Business Details
5 Years
experience
Your Trusted Insurance Partner in Raleigh, NC
Health Insurance Solutions Of NC is a trusted independent insurance agency dedicated to helping individuals and families navigate the complexities of health insurance. With over 20 years of experience in sales and business development, our owner Wanda Stephens leverages her expertise to provide unbiased comparisons of policies from 21 top-rated insurance companies. We specialize in Medicare Supplements, Advantage Plans, Short Term Medical, Dental, Vision, and Affordable Care Act-compliant policies, ensuring clients find coverage that aligns with their health needs, lifestyle, and budget.Our commitment to education, transparency, and personalized service streamlines the application process while maintaining strict adherence to privacy and compliance standards. By staying current with evolving regulations and partnering with leading insurers like Blue Cross NC, we empower clients to make informed decisions. Our flexible availability, including evenings and weekends, ensures accessible support for all insurance inquiries.
Services
Medicare Supplements
Medicare Advantage
Short Term Medical
Dental Insurance
Vision Insurance
Health Insurance
Obamacare Plans
Medicaid Assistance
COBRA Coverage
Health Savings Accounts
Details
- Year established: 2021
Highlights and features
- We offer 20+ years of experience in insurance sales and business development.
- Our team represents 21 top-rated insurance companies for unbiased comparisons.
- We provide evening and weekend availability for personalized client support.
- We specialize in simplifying complex ACA and Medicare enrollment processes.
- Our partnerships with leading insurers ensure access to competitive coverage options.
What people say
Helpful and Knowledgeable
Wanda makes Medicare easy
Thrilled with affordable policies
Knowledgeable and informative
Assisted with zero premium plan
Services
Medicare Supplements
Medicare Supplements help cover costs not paid by Original Medicare, including deductibles, copayments, and coinsurance. These plans work with Medicare Parts A and B to reduce out-of-pocket expenses for hospital stays, doctor visits, and medical services. We help clients compare standardized plans (F, G, N) to find optimal coverage matching their healthcare usage patterns and budget.
Short Term Medical
Short Term Medical policies provide affordable coverage during life transitions like job changes or retirement. These plans offer protection against unexpected illnesses or accidents with flexible terms up to 364 days. We assist in selecting appropriate benefit periods and coverage levels while explaining limitations regarding pre-existing conditions and preventive care.
Health Insurance
Our individual and family health insurance solutions include ACA-compliant Bronze, Silver, Gold, and Catastrophic plans. We analyze your household income, medical needs, and provider preferences to identify cost-effective options with in-network providers. Our expertise ensures proper subsidy calculations and compliance with enrollment deadlines.
Dental Insurance
Dental insurance plans cover preventive care, basic procedures, and major dental work. We help clients understand coverage tiers, annual maximums, and waiting periods for restorative treatments. Our partnerships with providers like Delta Dental and Humana ensure access to discounted networks while balancing premium costs with expected dental needs.
Vision Insurance
Vision insurance reduces costs for eye exams, glasses, and contact lenses through established provider networks. We compare plans offering routine exam coverage, lens discounts, and elective surgery benefits like LASIK. Our guidance ensures clients understand in-network provider options and additional benefits such as free gym memberships included with some policies.
People
Wanda Stephens
Owner
Raleigh native with 20+ years in insurance sales, previously held corporate roles in sales and business development. MBA holder committed to simplifying insurance access while maintaining strict privacy standards.
Questions
What types of insurance plans do you specialize in?
We specialize in Medicare Supplements, Advantage Plans, Short Term Medical, Dental, Vision, and ACA-compliant health insurance for individuals and families.
How do you help simplify Medicare enrollment?
We analyze your prescription needs, preferred providers, and financial goals to compare plans and streamline enrollment in Medicare Part B, Supplements, or Advantage.
Can you assist with Affordable Care Act marketplace applications?
Yes, we help complete marketplace applications, determine subsidy eligibility, and select ACA-compliant plans from providers like Blue Cross NC and Aetna.
What areas do you serve?
We primarily serve North Carolina residents, including Raleigh, Durham, Cary, and surrounding communities.
Are your services free for clients?
Yes, we're compensated by insurance companies, so our services cost nothing extra to clients.
How do you handle pre-existing conditions?
Under ACA plans, pre-existing conditions cannot affect eligibility or pricing. We help secure coverage that meets your specific healthcare needs.
