Business Details
Your Trusted Insurance Solutions Partner
At Automatic Insurance, we redefine traditional insurance brokerage by engineering innovative plans that reduce dependency on insurance companies while enhancing financial success. With over two decades of industry experience, our team specializes in creating customized health, Medicare supplement, and life insurance solutions tailored to individual and group needs. We leverage strategic partnerships, such as Compass Professional Health Services, to provide unique benefits like price transparency tools and concierge healthcare support. Our approach combines deep expertise in navigating complex insurance markets with a commitment to client education and long-term cost savings.By prioritizing integrity over commissions, we deliver transparent, client-centric services that empower individuals and businesses to make informed decisions. Our nationwide reach, enabled by advanced technology, ensures accessibility without compromising personalized service. We continuously monitor evolving regulations and market trends to maintain our position as trusted advisors in an ever-changing industry.
Services
Under 65 Health Insurance
Medicare Supplement Insurance
Life Insurance
Compass Benefits
Group Insurance Plans
Highlights and features
- We offer 20+ years of insurance engineering expertise
- Our unique plan designs reduce long-term insurance dependency
- We partner with Compass Health for exclusive price transparency tools
- We prioritize client needs over commission-driven sales
- We provide nationwide service with personalized local support
What people say
Second to none
Perfect insurance plan
Honest and knowledgeable
Saved hundreds of dollars
White glove service
Services
Under 65 Health Insurance
Our turnkey health insurance solutions combine premium costs with out-of-pocket expenses into fixed monthly payments. This approach helps clients budget effectively while accessing comprehensive coverage through major carriers like Blue Cross Blue Shield and Aetna. We specialize in creating plans that reduce dependency on insurance companies over time.
Medicare Supplement Insurance
We offer alternative Medicare supplement plans with identical coverage to traditional options but at significantly lower premiums. Our services include expert guidance on both Medigap and Medicare Advantage plans, ensuring clients receive optimal coverage for their specific healthcare needs and budget.
Life Insurance
Our life insurance solutions include term policies and index universal life plans that serve as both protection and savings vehicles. We help clients navigate policy conversions, premium management, and alternative solutions for policies nearing expiration or becoming cost-prohibitive.
Compass Benefits
This exclusive service provides price transparency tools, provider accreditation checks, and medical bill auditing to prevent overpayment. Compass helps clients navigate complex healthcare billing, identify in-network providers, and resolve insurance company disputes while ensuring maximum value from their coverage.
Group Insurance Plans
We design cost-effective group health plans for businesses that combine high-deductible primary coverage with secondary policies offering full outpatient and inpatient benefits. This innovative structure reduces overall costs while maintaining access to quality healthcare providers and services.
People
Theodore Carpenter
Licensed Insurance Professional
With over 20 years of insurance experience, Theodore Carpenter founded Automatic Insurance to provide innovative solutions that reduce client dependency on traditional insurance models. He specializes in creating customized health, Medicare, and life insurance plans while leveraging technology for nationwide service delivery.
Questions
What makes Automatic Insurance different from other agencies?
We engineer plans that reduce long-term insurance dependency through strategic partnerships and customized solutions focused on financial success.
How does the Compass Health partnership benefit clients?
Compass provides price transparency tools, billing advocacy, and provider accreditation checks to help clients save money and avoid overpayment.
Do you offer services outside Iowa?
Yes, our technology platform enables nationwide service while maintaining personalized support for clients across the United States.
What insurance types do you specialize in?
We focus on health insurance for under 65, Medicare supplements, life insurance, and group health plans with innovative cost-saving structures.
How do you help clients save money on insurance?
By negotiating corporate-level benefits for individuals, optimizing plan structures, and leveraging our Compass partnership for billing efficiency.
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