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Trusted Commercial Insurance & Surety Bonds in Southfield, MI
Founded in the 1940s, Zervos Group has been a trusted leader in providing comprehensive insurance and bonding solutions tailored to contractors, tradespeople, and businesses across Michigan and beyond. With over 70 years of industry expertise, we specialize in commercial lines, personal insurance, surety bonds, and employee benefits, leveraging partnerships with major insurers to deliver competitive rates and customized risk management strategies.

Our team of seasoned professionals prioritizes client needs, offering personalized service, 24/7 claims handling, and a deep understanding of regulatory requirements in 40+ states and international markets. Recognized for innovation and reliability, we have earned accolades from industry leaders and long-term client loyalty through transparent, ethical practices that ensure businesses and families are protected against evolving risks.
Services
Commercial Insurance Surety Bonds Personal Insurance Employee Benefits Builders Risk Umbrella Liability Cyber Liability Fiduciary Policy Workers' Compensation Off-Site Coverage
Highlights and features
  • We have 70+ years of experience serving Michigan contractors and businesses.
  • Our agency is licensed in over 40 states and international markets.
  • We partner with all major insurance carriers to secure competitive rates.
  • 24-hour claim handling ensures prompt support during emergencies.
  • Our team specializes in construction industry insurance and bonding needs.
What people say
Excellent 36-year relationship Leader & pioneer Support we need Creative approaches Durable and successful
Services
Commercial Insurance
We provide tailored commercial insurance for businesses of all sizes, including general liability, property, and workers' compensation. Our policies protect against risks like cyber threats, builders risk, and environmental permits. With partnerships across major insurers, we ensure competitive rates and comprehensive protection for Michigan contractors and nationwide clients.
Surety Bonds
Specializing in construction industry bonds, we offer performance, payment, and environmental permits for contractors. Our services cover start-ups to large firms with support for SBA bonds and ERISA benefit plans. Licensed in 40+ states, we streamline bonding processes for domestic and international projects.
Employee Benefits
We design employee benefit packages including health, dental, vision, and retirement plans. Our consultants analyze costs, implement coverage, and administer claims while ensuring compliance. With $150M+ in managed premiums, we deliver cost-effective solutions for businesses seeking fully insured or self-funded options.
Personal Insurance
Our personal insurance includes homeowners, auto, and umbrella policies with discounts for multi-policy bundles and safe driving. We offer specialized coverage for watercraft, fine arts, and antique vehicles while providing 24/7 claims support and flexible payment options for Michigan residents.
Risk Management
We help businesses identify and mitigate risks through customized insurance programs. Services include policy analysis, compliance guidance, and emergency preparedness planning. Our proactive approach reduces liabilities for contractors and ensures operational continuity across diverse industries.
Questions
What areas does Zervos Group serve?
We operate in Michigan, 40+ U.S. states, Canada, Mexico, Puerto Rico, Bahamas, and Virgin Islands with localized regulatory expertise.
What insurance products do you offer?
We provide commercial lines, personal insurance, surety bonds, employee benefits, cyber liability, and specialized construction industry coverage.
How can I request a bond?
For bonds over $300,000, use our Submission Guide and Bond Request Form. For smaller bonds, contact our team directly.
Do you offer 24/7 support?
Yes, we provide 24-hour claim handling and customer service for emergency insurance needs.
What payment plans are available?
We offer Direct Bill, Automatic Payment, and customized installment plans for flexible premium management.