Business Details
20 Years
experience
Trusted Title Insurance & Real Estate Closing Services in Missouri
Southern Land Title has established itself as a premier provider of title insurance and real estate closing services in Southeast Missouri. Since 2006, we have consistently been recognized as a top-tier producer by our underwriter, Agents National Title, reflecting our commitment to excellence. With over 10,000 closings and 100+ years of combined team experience, we deliver precision and professionalism in every transaction. Our managing owner, Kirk Chaligoj, brings 18 years of expertise in title insurance, complemented by a 20-year background in banking and mortgage lending. We prioritize building strong relationships with local banks, lenders, and law firms to ensure seamless service.Our focus on quality work and client satisfaction has made us the preferred choice in Butler County. We specialize in navigating complex title searches, resolving liens, and providing comprehensive title policies. Our deep understanding of state-specific regulations ensures compliance and efficiency. Backed by decades of experience, we guarantee transparent communication and meticulous attention to detail. Southern Land Title remains dedicated to safeguarding property investments through reliable, cost-effective solutions.
Services
Title Insurance
Real Estate Closing
Loan Policy
Owner's Policy
Settlement Services
Title Search
Document Preparation
Lien Resolution
Escrow Services
Policy Endorsements
Details
- Year established: 2006
Highlights and features
- We have completed 10,000+ successful real estate closings.
- Our team offers 100+ years of combined experience in title services.
- Managing owner brings 18 years of title insurance expertise.
- Recognized as a top-tier producer by Agents National Title.
- Maintain professional relationships with local lenders and law firms.
Services
Title Insurance
Title Insurance safeguards property ownership by covering legal disputes or defects. We provide comprehensive policies that protect buyers and lenders against financial loss due to title errors, liens, or fraud. Our policies ensure peace of mind for property transactions.
Real Estate Closing
Real Estate Closing services facilitate smooth property transfers. We coordinate document preparation, fund disbursement, and legal compliance to ensure efficient transactions. Our team handles all aspects of closings for buyers, sellers, and lenders.
Loan Policy
Loan Policy protects lenders' investments in real estate transactions. This policy covers risks associated with title defects, ensuring lenders' financial security. We issue Loan Policies as required by mortgage lenders during property purchases.
Owner's Policy
Owner's Policy safeguards property buyers against title-related claims. This one-time fee policy covers legal defense and financial compensation for covered title issues. We recommend Owner's Policies to protect buyers' long-term investments.
Settlement Services
Settlement Services manage the closing process from start to finish. We handle title research, document preparation, and fund transfers to ensure compliance. Our services streamline complex real estate transactions for all parties involved.
People
Kirk Chaligoj
Managing Owner
Kirk Chaligoj has 18 years of title insurance expertise and a 20-year background in banking and mortgage lending. He leads Southern Land Title with a focus on quality service and client satisfaction.
Questions
What title insurance policies do you offer?
We provide Loan Policies for lenders and Owner's Policies for buyers to protect against title defects during property transactions.
How long does a real estate closing take?
Most closings complete within 1-2 hours once all documents and funds are prepared and verified.
Who typically pays for title insurance?
Loan Policies are usually paid by borrowers, while Owner's Policies vary by state—consult our team for local requirements.
Do you handle commercial property closings?
Yes, we manage both residential and commercial real estate closings with equal expertise and attention to detail.
Are your rates competitive?
We offer among the lowest rates in Missouri while maintaining the highest standards of title insurance and closing services.
