Business Details
34 Years
experience
Your Trusted Insurance Partner in Texas
David King Insurance is a family-owned business that has been dedicated to helping individuals and businesses navigate risk management challenges since 1992. Our mission centers on providing exceptional customer service, fostering strong relationships, and delivering personalized insurance solutions tailored to unique needs. As an independent agency, we work with multiple carriers to offer comprehensive coverage options for personal and business insurance. Our team prioritizes continuous improvement, ensuring clients receive expert guidance through policy complexities while maintaining transparency. With a focus on local expertise and community understanding, we serve residents and businesses across Texas and eight additional states.Our commitment to family values and client advocacy has earned us long-term trust, with some clients relying on our services for over 15 years. We pride ourselves on being more than an insurance agencyour clients become part of our extended family. Through personalized risk assessments and year-round support, we help clients protect what matters most. Our experienced team combines second-generation knowledge with modern insurance solutions to meet evolving needs. By maintaining strong carrier partnerships and emphasizing customer education, we ensure informed decision-making at every life stage.
Services
Auto Insurance
Home Insurance
Renters Insurance
Landlords Insurance
Personal Umbrella Insurance
Commercial Auto Insurance
Commercial Property Insurance
General Liability Insurance
Business Owners Policy
Boat Insurance
Details
- Year established: 1992
Highlights and features
- We offer 32 years of independent insurance expertise since 1992
- Our team provides personalized policy guidance with local market knowledge
- We work with multiple carriers to find best coverage-price combinations
- We deliver year-round advocacy and objective insurance advice
- Our family-owned approach ensures personalized client relationships
What people say
Exceptional Service
Personal Touch
Caring Team
Stress Free
Spot-on Recommendations
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual driving needs and vehicle types. Our policies protect against liability, collision, and comprehensive risks while offering customizable coverage options. With access to multiple carriers, we help clients find competitive rates that match their specific requirements.
Home Insurance
Our home insurance policies protect residential properties against common risks including fire, theft, and natural disasters. We offer standard homeowners coverage as well as specialized policies for high-value homes and unique property needs. Our team ensures proper valuation and customized protection for your primary residence.
Commercial Property Insurance
We protect business properties and equipment through comprehensive commercial property insurance solutions. Our coverage includes protection against fire, vandalism, and natural disasters while offering customizable options for different business types. We help companies determine appropriate coverage limits for their physical assets.
General Liability Insurance
Our general liability policies protect businesses from common risks including bodily injury and property damage claims. We provide coverage for legal defense costs and settlements while offering policy customization based on specific industry needs. This essential business protection helps mitigate financial risks from everyday operations.
Business Owners Policy
We offer bundled business owners policies that combine property, liability, and business interruption coverage into one comprehensive package. This cost-effective solution provides essential protection for small to mid-sized businesses while offering flexibility to customize coverage based on specific operational needs.
People
David H King
Owner
With decades of insurance experience, David H King leads our family-owned agency with a commitment to personalized service and community-focused solutions. He oversees strategic direction while maintaining client relationships built on trust and integrity.
Beverly Caperna
Director of Agency Sales and Operations
Beverly Caperna brings extensive industry expertise to her role, managing agency operations and client relations with a focus on exceptional service delivery. Her 15+ years of client advisory experience ensure consistent high-quality support for policyholders.
Brady King
Licensed Agent
As a licensed insurance professional, Brady King specializes in finding optimal coverage solutions for personal and business clients. His client-centric approach and market knowledge help policyholders secure appropriate protection at competitive rates.
Dan Baxter Jr
Director of Business Insurance
Dan Baxter Jr leads our commercial insurance division, leveraging industry expertise to develop tailored risk management solutions for businesses. He specializes in complex commercial coverage needs while maintaining a focus on client education.
Terryn Woods
Customer Service Representative
Terryn Woods provides dedicated support to policyholders, ensuring smooth policy management and claims processing. Her client-focused approach maintains the agency's commitment to responsive service and personalized attention.
Questions
What types of insurance do you offer?
We offer home, auto, business, and specialty insurance including boat, motorcycle, and commercial policies. Our independent agency provides coverage through multiple carriers for both personal and business needs.
How do I file an insurance claim?
Contact our office or your carrier directly to initiate a claim. We'll guide you through documentation requirements and ensure proper processing while advocating for your interests throughout the resolution.
How can I lower my insurance costs?
Bundling policies, maintaining good records, and qualifying for discounts can reduce costs. Our agents review your coverage annually to identify savings opportunities without compromising protection levels.
What are the benefits of working with an independent agent?
As independent agents, we offer multiple carrier options, unbiased advice, and personalized service. Unlike direct insurers, we advocate for your interests when comparing coverage and pricing options.
Do you offer coverage outside Texas?
Yes, we provide insurance solutions across eight states including Oklahoma, Arkansas, New Mexico, Colorado, Connecticut, Iowa, and Washington in addition to Texas.
How quickly can I get a quote?
We deliver fast, free quotes with personalized recommendations. Our team typically provides initial quotes within one business day and works quickly to finalize coverage options.
