Business Details
50+ Years
experience
Your Trusted Insurance Partner in Richfield, MN
Richfield State Insurance has been serving the Twin Cities and surrounding communities since 1947. Our agency is built on a foundation of integrity, discipline, loyalty, and honesty, values we uphold daily in serving our policyholders. With over 130 years of combined experience among our licensed professionals, we provide comprehensive insurance solutions tailored to individual and business needs. We specialize in auto, home, boat, recreational vehicles, business, and life insurance, ensuring clients receive quality coverage.Our independent agency model allows us to offer flexible options from multiple providers, prioritizing client satisfaction. We remain committed to adapting with the community while maintaining personalized service and transparency. Our teams deep local roots and industry expertise ensure informed, reliable guidance for all insurance matters. Through decades of service, we have established ourselves as a trusted partner for protecting what matters most to our clients.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Commercial Insurance
Renters Insurance
Condo Insurance
Recreational Vehicle Insurance
Pet Insurance
Wedding Insurance
Details
- Year established: 1947
Highlights and features
- We offer 75+ years of combined insurance expertise and local market knowledge.
- Our independent agency model provides access to multiple insurance providers for competitive pricing.
- Personalized service prioritizes your unique coverage needs and budget.
- Team members actively engage in community leadership and professional development.
- We maintain transparent communication and ethical practices in all client interactions.
Services
Auto Insurance
We provide comprehensive auto insurance solutions for standard vehicles and specialty vehicles like classic cars. Our policies protect against liability, collision, and uninsured motorists while offering flexible deductibles. With access to multiple carriers, we help clients find cost-effective coverage tailored to their driving history and vehicle value.
Home Insurance
Our home insurance policies cover primary residences and vacation properties against fire, theft, and natural disasters. We offer customizable coverage for personal belongings, liability protection, and additional living expenses during repairs. Specialized options include scheduled personal property coverage for high-value items and landlord insurance packages.
Business Insurance
We provide tailored business insurance solutions including general liability, property coverage, and professional liability policies. Our offerings protect against workplace injuries, client lawsuits, and business interruption losses. We serve diverse industries with specialized policies for contractors, liquor liability, and workers' compensation requirements.
Life Insurance
We offer term and permanent life insurance products to protect families and business partners. Our policies provide financial security for dependents, mortgage protection, and estate planning benefits. We work with top-rated carriers to deliver competitive rates for individuals and business succession planning needs.
Recreational Insurance
We insure recreational vehicles including boats, ATVs, snowmobiles, and motorcycles. Our policies cover watercraft liability, trailer protection, and off-road vehicle accidents. We provide specialized coverage for seasonal use and storage while ensuring compliance with state requirements for recreational equipment operation.
People
Jim Poppie
Principal
Jim Poppie has worked in insurance since 1988. He graduated from St. Cloud State University and values independent agency flexibility. He focuses on quality coverage for automobiles, homes, and businesses while maintaining high integrity standards.
Chad Bjugan
Principal
Chad Bjugan brings 25+ years of insurance experience. He worked at Allstate and Austin Mutual before joining Richfield State Insurance in 2001. He serves on multiple industry boards and holds leadership roles with Minnesota insurance associations.
Katie Klauda Lewis
Agent
Katie Klauda Lewis offers 20 years of insurance experience. She holds degrees in psychology, business, and interior design. She specializes in personalized service and competitive pricing for auto, home, and recreational insurance policies.
Scott W. Anderson
Agent
Scott W. Anderson has served clients since 1998. He graduated from Augsburg College and focuses on personal and commercial insurance needs. He actively participates in youth hockey programs and Twin Cities community initiatives.
Terry Sweeney
Commercial Agent
Terry Sweeney leads our commercial insurance department. With prior HR experience, he understands business risks and insurance requirements. He graduated from the University of Minnesota and serves local athletic programs through community involvement.
Questions
What types of insurance do you offer?
We provide auto, home, business, life, recreational vehicle, and commercial insurance policies. Our independent agency offers specialized coverage through multiple carriers for personal and business needs.
Do you handle insurance claims?
Yes, we assist with claims through our partner carriers. Contact our office directly or use carrier-specific claim portals listed on our website for reporting incidents and tracking progress.
Are you available during non-business hours?
Our office operates Monday-Thursday 8:30 AM-4:30 PM and Friday 8:30 AM-2:00 PM. Emergency claims assistance is available through our partner carriers' 24/7 claim reporting systems.
What areas do you serve?
We primarily serve the Twin Cities metropolitan area including Richfield, Edina, Minneapolis, and surrounding Minnesota communities with personalized insurance solutions.
