Business Details
14 Years
experience
Your Trusted Insurance Partner in Layton, Utah
Mountain Ridge Insurance Group is a dedicated and experienced independent agency serving Utah and parts of Idaho. We specialize in providing tailored insurance solutions for businesses and individuals, helping clients reach their full potential through personalized coverage strategies. With decades of combined industry experience, our team prioritizes building strong relationships and going beyond standard offerings to create customized protection plans.We represent multiple top-rated insurance companies, simplifying the process of finding optimal coverage while focusing on value, transparency, and client advocacy. Our mission centers on safeguarding clients' assets and futures through comprehensive insurance solutions and unwavering support.
Services
Commercial Property Insurance
Homeowners Insurance
Auto Insurance
Life Insurance
Surety Bonds
General Liability Insurance
Workers Compensation
High Net Worth Insurance
Storage Unit Insurance
Business Owners Policy
Details
- Year established: 2012
Highlights and features
- We represent multiple insurance companies to offer you the best coverage options
- Our experience provides better value for your dollar
- We act as your advocate throughout the insurance process
- We simplify complex insurance decisions with personalized guidance
- We offer specialized coverage for unique assets and business needs
What people say
Trustworthy as always
Care and concern
Not disappointed
Best coverage options
Dedicated support
Services
Commercial Property Insurance
Our commercial property insurance protects businesses against property damage, theft, and natural disasters. We provide tailored coverage for buildings, equipment, and inventory with options for business interruption protection. Clients benefit from customized risk assessments and competitive pricing through our carrier partnerships.
High Net Worth Insurance
Specialized coverage for affluent individuals protects luxury homes, vehicles, art collections, and unique assets. Our policies offer higher limits and broader coverage than standard policies while providing personalized risk management solutions for complex portfolios.
Storage Unit Insurance
This specialized coverage safeguards storage facility owners against property damage, liability claims, and income loss. We offer comprehensive protection for buildings, units, and equipment with customizable options for different facility sizes and risk profiles.
Workers Compensation
Our workers compensation policies provide medical expense coverage and wage replacement for work-related injuries. We help businesses meet legal requirements while offering support for workplace safety programs and claims management.
Surety Bonds
We provide various surety bond types including contract, license, and permit bonds. Our experienced team helps contractors and businesses obtain required bonds while offering competitive rates and streamlined application processes.
People
Matt Holbrook
Owner
With 20 years in insurance, Matt transitioned to independent agency in 2016 to offer clients more choices. He holds a Business Administration degree from Weber State University and focuses on simplifying complex insurance decisions for clients.
Rick Koci
Founder
A combat veteran and financial expert, Rick established Mountain Ridge Insurance in 2012. With prior banking experience and multiple insurance licenses, he specializes in helping clients save money while securing appropriate coverage for families and businesses.
Amanda Jones
Account Manager
A former educator with insurance expertise since 2018, Amanda specializes in commercial and personal lines. She focuses on simplifying insurance concepts for clients while emphasizing honesty and hard work in her client relationships.
Lance Perry
Personal Lines Account Manager
With 16 years of experience and licenses in 11 states, Lance brings extensive knowledge of property, casualty, and life insurance. He emphasizes integrity in helping clients navigate complex insurance decisions with personalized solutions.
Melanie Limb
Commercial Lines Account Manager
A 25-year insurance professional with CISR designation, Melanie specializes in commercial lines and bonding. She focuses on building lasting client relationships through honest communication and tailored insurance solutions for businesses.
Questions
What types of commercial insurance do you offer?
We provide commercial property, general liability, workers compensation, business owners policies, surety bonds, and specialized coverage for storage facilities and high-net-worth clients.
How can I get a personalized insurance quote?
Request a quote through our website or contact our Layton office directly at 801-820-6402 for immediate assistance from our insurance specialists.
Do you offer personal insurance coverage options?
Yes, we offer auto, homeowners, life, renters, boat, and specialty personal insurance policies tailored to individual needs and budgets.
What areas do you serve?
We primarily serve Utah including Layton, Ogden, and West Layton, with commercial insurance coverage also available in parts of Idaho.
How do you help clients choose the right coverage?
Our experienced agents analyze your specific needs, compare options across multiple carriers, and recommend customized solutions that balance protection and affordability.
What sets Mountain Ridge apart from other agencies?
We combine decades of local experience with access to multiple insurance carriers, offering personalized service, specialized coverage options, and ongoing policy reviews to ensure continued protection.
