Business Details
Our dedicated staff is here to assist you in securing insurance coverage for your home & auto or business to protect you for years to come. With a vast knowledge of our many carriers and niche specialty programs, we are equipped to shop for the best policy specific to your needs. Our job is to help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way.
We've successfully served hundreds of customers and are determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you. Maintain your peace of mind knowing that our agency has your back.
We've successfully served hundreds of customers and are determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you. Maintain your peace of mind knowing that our agency has your back.
Services
Employee Directory
We are currently interviewing qualified applicants for the position of Full-Time Insurance Producer.
As a licensed insurance professional, you will assist potential and existing clients in selecting the right insurance products to meet their needs.
Using your insurance knowledge and sales skills, you will develop deep, lasting relationships as their trusted insurance advisor.
We are looking for a confident, team player with strong communication skills that is ready to build relationships with potential clients.
As a licensed insurance professional, you will assist potential and existing clients in selecting the right insurance products to meet their needs.
Using your insurance knowledge and sales skills, you will develop deep, lasting relationships as their trusted insurance advisor.
We are looking for a confident, team player with strong communication skills that is ready to build relationships with potential clients.
Automobile
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
An auto insurance policy is comprised of six different kinds of coverage.
Most states require you to buy some, but not all, of these coverages.
If you're financing a car, your lender may also have requirements.
Most auto policies are for six months or a year.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
An auto insurance policy is comprised of six different kinds of coverage.
Most states require you to buy some, but not all, of these coverages.
If you're financing a car, your lender may also have requirements.
Most auto policies are for six months or a year.
Homeowners
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
Business & Commercial
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
Recreational Vehicle
Recreational vehicles do more than just carry you from one place to another; they transport you with an eye toward maximum fun and/or comfort along the way.
Just because some of these vehicles are associated with playtime, that doesn't mean they don't need the same insurance protection as any other piece of expensive property you own.
In fact, they may need more insurance since they also create a potential for liabilities.
Your recreational vehicle is, just like an automobile, a moving vehicle that can cause bodily injury and property damage to others.
Just because some of these vehicles are associated with playtime, that doesn't mean they don't need the same insurance protection as any other piece of expensive property you own.
In fact, they may need more insurance since they also create a potential for liabilities.
Your recreational vehicle is, just like an automobile, a moving vehicle that can cause bodily injury and property damage to others.
PSIC School Program
The Prairie State Insurance Cooperative (PSIC) will endeavor to serve its Illinois schools' membership through a unified cooperative which offers proven leadership; proficient management; and exceptional insurance providers who offer comprehensive, fiscally responsible insurance and workers' compensation coverage.
This statement of principles represents the guiding values of the Prairie State Insurance Cooperative (PSIC) Executive Committee in fulfilling its mission.
The Board will endeavor to use these principles when approaching all activities, deliberations, and decision-making.
This statement of principles represents the guiding values of the Prairie State Insurance Cooperative (PSIC) Executive Committee in fulfilling its mission.
The Board will endeavor to use these principles when approaching all activities, deliberations, and decision-making.
Apartment Owners Insurance
As an apartment building owner, you have a responsibility to protect the buildings you own.
Residents must get their own coverage to protect their belongings.
But, the building structure and common areas are yours to protect with apartment owners insurance.
Residents' rental policies are limited and rarely cover the building itself.
If a covered event damages your building, apartment owners insurance can help fund the repairs.
Building coverage: Protects the building structures, common areas and tools/vehicles used to maintain the property.
Residents must get their own coverage to protect their belongings.
But, the building structure and common areas are yours to protect with apartment owners insurance.
Residents' rental policies are limited and rarely cover the building itself.
If a covered event damages your building, apartment owners insurance can help fund the repairs.
Building coverage: Protects the building structures, common areas and tools/vehicles used to maintain the property.
Hotel
Whether you run a hotel, motel, inn* or resort, you need insurance that is tailored to the specific risks faced by you, your guests and their visitors.
Hotel insurance can be sold as separate commercial insurance liability and property policies or, from some companies, as a bundled product geared toward your specialized needs.
Those who work in the hospitality industry need their own specialized liability insurance policy.
Hospitality errors and omissions can help you pay to defend yourself against lawsuits brought on by guests as a result of an error or omission in taking, recording or fulfilling reservations, event planning and so on.
Hotel insurance can be sold as separate commercial insurance liability and property policies or, from some companies, as a bundled product geared toward your specialized needs.
Those who work in the hospitality industry need their own specialized liability insurance policy.
Hospitality errors and omissions can help you pay to defend yourself against lawsuits brought on by guests as a result of an error or omission in taking, recording or fulfilling reservations, event planning and so on.
Jewelry Insurance
Your collection of jewelry reflects treasured memories and symbolizes your feelings for loved ones.
Your wedding band serves as a reminder of your wedding day.
Maybe you have a necklace that was a birthday gift from your mother.
Each piece of jewelry is unique and valuable beyond the dollar worth.
Jewelry insurance can protect your precious keepsakes from loss, damage or theft.
Standard homeowner insurance policies provide limited jewelry coverage, which is often lower than the value of your collection.
Your wedding band serves as a reminder of your wedding day.
Maybe you have a necklace that was a birthday gift from your mother.
Each piece of jewelry is unique and valuable beyond the dollar worth.
Jewelry insurance can protect your precious keepsakes from loss, damage or theft.
Standard homeowner insurance policies provide limited jewelry coverage, which is often lower than the value of your collection.
Garage Owners Insurance
We like to keep things simple when it comes to great coverage.
A single basic policy with built-in flexibility eliminates the need for multiple policies because property and liability are included.
Your success depends on your to turn around high quality work in a short amount of time.
You can stay focused on running your business knowing you have great coverage.
The insurance policy helps protect your business from the unexpected risks that may come with owning a garage.
Your place of business is covered!
A single basic policy with built-in flexibility eliminates the need for multiple policies because property and liability are included.
Your success depends on your to turn around high quality work in a short amount of time.
You can stay focused on running your business knowing you have great coverage.
The insurance policy helps protect your business from the unexpected risks that may come with owning a garage.
Your place of business is covered!
Daycare
Whether you provide in-home daycare services or you have a commercial facility, you may need certain insurance protection in order to continue operating your business and taking care of children.
But daycare insurance isn't just about compliance; it's also about protecting your finances from the cost of lawsuits and property damages while showing parents just how seriously you take the care of their children.
Liability insurance is a must for both commercial and in-home care.
With liability insurance, you can protect yourself in the event you are accused of neglect or abuse, since the policy will pay defense costs as well as the judgment, provided that it's within limits and was not due to willful neglect.
But daycare insurance isn't just about compliance; it's also about protecting your finances from the cost of lawsuits and property damages while showing parents just how seriously you take the care of their children.
Liability insurance is a must for both commercial and in-home care.
With liability insurance, you can protect yourself in the event you are accused of neglect or abuse, since the policy will pay defense costs as well as the judgment, provided that it's within limits and was not due to willful neglect.
