Business Details
12 Years
experience
Your Trusted Insurance Partner in Horsham, PA
Established in 2014, Kerber Insurance Associates operates as an independent insurance agency committed to delivering tailored insurance solutions. Our expertise spans both personal and commercial insurance, serving clients across Pennsylvania, New Jersey, Delaware, Maryland, North Carolina, South Carolina, Florida, and California. With access to over 25 A-Rated carriers, including specialty providers for high-risk operations and real estate investments, we ensure comprehensive coverage options for diverse client needs. Our team prioritizes personalized service, leveraging industry knowledge to match clients with optimal policies for their unique circumstances. Licensed in multiple states, we combine local insight with national carrier partnerships to provide reliable protection and responsive support.Our focus on transparency and client education empowers informed decision-making, whether securing auto, home, life, or business insurance. By maintaining relationships with top-tier carriers, we deliver competitive pricing without compromising coverage quality. Client testimonials highlight our consultative approach, emphasizing trust, expertise, and dedication to long-term relationships. As an independent agency, we remain unaffiliated with specific carriers, ensuring unbiased recommendations aligned with client interests. Our track record of reducing costs while maintaining coverage demonstrates our commitment to value-driven solutions. Through continuous market analysis and policy customization, we address evolving risks in both personal and business contexts.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Owners Policies
Workers Compensation Insurance
Details
- Year established: 2014
Highlights and features
- We partner with 25+ A-Rated insurance carriers for comprehensive coverage options
- Licensed in 8 states including PA, NJ, DE, and CA for regional expertise
- Specialize in customizing policies for high-risk operations and real estate
- Maintain transparent pricing with no hidden fees or obligations
- Offer consultative guidance from experienced insurance professionals
What people say
Customer service was amazing
Straightforward and honest
Knowledgeable and helpful
No hidden fees
Trustworthy recommendations
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual needs. Our access to top-tier carriers ensures competitive pricing while maintaining essential coverage for vehicles and drivers. Clients benefit from personalized policy comparisons and expert guidance to select optimal protection levels.
Home Insurance
Our home insurance policies safeguard residential properties against common risks. We help clients evaluate coverage options for dwellings, personal belongings, and liability protection. Specialized plans are available for vacant properties and secondary residences.
Life Insurance
We offer life insurance products designed to protect families during challenging times. Our solutions include term and permanent policies that provide financial stability for dependents. Coverage amounts are customized based on individual circumstances and future needs.
Workers Compensation Insurance
This essential business coverage protects companies and employees from work-related injury or illness costs. We create customized policies meeting state requirements while ensuring comprehensive benefits for workplace incidents.
Business Owners Policies
Our BOP solutions combine multiple business insurance components into cost-effective packages. Tailored for manufacturing, wholesale, and contracting businesses, these policies include general liability, property protection, and specialized endorsements.
People
Ray Kerber
Owner/Agent
Ray Kerber, founder of Kerber Insurance Associates, brings extensive industry experience to personalized insurance solutions. Clients consistently praise his consultative approach, transparency, and dedication to finding cost-effective coverage options that maintain necessary protection levels.
Questions
What types of personal insurance do you offer?
We provide auto, home, life, landlord dwelling, and personal umbrella insurance policies tailored to individual needs.
How do you help clients find the best insurance rates?
By comparing options across 25+ A-Rated carriers, we identify competitive pricing while maintaining appropriate coverage levels for each client's specific requirements.
What commercial insurance solutions are available?
We offer business owners policies, workers compensation, builders risk insurance, general liability, and specialty coverage for manufacturing, contracting, and wholesale operations.
Why choose an independent insurance agency?
As an independent agency, we provide unbiased recommendations from multiple carriers rather than representing a single insurance company's products exclusively.
In which states are you licensed to operate?
We are licensed in Pennsylvania, New Jersey, Delaware, Maryland, North Carolina, South Carolina, Florida, and California.
