Business Details
37 Years
experience
Your Trusted Insurance Partner in Hayward, CA
Cesar S Gerardo Insurance Brokers has been a trusted name in the insurance industry since 1989, providing comprehensive coverage solutions tailored to meet the unique needs of our clients. As a family-owned business, we prioritize personalized service, leveraging decades of combined experience to act as a bridge between clients and insurers. Our team of licensed professionals specializes in commercial and personal insurance, including liability, health, life, and workers' compensation policies. We maintain strong relationships with leading insurance carriers to ensure competitive rates and optimal protection for our clients. Our commitment to excellence is reflected in our meticulous attention to licensing requirements, policy customization, and ongoing client support. With a foundation built on integrity and transparency, we strive to deliver dependable, client-centric solutions that foster long-term trust.Our brokers bring specialized expertise in areas such as motor truck cargo insurance and state compliance filings, ensuring regulatory adherence for businesses. By combining industry knowledge with a family-oriented approach, we aim to be the definitive resource for all insurance needs. Our operational focus extends to efficient policy management, including coverage adjustments, additional insured additions, and seamless claims coordination. For over three decades, our mission has remained unchanged: to provide trustworthy, cost-effective insurance services while maintaining the highest standards of professionalism and client care.
Services
Commercial General Liability
Health Insurance
Life Insurance
Medicare
Workers' Compensation
Motor Truck Cargo
Personal Insurance
Truckers Insurance
Household Goods Movers
Bonds
Details
- Year established: 1989
Highlights and features
- Family-owned since 1989 with deep industry expertise
- Licensed brokers with specialized knowledge in commercial insurance
- Personalized service treating clients like family
- Strong relationships with top insurance carriers
- Comprehensive coverage options for businesses and individuals
Services
Commercial General Liability
We provide comprehensive commercial general liability coverage to protect businesses from third-party claims of property damage, bodily injury, and advertising injuries. Our brokers help clients in Hayward, CA secure policies tailored to their specific industry risks, ensuring compliance with state regulations while offering competitive rates through our established carrier relationships. This coverage serves as a critical foundation for business risk management strategies.
Workers' Compensation
Our workers' compensation insurance solutions help businesses meet legal requirements while protecting employees and employers from financial losses due to work-related injuries or illnesses. We specialize in navigating California's complex regulatory environment, offering policy customization and assistance with claims management. Our brokers ensure proper coverage limits and timely policy implementation for businesses of all sizes.
Motor Truck Cargo
We offer specialized motor truck cargo insurance for transportation businesses, covering cargo loss or damage during transit. Our brokers provide tailored solutions for trucking companies operating in California, including assistance with state filings and compliance requirements. This coverage protects against financial losses from accidents, theft, or environmental hazards encountered during commercial transport operations.
Health Insurance
Our health insurance services cater to both individual and business clients seeking comprehensive medical coverage options. We help clients navigate available plans, compare benefits, and select policies that balance cost-effectiveness with adequate protection. Our brokers provide ongoing support for policy adjustments and renewal processes to ensure continuous coverage that adapts to changing healthcare needs.
Life Insurance
We offer life insurance solutions designed to provide financial security for policyholders' beneficiaries. Our brokers assist clients in determining appropriate coverage amounts and policy types, including term and permanent life insurance options. We work with multiple carriers to find competitive rates while ensuring policy terms align with clients' long-term financial planning objectives and family protection needs.
People
Cesar Bong S. Gerardo
President/Broker
Founder since 1989 with economics degree from Ateneo de Manila University. Holds Fire and Casualty and Life Insurance licenses. Brings over three decades of industry experience in developing client relationships and strategic business operations.
Andrei F. Gloria
Vice-President/Broker
Licensed Fire and Casualty Broker since 2000. Manages daily operations with background in business administration from San Francisco State University. Specializes in commercial insurance solutions and company administration.
Ela G. Gloria
Corporate Secretary/Broker
Licensed broker since 1997 with expertise in business licensing requirements. Graduated from San Francisco State University with degree in Kinesiology. Focuses on helping new businesses establish proper insurance frameworks and compliance protocols.
Cesar G. Gerardo Jr.
Corporate Officer/Broker
Joined in 2004 with UC Berkeley education background. Specializes in improving business efficiency through optimized insurance solutions. Licensed Fire and Casualty Broker with focus on client relationship management and policy customization.
Patty G. Gerardo
Corporate Officer/Broker
Licensed broker since 2006 with business administration degree from San Francisco State University. Manages renewal accounts and policy administration. Recognized for organizational skills and attention to detail in handling complex insurance portfolios.
Questions
What types of insurance do you offer?
We offer commercial general liability, health insurance, life insurance, Medicare, workers' compensation, motor truck cargo insurance, and personal insurance policies tailored to individual and business needs.
Do you help with insurance policy changes?
Yes, we assist with adding drivers, vehicles, or additional insured parties, changing coverage limits, and updating contact information through our streamlined policy management process.
Are you licensed to operate in California?
Yes, we hold California Department of Insurance license #0D44055 and have been serving clients since 1989 with full compliance to state regulations.
How do you help businesses with insurance needs?
We provide comprehensive business insurance solutions, assist with state licensing requirements, offer competitive rates through multiple carriers, and ensure proper risk management strategies for commercial clients.
Can you help with new business insurance setup?
Yes, our brokers specialize in helping new businesses establish proper insurance coverage, including compliance filings, policy customization, and carrier selection to meet specific operational needs.
