Business Details
39 Years
experience
Trusted Workers' Compensation Insurance Solutions in Cortland, NY
Hillmont Associates has been a trusted provider of Workers' Compensation Insurance solutions since 1987. Specializing in coverage for transportation, warehouse, and messenger industries across New York State, we combine deep industry expertise with cost-effective programs designed to meet employers' unique needs. Our Safety Group 524 program offers upfront discounts of up to 20%, year-end dividends, and reduced assessment charges without minimum premium requirements. As a family-owned firm, we prioritize personalized service and long-term client relationships while maintaining strict compliance with NYS workers' compensation regulations. Our program includes experience modification reviews conducted by third-party experts who work exclusively for our members' financial benefit.Through strategic partnerships with NYSIF and industry associations, we provide access to fully insured, low-risk alternatives to traditional insurance models. Our 37-year track record demonstrates consistent value delivery through both premium savings and post-policy dividends, having returned nearly $1 billion industry-wide over the past decade. We maintain transparent operations with 12-installment payment plans that improve business cash flow while limiting liability to individual group members' discounted premiums. Our team remains committed to workplace safety initiatives that reduce claims and foster sustainable business growth for our members.
Services
Workers' Compensation Insurance
Safety Group Membership
Dividend Programs
Experience Modification Reviews
Classification Code Assistance
Details
- Year established: 1987
Highlights and features
- We offer upfront premium discounts of up to 20% with no minimum requirements
- Our members receive year-end cash dividends based on group performance
- We provide free experience modification reviews through third-party experts
- We operate a 12-installment payment plan to improve business cash flow
- Our Safety Group 524 program has operated continuously since 1987
Services
Workers' Compensation Insurance
Specialized insurance solutions for New York employers in transportation, warehouse, and messenger industries. Our program ensures compliance with state requirements while minimizing premium costs through group pooling. Members benefit from both upfront discounts and potential year-end dividends based on collective claims performance.
Safety Group Membership
Access to NYSIF-endorsed Safety Group 524 with no minimum premium requirements. Members enjoy reduced assessment charges and liability protection limited to their individual discounted premiums. The program encourages workplace safety through loss-sensitive pricing mechanisms that reward low-claim environments.
Dividend Programs
Year-end cash distributions based on group performance after accounting for losses and administrative costs. Over the past decade, NYSIF safety groups have returned nearly $1 billion to members. Dividends typically occur 6-10 months after policy period completion.
Experience Modification Reviews
Free third-party evaluations of claims history and workplace safety practices. These reviews help identify cost-saving opportunities that directly benefit member businesses through improved experience modification ratings and potential premium reductions.
Classification Code Assistance
Guidance for proper classification of business operations under NYS workers' compensation regulations. We help ensure accurate premium calculations through correct code assignments for transportation, warehouse, and messenger industry classifications.
Questions
What industries do you specialize in?
We specialize in Workers' Compensation Insurance for transportation, warehouse, and messenger industries across New York State.
What benefits does Safety Group 524 offer?
Our members receive upfront discounts up to 20%, year-end dividends, reduced assessment charges, and free experience modification reviews.
Is there a minimum premium requirement?
No, our Safety Group 524 program has no minimum premium requirements for membership eligibility.
How does the dividend program work?
Dividends are declared 6-10 months after policy period end based on group performance, with distributions made to all eligible members.
What payment options are available?
We offer a 12-installment payment plan to help businesses manage cash flow more effectively throughout the policy period.
