Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Troy, Ohio
At Trojan Insurance Agency, we have dedicated ourselves to providing personalized insurance solutions tailored to meet the unique needs of our clients. With over 75 years of experience serving the Miami Valley region, including Miami, Auglaize, Butler, Champaign, Darke, Greene, Logan, Mercer, Montgomery, Preble, and Shelby counties, we understand the value of individualized service. Unlike impersonal 800-number companies, we take the time to build relationships and customize coverage that protects what matters most to you. Our commitment to local communities and hands-on approach ensures you receive knowledgeable guidance and support. We pride ourselves on offering comprehensive personal and commercial insurance products, including home, auto, farm, motorcycle, RV, boat, and umbrella policies, backed by a team that prioritizes your satisfaction. Our office in Troy, Ohio, serves as a hub for personalized service, where we combine deep industry expertise with a focus on transparency and client education.By maintaining strong partnerships with multiple insurance providers, we deliver competitive options while ensuring your information is handled securely and confidentially. Our team is trained to uphold strict privacy standards, and we work diligently to help you navigate coverage decisions with confidence. Whether you need assistance with policy customization, claims processing, or understanding available discounts, we are here to provide clear, reliable support. Our decades-long reputation reflects our dedication to treating every client like a neighbor, not just a policy number. We believe insurance should be about peace of mind, not stress, and strive to make your experience as seamless and personalized as possible.
Services
Home Insurance
Auto Insurance
Farm Insurance
Motorcycle Insurance
RV Insurance
Boat Insurance
Commercial Insurance
Life Insurance
Umbrella Policies
Claims Assistance
Details
- Year established: 1939
Highlights and features
- We customize policies to match your specific insurance needs
- Our team serves Miami Valley communities with local expertise since 1939
- We offer 24/7 claims support through direct provider phone lines
- We provide multi-policy and life stage-based insurance discounts
- Our licensed agents offer face-to-face consultations in Troy, Ohio
Services
Home Insurance
Our home insurance policies protect your residence and belongings against common risks like fire, theft, and weather damage. We offer customizable coverage options including replacement cost, personal liability, and additional living expenses. Our agents help you determine appropriate coverage limits based on your home's value and specific needs.
Auto Insurance
We provide comprehensive auto insurance coverage for cars, motorcycles, RVs, and specialty vehicles. Our policies include liability protection, collision coverage, and uninsured motorist options. We help clients qualify for discounts like multi-car, safe driver, and home-auto bundling while ensuring adequate protection for daily drivers and occasional vehicles.
Commercial Insurance
Our commercial insurance solutions protect businesses through package policies and specialized coverage options. We offer business owner policies, contractor insurance, commercial auto, and liability protection tailored to specific industries. Our agents work with clients to identify risks and implement cost-effective coverage strategies that meet regulatory requirements.
Life Insurance
We offer term and whole life insurance products to provide financial protection for your family. Our policies help replace income, cover final expenses, and support long-term financial goals. We work with multiple carriers to find solutions that match your budget and coverage needs at different life stages.
Claims Assistance
We provide dedicated claims assistance with direct contact to insurance providers through 24/7 phone lines. Our team guides clients through the claims process, explains required documentation, and follows up to ensure timely resolution. We maintain relationships with multiple carriers to streamline claims processing for all policy types.
People
Cindy Stienecker
Insurance Agent
Cindy Stienecker brings decades of local insurance expertise to Trojan Insurance Agency, serving Miami Valley residents since 1939. She specializes in personalized policy customization and client education, focusing on building long-term relationships through transparent advice and community engagement.
Amanda Fisher
Insurance Agent
Amanda Fisher provides comprehensive insurance solutions with a focus on customer service excellence. She assists clients with policy selection, coverage analysis, and claims navigation while maintaining the agency's commitment to personalized service and local market knowledge.
Questions
What areas do you serve?
We serve clients throughout Miami Valley, including Miami, Auglaize, Butler, Champaign, Darke, Greene, Logan, Mercer, Montgomery, Preble, and Shelby counties in Ohio.
What types of insurance do you offer?
We provide home, auto, farm, motorcycle, RV, boat, commercial, life, and umbrella insurance policies, along with specialized coverage options tailored to individual needs.
How can I make a payment?
You can make payments by calling our office directly during business hours. We offer convenient phone payment options without requiring online accounts or passwords.
What if I need to file a claim after hours?
For after-hours claims, contact your specific insurance provider directly using their 24/7 claims phone numbers, which we can provide for all represented companies.
Do you offer insurance discounts?
Yes, we offer multiple discounts including multi-policy, multi-car, home-auto bundling, limited mileage, good student, and loyalty-based programs for qualified clients.
Can you help customize my insurance policy?
Absolutely. We specialize in creating customized insurance solutions that match your unique needs rather than offering one-size-fits-all policies from impersonal providers.
