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Your Trusted Insurance Partner in Escondido, CA
Matthew King Insurance has served the San Diego community for 25 years, providing comprehensive insurance solutions tailored to individual and business needs. Founded over two decades ago, our agency prioritizes personalized service, ethical practices, and access to a full range of insurance products. Recognized by the Better Business Bureau for our commitment to customer satisfaction, we combine industry expertise with a client-first approach.

Our team of dedicated agents works closely with clients to assess risks, recommend coverage options, and ensure long-term protection. With a focus on building lasting relationships, we aim to simplify the insurance process while maintaining transparency and reliability. As we expand our reach, our core mission remains unchanged: to safeguard our clients' futures through informed, customized insurance strategies.
Services
Home Insurance Auto Insurance Flood Insurance Theft Insurance Fire Insurance
Highlights and features
  • We've served San Diego residents for 25 years with personalized insurance solutions
  • Our team provides customized risk assessments for individual and business needs
  • We offer access to comprehensive insurance products for complete coverage options
  • Established BBB-accredited agency with proven ethical business practices
  • Experienced agents specialize in home, auto, flood, and theft insurance coverage
Associations and certifications
  • Better Business Bureau (BBB)
Services
Home Insurance
Protect your home with comprehensive insurance coverage that safeguards against fire, theft, and natural disasters. Our policies include customizable options for personal property protection, liability coverage, and additional living expenses. With flexible deductible choices and expert guidance, we help homeowners secure the right level of protection for their most valuable asset.
Auto Insurance
Get reliable auto insurance coverage that meets California's financial responsibility requirements while protecting your vehicle investment. Our policies include bodily injury and property damage liability, with optional uninsured motorist coverage and collision protection. We offer competitive rates and personalized service to ensure your vehicle remains protected on the road.
Flood Insurance
Secure specialized flood insurance coverage to protect against water damage not included in standard policies. We provide comprehensive protection for both residential and commercial properties in flood-prone areas. Our experts help navigate the complexities of flood risk assessment and policy selection to ensure adequate protection against natural water-related disasters.
Theft Insurance
Safeguard your property with theft insurance that covers losses from burglary, robbery, and other criminal acts. Our policies provide financial protection for both personal and business assets, including coverage for forced entry damage and related security improvements. We offer customizable limits and deductibles to match your specific risk profile and security measures.
Fire Insurance
Obtain essential fire insurance coverage to protect against structural damage and property loss from fire incidents. Our policies cover repair costs, replacement of damaged belongings, and liability for adjacent property damage. We work with clients to assess fire risks and implement appropriate coverage levels, including protection for smoke damage and related hazards.
People
Matthew King
President
Matthew King founded the agency over 20 years ago with a vision for convenient, customer-focused insurance services. Under his leadership, the company has grown while maintaining its commitment to personalized service and ethical business practices. He continues to oversee operations and client satisfaction.
Questions
What types of insurance do you offer?
We provide home, auto, flood, theft, and fire insurance coverage for both personal and business needs.
How do deductibles work?
Your deductible is the amount you pay out-of-pocket before insurance coverage applies to a claim.
Can I adjust coverage for valuable items?
Yes, our agents can review your policy and recommend modifications to properly cover valuable possessions.
Do I need a new home appraisal for policy changes?
No, we don't require new home appraisals during policy renewal or coverage modification processes.