Business Details
Griffin & Co commenced trading in 1928 under the management of Joe Griffin. In 1948 O'Malley-Griffin (Brokers) DAC was established when Sean O'Malley joined the Firm and we have continued to operate successfully from our head office in 4 Lr Mallow St, Limerick. Our philosophy is to provide advice to suit our clients needs based on quality products at a competitive price.
Our mission statement is "value for money with peace of mind". We will only promote products from tried and trusted insurance companies based on their proven record of service, flexibility and continuity of financial strength in the Irish and UK markets. As a member of BrokerLine Direct (BLD) we avail of preferential rates for our private clients on House, Private & Commercial Motor.
For commercial customers we provide an Audit Service preparing clear, understandable financial reports that will save your business money. We take the time to understand your business and what is best to provide security against potential loss for your business.
Our mission statement is "value for money with peace of mind". We will only promote products from tried and trusted insurance companies based on their proven record of service, flexibility and continuity of financial strength in the Irish and UK markets. As a member of BrokerLine Direct (BLD) we avail of preferential rates for our private clients on House, Private & Commercial Motor.
For commercial customers we provide an Audit Service preparing clear, understandable financial reports that will save your business money. We take the time to understand your business and what is best to provide security against potential loss for your business.
Services
Services
The area of Health & Safety on the factory floor, in your shop/pub, on your farm or in the office/surgery is now an important component in your complete insurance portfolio.
Preparation of a Safety Statement to comply with your statutory obligations, hazard identification, employer and employee training are just some of the areas our Risk Management Consultant can provide expert assistance.
With spiraling insurance costs the prevention of accidents and claims is crucial to every business.
It is not possible to legislate for every eventuality but through the implementation of a comprehensive Risk Management Programme the frequency of incidents and subsequent claims can be kept to a minimum.
Preparation of a Safety Statement to comply with your statutory obligations, hazard identification, employer and employee training are just some of the areas our Risk Management Consultant can provide expert assistance.
With spiraling insurance costs the prevention of accidents and claims is crucial to every business.
It is not possible to legislate for every eventuality but through the implementation of a comprehensive Risk Management Programme the frequency of incidents and subsequent claims can be kept to a minimum.
Motor
When considering your car or van insurance price is a key factor.
It is our job to research the market for you.
We have access to all major Irish and UK Insurers and, through our membership of the BrokerLine Direct network.
We can obtain preferential rates from these Insurers on your behalf.
Third Party Only - the minimum level of cover you are legally required to hold which covers damage to the other persons vehicle or injury caused by you.
Our experienced team will discuss all these options and cost them for you to enable you make an informed decision before finalising your purchase.
It is our job to research the market for you.
We have access to all major Irish and UK Insurers and, through our membership of the BrokerLine Direct network.
We can obtain preferential rates from these Insurers on your behalf.
Third Party Only - the minimum level of cover you are legally required to hold which covers damage to the other persons vehicle or injury caused by you.
Our experienced team will discuss all these options and cost them for you to enable you make an informed decision before finalising your purchase.
House
We understand the importance of good, quality insurance protection for your home.
We research the market for you and analyse the quality of the insurance providers.
Price is a key factor and must be competitive.
Cheap house insurance usually means lower levels of cover, but you will only discover this after you have had the claim.
In the event of damage to your house we are there to assist and provide advice.
We will ensure you are treated fairly by the Insurance Company and their representative regardless of the size of your claim.
We research the market for you and analyse the quality of the insurance providers.
Price is a key factor and must be competitive.
Cheap house insurance usually means lower levels of cover, but you will only discover this after you have had the claim.
In the event of damage to your house we are there to assist and provide advice.
We will ensure you are treated fairly by the Insurance Company and their representative regardless of the size of your claim.
Business
Protecting your business against loss or damage, against legal liability for injury to staff or members of the public is complex but not complicated.
This is our area of expertise and our job to find economic, viable solutions to your business insurance needs.
We provide an Insurance Audit service to analyse your business insurance costs.
We use our experience and relationships with Insurance Companies to negotiate the package of cover tailored to you and your business activities.
Do you need Employers Liability, Public Liability, Products Liability, Professional Indemnity?.
This is our area of expertise and our job to find economic, viable solutions to your business insurance needs.
We provide an Insurance Audit service to analyse your business insurance costs.
We use our experience and relationships with Insurance Companies to negotiate the package of cover tailored to you and your business activities.
Do you need Employers Liability, Public Liability, Products Liability, Professional Indemnity?.
Claims Advice
Whether you are an existing client of O'Malley-Griffin or just in need of advice our Claims Unit will be happy to provide assistance and guidance to help you through the process of your claim.
Dealing with Insurance Companies and their representatives can be complex.
The objective of our independent experts is to negotiate with the Insurers on your behalf.
Contact us on 061 314025 or complete the brief questionnaire below.
Our Claims Team will contact you to discuss your situation in more detail and provide assistance to progress your claim.
Dealing with Insurance Companies and their representatives can be complex.
The objective of our independent experts is to negotiate with the Insurers on your behalf.
Contact us on 061 314025 or complete the brief questionnaire below.
Our Claims Team will contact you to discuss your situation in more detail and provide assistance to progress your claim.
Business Insurance Audit
Prepare a detailed submission to present to all major Insurers in advance of your renewal date - a professional presentation will receive more favourable recognition and attract competitive terms.
Prepare a renewal presentation to your existing Insurers - are they aware of improvements in your work standards, acquisition of modern equipment, changes in your work practices?
How your risk is presented will have a significant bearing on the rating.
Advise on risk management techniques to improve loss prevention, reduce and avoid claims.
Prepare a renewal presentation to your existing Insurers - are they aware of improvements in your work standards, acquisition of modern equipment, changes in your work practices?
How your risk is presented will have a significant bearing on the rating.
Advise on risk management techniques to improve loss prevention, reduce and avoid claims.
Terms of Business
Our terms of business set out the basis on which O'Malley-Griffin (Brokers) DAC will provide business services to you as a client of the firm.
They also contain details of our regulatory and statutory obligations and the respective duties of both the firm and you in relation to such services.
O'Malley-Griffin (Brokers) DAC (established 1928) is regulated by the Central Bank of Ireland (C4340) as an Insurance Intermediary under the European Union (Insurance Distribution) Regulations, 2018.
Copies of our Statements of Authorised Status are available on request.
They also contain details of our regulatory and statutory obligations and the respective duties of both the firm and you in relation to such services.
O'Malley-Griffin (Brokers) DAC (established 1928) is regulated by the Central Bank of Ireland (C4340) as an Insurance Intermediary under the European Union (Insurance Distribution) Regulations, 2018.
Copies of our Statements of Authorised Status are available on request.
Schedule of Fees
O'Malley-Griffin (Brokers) DAC is remunerated by a professional fee reflecting the work activity, advice and time spent researching the most competitive terms, quality of product and Insurer for your specific insurance needs.
The professional fee is charged for the research activity involved in the inception & renewal of the Policy along with claims and risk management advice as and when required.
An additional fee may apply where subsequent alterations take place during and/or at termination of a Policy.
The professional fee is charged for the research activity involved in the inception & renewal of the Policy along with claims and risk management advice as and when required.
An additional fee may apply where subsequent alterations take place during and/or at termination of a Policy.
Commission Rates
For the purpose of this document, commission is the payment earned by O'Malley Griffin (Brokers) DAC for work undertaken on behalf of insurers and customers.
The amount of commission can vary and commission is generally expressed as a percentage of Insurance Company Premium less the applicable Government Levy.
The amount of commission can vary and commission is generally expressed as a percentage of Insurance Company Premium less the applicable Government Levy.
