Business Details
TRICARE Supplement Insurance for Military Families Nationwide
TRICARE Supplemental Insurance has been dedicated to providing affordable insurance and financial products to military personnel and their families for over two decades. Our TRICARE Supplement Insurance Plan is designed to cover out-of-pocket medical costs, offering peace of mind through 100% reimbursement for TRICARE-covered services after deductible requirements. We partner with the Government Employee Association (GEA) to ensure accessible enrollment and work with Harford Life and Accident Insurance Company to deliver reliable coverage.Our services prioritize flexibility, with no referrals required for specialists and nationwide availability (excluding select states). We emphasize transparency in pricing, with guaranteed acceptance (subject to pre-existing condition limitations) and clear claims processes through provider portals or direct reimbursement. Our team understands the unique needs of military families and remains committed to advocating for their healthcare security.
Services
TRICARE Supplement Insurance
CHAMPVA Supplement Insurance
Military Family Insurance
Financial Products
Enrollment Assistance
Highlights and features
- We specialize in TRICARE Supplement Insurance for military families with 20+ years of service experience.
- Our plan offers guaranteed acceptance (subject to pre-existing condition limitations) for eligible beneficiaries.
- We provide 100% coverage for TRICARE-covered services after deductible requirements are met.
- Enrollment assistance is available via licensed sales agents at (888) 850-1880.
- Our partnership with Harford Life and Accident Insurance Company ensures reliable claims processing.
Services
TRICARE Supplement Insurance
TRICARE Supplement Insurance covers out-of-pocket medical costs for military families. It pays 100% of co-pays, coinsurance, and excess charges after TRICARE pays its portion. Beneficiaries gain flexibility to choose civilian providers without referrals.
CHAMPVA Supplement Insurance
CHAMPVA Supplement Insurance provides cost-sharing for veterans' medical expenses. It covers 100% of costs after a $250 deductible, including doctor visits and hospital co-pays. Guaranteed acceptance applies with pre-existing condition limitations.
Military Family Insurance
Military Family Insurance offers tailored policies for dependents. Plans include coverage for pharmacy, hospital stays, and outpatient care. Premiums vary by age with discounts available for first-year enrollment.
Financial Products
Financial Products include supplemental insurance and retirement planning tools. These solutions address unique military needs, combining affordability with comprehensive coverage. Policies are available to beneficiaries regardless of service status.
Enrollment Assistance
Enrollment Assistance guides beneficiaries through policy selection and GEA membership. Licensed agents provide phone support at (888) 645-3129 ext. 3. The process includes deductible explanations and eligibility verification.
Questions
Who is eligible for TRICARE Supplement Insurance?
Eligible beneficiaries include TRICARE-authorized retirees, spouses, and dependents under age 65. Children up to age 23 (full-time students) or 26 (Young Adult Program) qualify.
What does the TRICARE Supplement cover?
It covers 100% of TRICARE-covered services after deductibles, including doctor visits, hospital co-pays, pharmacy costs, and excess charges up to 115% of TRICARE rates.
How much does TRICARE Supplement Insurance cost?
Monthly premiums start at $26.32 for members under 40. Prices increase with age brackets. Spouses receive the same rates as retirees.
Is there a pre-existing condition waiting period?
Yes, a 6-month waiting period applies for pre-existing conditions. New conditions are covered immediately upon enrollment.
How do I file a claim?
Present your ID card to providers for direct billing. Use the provider portal at selmanco.com or contact customer service at 1-800-638-2610 for assistance.
Where is coverage available?
Plans are available nationwide except in CO, ME, NH, NM, NY, OR, PR, UT, and WA.
