Business Details
47 Years
experience
Your Trusted Insurance Partner in Oyster Bay, NY
Established in 1979 by retired United States Air Force Lieutenant Colonel Harold Beardsley, we operate as a family-run independent insurance agency dedicated to providing personalized insurance solutions. Our agency represents multiple national and regional insurance companies, offering clients the ability to compare coverage options without cost or obligation. We prioritize honesty, fairness, and dependable service, ensuring clients receive tailored policies that align with their evolving needs. With over four decades of experience serving Oyster Bay and surrounding communities, our team remains committed to delivering expert guidance and maintaining transparency in all transactions.Our focus extends beyond policy saleswe aim to build lasting relationships by understanding client priorities and adapting to life's changes. As active community members, we emphasize personalized support and accessibility, ensuring clients feel confident in their insurance decisions. Our services encompass home, auto, commercial insurance, and surety bonds, backed by a commitment to comprehensive coverage reviews and adjustments as needed.
Services
Personal Insurance
Commercial Insurance
Surety Bonds
Home Insurance
Auto Insurance
Details
- Year established: 1979
Highlights and features
- Family-run agency with 40+ years of local insurance expertise
- Personalized policy comparisons from multiple providers
- No-cost, no-obligation insurance consultations available
- Community-focused approach with direct client accessibility
- Comprehensive coverage reviews for evolving needs
What people say
Personalized support
Reliable and efficient
Saved us money
Proper coverage
Easy to reach
Services
Personal Insurance
We provide customized personal insurance solutions that protect individuals and families. Our offerings include tailored policies for home, auto, and life insurance. With access to multiple providers, we ensure competitive rates and comprehensive coverage that adapts to life changes.
Commercial Insurance
Our commercial insurance services safeguard businesses against industry-specific risks. We offer liability coverage, property protection, and specialized policies for various sectors. By understanding each client's unique operations, we create cost-effective solutions that support long-term business stability and compliance.
Surety Bonds
We facilitate surety bond acquisition for legal and contractual obligations. Our expertise covers performance bonds, bid bonds, and license bonds. We work with clients to secure necessary guarantees while explaining terms clearly, ensuring they meet project or regulatory requirements efficiently.
Home Insurance
Our home insurance policies protect residential properties against common risks like fire, theft, and natural disasters. We assess individual needs to recommend appropriate coverage levels. Clients benefit from personalized risk assessments and guidance through claims processes when needed.
Auto Insurance
We offer comprehensive auto insurance solutions for personal and commercial vehicles. Our services include liability coverage, collision protection, and uninsured motorist options. We help clients navigate policy details to ensure adequate protection while optimizing premium costs through provider comparisons.
People
Harold Beardsley
Founder
Retired United States Air Force Lieutenant Colonel Harold Beardsley established the agency in 1979. His military background instilled discipline and client-first values that continue shaping our service approach today.
Janet Maiorello
Insurance Professional
Janet Maiorello provides expert insurance guidance with a focus on personalized client service. Her extensive experience in policy analysis helps clients optimize coverage while maintaining cost efficiency.
Questions
What types of insurance do you offer?
We provide personal insurance (home, auto, life), commercial insurance, and surety bonds. Our independent agency compares multiple providers to find tailored solutions for individual and business needs.
How are you different from direct insurance companies?
As an independent agency, we represent multiple insurance providers rather than a single company. This allows us to offer unbiased comparisons and create customized coverage solutions based on your specific requirements.
Do you offer online policy management?
While we facilitate online access through partner providers, our primary service model emphasizes personalized phone and in-person consultations to ensure clients fully understand their coverage options.
What are your business hours?
Our office is open Monday through Friday from 8:30 AM to 4:30 PM Eastern Time. We recommend scheduling appointments for detailed policy discussions during these hours.
How do claims work with your agency?
We assist with initiating claims through your chosen insurer and provide ongoing support throughout the process. Our team explains procedures clearly and advocates for timely resolution of legitimate claims.
Can you help lower my insurance costs?
Yes, we regularly review policies to identify potential savings without compromising coverage. Our multi-provider comparisons often reveal more cost-effective options that better match current client needs.
