of trust and professional service
- Offer localized expertise from offices in Lexington, Florence, and Hilton Head
- Provide secure digital payment options for client convenience
Services
Personal Insurance
We offer comprehensive personal insurance solutions protecting homes, vehicles, and valuable assets across South Carolina. Our policies include homeowners, auto, renters, and specialty coverage options tailored to individual needs. With access to multiple carriers, we ensure competitive rates while providing personalized risk management strategies for families and individuals.
Commercial Insurance
Our commercial insurance services safeguard businesses with customized coverage for property, liability, and operational risks. We provide commercial auto, general liability, workers compensation, and business owners policies tailored to industry-specific needs. Our team helps businesses in Lexington, Florence, and Hilton Head maintain compliance while protecting against financial losses from unexpected events.
Coastal Insurance
Specializing in coastal property insurance for Hilton Head and Bluffton areas, we protect against hurricane, flood, and wind damage. Our policies cover high-value homes, boats, and personal watercraft with tailored solutions addressing unique coastal risks. We combine local expertise with access to specialized carriers to ensure comprehensive protection for coastal properties.
Flood Insurance
We provide mandatory flood insurance coverage through the National Flood Insurance Program and private carriers. Our specialists help clients in flood-prone areas understand policy options for building and contents coverage. We offer replacement cost value policies and excess flood coverage to protect homes and businesses in South Carolina's coastal and inland flood zones.
Auto Insurance
Our auto insurance services include standard, classic car, and motorcycle coverage options. We help clients select appropriate liability limits, collision/comprehensive coverage, and uninsured motorist protection. With expertise in South Carolina's insurance requirements, we offer competitive rates for personal and commercial auto policies across Lexington, Florence, and surrounding areas.
Questions
What types of insurance does First South Insurance Agency offer?
We provide personal insurance (home, auto, renters), commercial insurance (business property, liability), coastal insurance, flood insurance, and specialty coverage for boats, classic cars, and high-value homes.
How can I pay my insurance premium?
You can pay premiums through ACH transfers or credit card via our secure ePay system with a $3 flat fee for ACH or 3.25% credit card processing fee.
Do you offer insurance for coastal properties?
Yes, we specialize in coastal insurance for Hilton Head and Bluffton areas, including hurricane, wind, and flood coverage tailored to protect beachfront properties and high-value homes.
How do I file an insurance claim?
Contact your insurance company directly to report losses, document damage, and submit necessary information. Our agents can be reached at 1-800-354-0303 for assistance with claim processes.
Are you open outside regular business hours?
Our offices operate Monday-Friday during standard business hours. Emergency roadside assistance and digital payment options are available 24/7 through our partners.
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