Business Details
Learn more about where we've come from and where we're headed. We want you to be part of the ride. We've been managing home, life, business, and auto insurance for our clients for over 100 years. Thousands of clients in the greater Grand Rapids area have chosen us as their independent insurance agent. Come be our next valued client!
Services
Our Team
Over my 35 year career, I've seen almost everything, which is why our team takes such a thorough approach to insurance planning.
Our clients deserve it.
Dave is a 1977 graduate of Northview High School and earned a Bachelor Of Arts degree in "Risk & Insurance" from Michigan State University in 1981.
Dave enjoys golf, basketball, tennis, skiing, spending time with family and friends, and helping bring financial security to our clients.
Derek graduated from Forest Hills Northern High School in 2005 and Michigan State University in 2009, where he earned a Bachelors and a Masters in Accounting.
Our clients deserve it.
Dave is a 1977 graduate of Northview High School and earned a Bachelor Of Arts degree in "Risk & Insurance" from Michigan State University in 1981.
Dave enjoys golf, basketball, tennis, skiing, spending time with family and friends, and helping bring financial security to our clients.
Derek graduated from Forest Hills Northern High School in 2005 and Michigan State University in 2009, where he earned a Bachelors and a Masters in Accounting.
Why Us
Like most businesses, you will find significant differences between each insurance provider.
While we are committed to providing professional and honest service, we realize that professionalism and honesty are a requirement, not a distinction, of our business.
So what does make us unique?.
We intently focus on property and casualty insurance for families and small businesses in West Michigan.
We specialize in auto, home, condo, umbrella, life, and small business insurance.
We find that by focusing our energy on this niche we're able to provide accurate, timely, and personalized advice unmatched by most insurance agencies.
While we are committed to providing professional and honest service, we realize that professionalism and honesty are a requirement, not a distinction, of our business.
So what does make us unique?.
We intently focus on property and casualty insurance for families and small businesses in West Michigan.
We specialize in auto, home, condo, umbrella, life, and small business insurance.
We find that by focusing our energy on this niche we're able to provide accurate, timely, and personalized advice unmatched by most insurance agencies.
What Our Clients Are Saying
Derek is my agent and he has been wonderful.
There were a few different policies we were looking for and he knew exactly what we needed and got it done quickly.
We highly recommend.
Derek has been extremely helpful and responsive in regard to our home owners and insurance policy.
He's someone you immediately can trust and look to for any questions you have.
I highly recommend!
My wife and I were comparing our current insurance coverage/pricing with other companies and we chose to support our local community with family owned Boer Insurance Group.
There were a few different policies we were looking for and he knew exactly what we needed and got it done quickly.
We highly recommend.
Derek has been extremely helpful and responsive in regard to our home owners and insurance policy.
He's someone you immediately can trust and look to for any questions you have.
I highly recommend!
My wife and I were comparing our current insurance coverage/pricing with other companies and we chose to support our local community with family owned Boer Insurance Group.
Auto Insurance
When deciding on auto insurance in Michigan, drivers often focus on coverage for damage to their vehicle as a result of an accident or hitting a deer.
If you're involved in an auto accident that results in injury or death to another person, bodily injury liability coverage pays for the costs to defend you in a lawsuit and for the judgment against you.
This coverage is similar to PPI but applies only to accidents that occur outside the State of Michigan.
PIP pays for medical, rehabilitation, and long-term care expenses if you're hurt in an auto accident.
If you're involved in an auto accident that results in injury or death to another person, bodily injury liability coverage pays for the costs to defend you in a lawsuit and for the judgment against you.
This coverage is similar to PPI but applies only to accidents that occur outside the State of Michigan.
PIP pays for medical, rehabilitation, and long-term care expenses if you're hurt in an auto accident.
Home Insurance
Home ownership can be a tremendous blessing for your family.
However, it can also bring unexpected burdens, like finding an inch of water in your basement or having shingles ripped off in a wind storm.
That's why it is important to have a solid homeowners policy to soften the blow when misfortune strikes.
Coverage A pays to rebuild your home and permanently attached structures in the event of a fire, tornado, and many other potential disasters.
The coverage amount is estimated using current building costs (rather than market value) and is based on features of the home such as square footage, number of stories, number of bathrooms, quality of materials, etc.
However, it can also bring unexpected burdens, like finding an inch of water in your basement or having shingles ripped off in a wind storm.
That's why it is important to have a solid homeowners policy to soften the blow when misfortune strikes.
Coverage A pays to rebuild your home and permanently attached structures in the event of a fire, tornado, and many other potential disasters.
The coverage amount is estimated using current building costs (rather than market value) and is based on features of the home such as square footage, number of stories, number of bathrooms, quality of materials, etc.
Business Insurance
As a small business, we have experiential understanding of the importance in having proper commercial insurance.
Commercial insurance is a foundation of a company's stability.
Without it, you will not be able to protect yourself from unforeseen events-like fire, theft, natural disasters, property damage, lawsuits, and employee injuries-or losses that are incurred due to these events.
In other words, your business could be at risk and, by extension, your personal property and assets.
General Liability insurance covers third party injuries caused by direct or indirect negligence of the business.
Commercial insurance is a foundation of a company's stability.
Without it, you will not be able to protect yourself from unforeseen events-like fire, theft, natural disasters, property damage, lawsuits, and employee injuries-or losses that are incurred due to these events.
In other words, your business could be at risk and, by extension, your personal property and assets.
General Liability insurance covers third party injuries caused by direct or indirect negligence of the business.
No-Fault Reform
We've hosted over 40 no-fault reform workshops for our clients and community throughout 2020.
If you were not able to attend a live workshop, or if you could use a refresher, please feel free to watch the recorded workshop below.
These changes, as well as the others enacted by the bill, will have a dramatic impact on every Michigan resident.
We know all the in's and out's of the Michigan No-Fault Reform Auto Bill and we want to help you understand the changes.
We will help you make the appropriate coverage choices for you and your family.
If you were not able to attend a live workshop, or if you could use a refresher, please feel free to watch the recorded workshop below.
These changes, as well as the others enacted by the bill, will have a dramatic impact on every Michigan resident.
We know all the in's and out's of the Michigan No-Fault Reform Auto Bill and we want to help you understand the changes.
We will help you make the appropriate coverage choices for you and your family.
FAQs
An Independent Agent is much like a doctor.
Okay, that may be too generous of a comparison.
However, would you go to a doctor that can only write prescriptions for one medicine?
High blood pressure?
Prilosec.
Skin rash?
Strep throat?
That doesn't make much sense to us either.
That's why we represent multiple insurance companies.
Doing so allows us to find the right coverage at the right price for each and every client.
The companies we represent offer the most competitive rates in the industry.
Okay, that may be too generous of a comparison.
However, would you go to a doctor that can only write prescriptions for one medicine?
High blood pressure?
Prilosec.
Skin rash?
Strep throat?
That doesn't make much sense to us either.
That's why we represent multiple insurance companies.
Doing so allows us to find the right coverage at the right price for each and every client.
The companies we represent offer the most competitive rates in the industry.
Contact Us
We take pride in earning your business the right way - being friendly and professional, asking questions without being intrusive, and providing personalized advice without judgment.
Contact us to see why we have hundreds of 5-star reviews on Google!
Very much appreciate the educational approach here!
Our agent Brian explained the differences in what he put together for coverage for home and auto, side by side with the other policy, why each item was important.
We've had a really great experience so far with this insurance agency and I do wish I would have reached out when our friends recommended Brian at the Boer agency the first time; we saved more than I expected and it was very easy.
Contact us to see why we have hundreds of 5-star reviews on Google!
Very much appreciate the educational approach here!
Our agent Brian explained the differences in what he put together for coverage for home and auto, side by side with the other policy, why each item was important.
We've had a really great experience so far with this insurance agency and I do wish I would have reached out when our friends recommended Brian at the Boer agency the first time; we saved more than I expected and it was very easy.
Report a Claim
If you need to report a claim, please call us at 616-363-7766 or provide details below.
We will be in touch as quickly as possible to discuss coverage, any deductible that may apply, and what to expect during the claim process.
Most claims are best reported directly to our office so that we can advise you before and during the process, but if an emergency claim occurs overnight or on a weekend please don't hesitate to call the emergency claim service team noted below.
We will be notified by the insurance company and will step in to help with anything you need along the way.
We will be in touch as quickly as possible to discuss coverage, any deductible that may apply, and what to expect during the claim process.
Most claims are best reported directly to our office so that we can advise you before and during the process, but if an emergency claim occurs overnight or on a weekend please don't hesitate to call the emergency claim service team noted below.
We will be notified by the insurance company and will step in to help with anything you need along the way.
Introduce Us
One of your coworkers relocated to Michigan and is confused about no-fault auto insurance?
Your friend is buying a new home?
Your neighbor mentioned their insurance agent moved on and now they don't know who to talk to?
We're here to help!
Please provide contact information for anyone that could use our help, whether it's simply a second opinion or a full comprehensive insurance review.
We will reach out to them with a friendly phone call and follow up email to start the process.
Your friend is buying a new home?
Your neighbor mentioned their insurance agent moved on and now they don't know who to talk to?
We're here to help!
Please provide contact information for anyone that could use our help, whether it's simply a second opinion or a full comprehensive insurance review.
We will reach out to them with a friendly phone call and follow up email to start the process.
