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Business Details
Bob Johnson Insurance, Inc. is a full service independent agency providing insurance on automobiles, motorcycles, motor homes, homeowners, rental houses, mobile homes, boats, bonds, business, churches, workers compensation, life, health, medicare supplements, 401k's, annuities, and more. Did you know that you can save money by having multiple lines of insurance with the same company?.

Bob Johnson Insurance has been serving our customers and community since we were established in 1964. With many years of experience delivering home, auto, life and other policies, we are well-equipped to help you find the exact coverage that you need and want. Our agents are committed to serving our community which reaches beyond caring for your insurance needs.

Our staff members are. Bettie has worked at Bob Johnson Insurance since 2002. She is a licensed insurance agent and works in customer service serving our commercial line customers and Christian ministry customers. She started in the insurance business in 1985.
Services
Mission Statement
We will strive to exceed the expectations of our customers, prospects, and fellow employees.
Every prospect or customer is equally important to us regardless of the size of the premium dollars.
Each will receive the same courtesy, respect, and service.
We will be honest with our customers and will try to place them in the insurance company we feel best for them.
We will refrain from undermining our competitors by being positive about our own service and product.
We will endeavor to be led by the Holy Spirit in witnessing for Jesus Christ, pointing others to the "best" insurance policy.
Staff
Ben Johnson is president and owner of Bob Johnson Insurance, Inc. and joined the agency in 1988.
He is a graduate of Halls High School and the University of Tennessee.
In addition to serving on several different non-profit boards over the years, Ben and his family are actively involved at Calvary Chapel in Knoxville.
He loves spending time with his family, doing triathlons, playing golf and doing yardwork (not for hire - his own yard only!).
Doug Johnson is a personal lines agent of Bob Johnson Insurance.
Auto Insurance
Your car is one of the most valuable things that you own because it's an integral part of your life.
You use it every day for work and personal errands.
If anything were to happen to it, you would be in big trouble.
Because your auto is such a crucial part of your life, you will find that a local independent agency based in Tennessee provides many more options and flexibility over a multinational corporation.
Get auto insurance from someone who knows what's most important to you.
BJI provides all three.
Church & Christian Ministry
Many Christian Ministries in Tennessee and Kentucky allow us to serve them as "ministers of risk management and insurance."
Our passion is to help you protect your ministry properly by doing a detailed risk management review of your ministry and property (including vehicles, workers compensation, and possible foreign mission trip exposures).
We represent companies that only insure churches and Christian-based ministries (including camps, schools and colleges).
That way, you know you're being protected by people who know and understand why you do what you do --- with extremely competitive premiums and service based on Colossians 3:23 -- "Work hard and cheerfully at whatever you do, as though you were working for the Lord rather than for people."
Business Insurance
Business insurance protects your business from losses that that may occur during the normal course of business.
Small business owners may have more personal financial exposure in the event of a loss.
Therefore, it is very important for them to carefully assess their business insurance needs.
Commercial general liability provides coverage to a business for bodily injury, personal injury, and property damage that happens on at the business location or is caused by the business or its products.
It is considered comprehensive, but it does not cover all the risks that a business might face.
Recreational Vehicles
When most people think about insurance for their vehicles, they automatically think about their car or truck.
However, living in Knoxville, Tennessee, we are close to the mountains and lakes that provide all sorts of opportunities for fun.
Therefore, many of us have a variety of recreational vehicles we like to use.
At Bob Johnson Insurance, we offer comprehensive recreational vehicle coverage that can keep your rides protected for all that you do.
If you love to go bombing around in the mud or take on the sand, then you need a high-quality ATV to get you there.
Life Insurance
For many people, life insurance is something that they don't want to think about too much.
It can seem a little bizarre to start preparing for what's going to happen when you're gone, but the fact is that having a comprehensive Tennessee life insurance policy is the smartest thing for both you and your family.
Did you know that the average funeral costs around $10,000?
If you don't have life insurance, that burden will fall to your family, which can put them into massive debt.
It's imperative that you can provide with a cash life insurance policy from Bob Johnson Insurance.
Long-Term Care
When planning for the future, sometimes it is important to consider needs you may have for long-term services and supports.
These could include personal and custodial care in your home, a community organization, or a facility.
Long-term services are related to daily living activities such as bathing, dressing, or eating or can even includes skilled care that's provided by nurses, therapists or other professionals.
It is important to understand that standard employer-based health coverage does not cover daily, extended care services.
Disability Insurance
Many people don't consider that their most valuable asset is their ability to make a living.
If you can't work for an extended period of time because of illness or injury, disability insurance pays a portion of your income if you can't work.
You may think that the probability of missing work for a few months or even years is very small.
If you are young and healthy, it might seem even more remote.
However, according to the Social Security Administration, more than 25% of 20-year-olds will experience disability for 90 or more days before they reach normal retirement age1.
Pet Insurance
As Americans, we love our pets.
They're part of the family, and we want them to have the best possible care.
That care can be expensive, though: According to the American Pet Products Association, in 2017 more than $17 billion was spent on veterinary care in the U.S.
And similar to healthcare for humans, budgeting for pet medical expenses can be difficult; even one accident or emergency could mean thousands of dollars in unexpected costs.
Claims
Most companies we represent have 24 hour service.
You can use the following phone numbers to report your claim directly to your company, speeding up the claim process.
These same phone numbers can be used for follow-up questions you may have concerning your claim.
If possible, have either your policy number or claim number when calling.