Business Details
Your Trusted Insurance Partner in Elkton, MD
ACM Insurance Agency is a locally-owned Maryland business with 95 years of service in Elkton. Our team of agents brings over 70 years of combined experience in personal, business, and recreational insurance, as well as bonds. We specialize in providing tailored insurance solutions to meet the unique needs of families and businesses across Maryland, Delaware, Pennsylvania, New Jersey, and Florida. As an independent agency, we partner with multiple carriers to ensure comprehensive coverage options. Our commitment to integrity and personalized service has made us a trusted name in the community.We prioritize understanding our clients' specific requirements to deliver customized insurance packages that offer both value and protection. With a focus on long-term relationships, we strive to provide reliable support and expert guidance throughout every stage of the insurance process. Our dedication to excellence is reflected in our track record of serving diverse client needs while maintaining a strong local presence.
Services
Personal Insurance
Business Insurance
Recreation Insurance
Bond Services
Flood Insurance
Highlights and features
- 95 years of local insurance expertise in Elkton, MD
- Team with 70+ years combined insurance experience
- Personalized service for individual client needs
- Customized coverage across personal, business, and recreational insurance
- Serving clients in five states with diverse insurance solutions
Services
Personal Insurance
We provide comprehensive personal insurance solutions for homes, vehicles, and valuable assets. Our policies protect against risks like property damage, liability claims, and unexpected events. With customized options for renters, condo owners, classic car enthusiasts, and special event planners, we ensure tailored protection that matches individual lifestyles and financial needs.
Business Insurance
Our business insurance portfolio covers commercial properties, professional liability, and workers' compensation. We offer specialized policies for flood risks, in-home operations, and umbrella coverage. By assessing each company's unique requirements, we create risk management strategies that protect assets, employees, and operations while maintaining compliance with industry regulations and contractual obligations.
Recreation Insurance
We specialize in recreational vehicle insurance for ATVs, boats, motorcycles, and snowmobiles. Our policies address watercraft liability, off-road vehicle protection, and seasonal equipment risks. With flexible terms for both casual users and frequent enthusiasts, we provide comprehensive coverage that safeguards valuable recreational assets against accidents, theft, and environmental damage.
Bond Services
Our bonding services include probate bonds, contractor licenses, and specialty surety requirements. We help individuals and businesses meet legal obligations through court-required guarantees and performance bonds. By working with multiple underwriters, we secure competitive rates for financial assurances that protect all parties involved in contractual agreements and estate matters.
Flood Insurance
We offer flood insurance policies through the National Flood Insurance Program and private carriers. Our coverage protects residential and commercial properties against water damage from heavy rains, overflowing rivers, and storm surges. With specialized options for high-risk areas and coastal properties, we provide critical financial protection that typically isn't included in standard insurance policies.
People
Autumn Marquess
Owner/Agent
A lifelong Cecil County resident with nearly 20 years of personal and commercial insurance experience. Autumn leads the agency with a focus on community service and client relationships.
Roxanne Cameron
Personal Lines Agent
With over 30 years of insurance experience, Roxanne provides expert guidance on personal coverage options. Recognized as IA&B Insurance Agent of the Year 2022 for exceptional service.
Amanda Norman
Licensed Insurance Agent
Licensed in MD, DE, and PA, Amanda specializes in finding tailored insurance solutions for clients across the tri-state area with personalized attention.
Mandy Wooten
Commercial & Personal Lines Agent
Handling both insurance and billing needs, Mandy brings comprehensive expertise to commercial clients while maintaining a focus on clear communication and service excellence.
Questions
What types of personal insurance do you offer?
We provide home, renters, condo, auto, classic car, wedding event, umbrella, valuable items, and flood insurance policies tailored to individual needs.
Can you help with business insurance requirements?
Yes, we offer workers' compensation, commercial property, general liability, auto, umbrella, professional liability, crime insurance, and flood coverage for businesses.
Do you cover recreational vehicles?
We insure ATVs, boats, motorcycles, snowmobiles, and dirt bikes with customized policies that address specific usage patterns and risk factors.
What bond services are available?
We provide probate bonds, contractor bonds, and specialty surety solutions to meet legal and contractual requirements for individuals and businesses.
Which areas do you serve?
We serve clients in Maryland, Delaware, Pennsylvania, New Jersey, and Florida with localized insurance solutions and regional expertise.
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