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Your Independent Insurance Experts in Middletown, NY
At The Premium Select Group, we prioritize understanding our clients' unique needs, wants, and long-term goals to develop tailored insurance strategies. As an independent agency, we represent multiple reputable insurance companies, offering a wide range of personal and business insurance solutions designed to protect what matters most. Our licensed advisors provide expert guidance, ensuring clients receive secure coverage at competitive prices while maintaining a commitment to transparency and personalized service.With decades of combined experience in the insurance industry, we pride ourselves on being by your side every step of the way, offering 24/7 client support and risk management solutions for individuals and businesses across New York, New Jersey, Pennsylvania, Delaware, Georgia, and South Carolina. Our dedication to client satisfaction is reflected in our 75+ five-star reviews, highlighting our responsiveness, professionalism, and ability to go above and beyond in meeting policyholders' needs.
Services
Home Insurance
Auto Insurance
Renters Insurance
Business Owners Insurance
Workers Compensation
General Liability
Garage Repair Shop Insurance
Restaurant Insurance
Motorcycle Insurance
Rental Property Insurance
Highlights and features
- We represent multiple top-rated insurance carriers to find your optimal coverage
- Our licensed advisors provide personalized risk management strategies
- 24/7 client center for claims support and policy management
- Specialized commercial insurance for unique business needs
- Proven track record with 75+ five-star customer reviews
What people say
Top-notch service
Quick to respond
Very professional
Willing to go the extra mile
Great deal with actual protection
Services
Home Insurance
Protect your most valuable asset with comprehensive home insurance that covers structural damage, personal belongings, and liability protection. Our policies address risks from fire, storms, and theft while offering optional endorsements for high-value items. Clients benefit from customized coverage limits and deductible options tailored to their specific needs and property characteristics.
Business Owners Insurance
Safeguard your business with bundled protection combining property, liability, and business interruption coverage. Designed for small to mid-sized enterprises, this solution protects against common risks like equipment damage, customer injuries, and operational disruptions. Our specialists create tailored policies addressing industry-specific exposures for restaurants, repair shops, and other commercial ventures.
Renters Insurance
Affordable protection for renters covering personal property, liability, and additional living expenses. Policies address risks from theft, water damage, and liability claims while offering optional coverage for valuables and off-premises belongings. Helps meet landlord requirements while providing financial security for personal assets.
Workers Compensation
Mandatory coverage for work-related injuries and illnesses, including medical expenses and lost wages. Complies with state regulations while protecting businesses from liability claims. Our policies include risk management resources to help prevent workplace accidents and reduce premium costs through safety programs.
General Liability
Essential protection against third-party claims for bodily injury, property damage, and advertising injuries. Covers legal defense costs and settlements up to policy limits. Required by most commercial leases and contracts, this coverage forms the foundation of a comprehensive risk management strategy for businesses of all sizes.
Questions
What types of insurance do you offer?
We provide personal insurance (home, auto, renters, motorcycle) and business insurance (BOP, workers comp, liability, garage, restaurant) across six states.
Are you available after business hours?
Yes, our 24/7 client center provides round-the-clock support for claims reporting, policy changes, and emergency assistance needs.
How do I get proof of insurance?
Request certificates of insurance instantly through our online portal or contact our Middletown office directly for immediate assistance.
Do you offer multi-policy discounts?
Yes, bundling multiple policies with us often qualifies for significant premium savings while maintaining comprehensive coverage.
What areas do you serve?
We secure coverage across New York, New Jersey, Pennsylvania, Delaware, Georgia, and South Carolina with local expertise in all markets.
How do claims work?
Report claims 24/7 through our client portal or call center, where dedicated adjusters guide you through documentation and resolution processes.
