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Your Trusted Partner for Comprehensive Insurance Solutions
EK Insurance is committed to securing your peace of mind through tailored insurance solutions. As a modern, nationwide commercial insurance broker, we specialize in providing businesses with customized coverage to protect assets and employees. Our team of experienced professionals prioritizes innovation and customer satisfaction, leveraging an extensive network of top-rated carriers to deliver diverse coverage options. We understand the complexities of insurance and aim to simplify the purchasing experience by offering direct, professional advice.

With a focus on technology-driven tools, we empower clients to manage policies efficiently while ensuring prompt support. Whether you're a small business owner or a large corporation, our experts are dedicated to helping you navigate risks and find the right protection. Founded by industry authority Ethan Kosmin, we combine deep expertise with a client-centric approach to build lasting trust and security.
Services
Commercial Insurance Personal Insurance Small Business Insurance General Liability Workers Compensation Commercial Auto Commercial Property Business Owners Policy Professional Liability Product Liability
Highlights and features
  • We offer flexible commercial insurance packages tailored to small business needs.
  • Our nationwide network provides access to top-rated insurance carriers.
  • Expert guidance simplifies complex insurance decisions for clients.
  • Customer-centric approach prioritizes personalized policy solutions.
  • Technology-driven tools streamline policy management and support.
What people say
Professional and comprehensive service Effortless coverage choice Expert advice invaluable Heard and valued Tailored insurance solution
Services
Commercial Insurance
Our commercial insurance solutions protect businesses from financial risks associated with property damage, liability claims, and operational disruptions. We offer customizable policies including general liability, workers' compensation, and commercial auto coverage. Designed for small to large enterprises, these policies ensure compliance and safeguard assets while adapting to evolving business needs.
Small Business Insurance
Tailored insurance packages for small businesses combine essential coverages like property, liability, and business interruption. These flexible policies help entrepreneurs manage risks without overspending, ensuring stability during growth phases. Our experts assist in selecting cost-effective combinations from 12 available coverage options.
General Liability
General liability insurance protects against third-party claims for bodily injury, property damage, and advertising injuries. This foundational coverage is critical for businesses facing daily operational risks, providing financial protection for legal fees, medical expenses, and settlement costs.
Workers Compensation
Workers' compensation insurance covers job-related injuries and illnesses by paying medical expenses and lost wages. Required in most states, this coverage protects both employers and employees while reducing litigation risks. We help businesses secure compliant policies with competitive rates.
Business Owners Policy
Business Owners Policies bundle essential coverages like property, liability, and business interruption into one comprehensive package. Ideal for small businesses, BOPs offer cost savings and simplified management while addressing multiple risk categories through a single policy framework.
People
Ethan Kosmin
Founder
Ethan Kosmin established EK Insurance with a vision to simplify complex insurance processes. As an industry authority, he brings decades of experience in commercial risk management and specializes in creating tailored insurance solutions for businesses of all sizes.
Dustin Baldwin
Developer
Dustin Baldwin leads our technology initiatives, focusing on digital tools that enhance client policy management. With expertise in insurance software development, he ensures our platforms deliver seamless user experiences and efficient service delivery for business clients.
Questions
What types of commercial insurance do you offer?
We provide general liability, workers' compensation, commercial auto, property insurance, and business owners policies tailored to specific industry needs.
How can small businesses benefit from your insurance solutions?
Our small business insurance packages combine essential coverages with flexible options to protect against common risks while supporting growth and stability.
Do you offer 24/7 claims support?
While we operate during standard business hours, our team prioritizes prompt assistance and provides emergency contact options for urgent claims situations.
Can I get a customized insurance quote online?
Yes, our website offers quick quote tools, or you can call 888-472-1991 for personalized guidance from our insurance specialists.
What areas do you serve?
As a nationwide broker, we provide insurance solutions to businesses and individuals across all 50 states.