Business Details
If you are looking for personal, commercial, or financial insurance services, visit your local Dimond Bros Agent. We offer all types of personal insurance coverages including auto, homeowners, motorcycle, boat, life and health. We also offer a wide variety of business insurance plans for your commercial auto, workers' compensation, businessowner packages and general liability needs.
Call us today at 217-465-5041 or Email Us, and one of our licensed agents will assist you! We have many locations throughout Illinois, Indiana and Wisconsin dedicated to serving you! Founded in 1867, Dimond Bros. Insurance, LLC's key to enduring success is providing its clients with personalized insurance products and services that meet their needs at a competitive price.
This tradition will continue through clear direction from management, sound business strategies, and adherence to our core principles and values. CLIENTS: We value our clients by providing them with the very best insurance and financial products, services and support within our industry.
Call us today at 217-465-5041 or Email Us, and one of our licensed agents will assist you! We have many locations throughout Illinois, Indiana and Wisconsin dedicated to serving you! Founded in 1867, Dimond Bros. Insurance, LLC's key to enduring success is providing its clients with personalized insurance products and services that meet their needs at a competitive price.
This tradition will continue through clear direction from management, sound business strategies, and adherence to our core principles and values. CLIENTS: We value our clients by providing them with the very best insurance and financial products, services and support within our industry.
Services
Our Company
Dimond Bros. Insurance, LLC has been providing security and peace of mind for individuals, businesses and government entities for over 150 years.
Founded in 1867 by Albert Dimond in Arcola, Illinois, our small agency of just two employees has grown to be one of the largest independent insurance agencies in the Midwest.
Our agency philosophy is to serve our communities with excellent service, advanced technology, and comprehensive insurance protection.
We understand that every individual and business deserves personalized and professional service at all times, regardless of size or stature.
Founded in 1867 by Albert Dimond in Arcola, Illinois, our small agency of just two employees has grown to be one of the largest independent insurance agencies in the Midwest.
Our agency philosophy is to serve our communities with excellent service, advanced technology, and comprehensive insurance protection.
We understand that every individual and business deserves personalized and professional service at all times, regardless of size or stature.
Personal insurance
Our goal is to protect you and your family from unexpected events by finding the right coverage at an affordable rate.
If you need auto, home, umbrella or any other personal insurance coverage, we can tailor a package to fit your individual personal insurance needs.
Our number one priority is to protect you or your family from any unforeseen event that may be a burden in the future.
Our Personal Lines staff is here to answer any questions you may have and research the best policy for your needs.
If you need auto, home, umbrella or any other personal insurance coverage, we can tailor a package to fit your individual personal insurance needs.
Our number one priority is to protect you or your family from any unforeseen event that may be a burden in the future.
Our Personal Lines staff is here to answer any questions you may have and research the best policy for your needs.
Auto Insurance
The insurance companies we represent provide a wide range of auto insurance products at a fair price.
Your price gets even better if you qualify for any of our available discounts.
When applying for auto insurance, you are usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage.
We can help you understand what these terms mean and how much coverage is right for you.
Your price gets even better if you qualify for any of our available discounts.
When applying for auto insurance, you are usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage.
We can help you understand what these terms mean and how much coverage is right for you.
Homeowners Insurance
The coverage you have depends upon the type of policy you have.
Unlike auto insurance, where the policies are pretty much the same, homeowners policies can be quite different, depending on the "form" number.
All homeowner policies are "package" policies.
You get a group of coverages packaged into your policy for one overall premium.
They include coverage on your building, your contents (furniture, clothing, etc.) and liability insurance in case you are sued, under the same policy.
The property coverage is shown under Section 1, while the liability coverage is described under Section 2.
Unlike auto insurance, where the policies are pretty much the same, homeowners policies can be quite different, depending on the "form" number.
All homeowner policies are "package" policies.
You get a group of coverages packaged into your policy for one overall premium.
They include coverage on your building, your contents (furniture, clothing, etc.) and liability insurance in case you are sued, under the same policy.
The property coverage is shown under Section 1, while the liability coverage is described under Section 2.
Personal Umbrella
Umbrella insurance is there to protect you.
It is there to fill in coverage gaps that you may have from your other insurance policies.
For example, if you're in an auto accident and need to cover replacement and medical costs, umbrella insurance can help in these extra costs.
Instead of just having your normal auto insurance coverage, umbrella insurance gives you the additional coverage you may need.
Umbrella insurance can assist in the claim and payment processes by covering costs when all other insurance is exhausted.
It is there to fill in coverage gaps that you may have from your other insurance policies.
For example, if you're in an auto accident and need to cover replacement and medical costs, umbrella insurance can help in these extra costs.
Instead of just having your normal auto insurance coverage, umbrella insurance gives you the additional coverage you may need.
Umbrella insurance can assist in the claim and payment processes by covering costs when all other insurance is exhausted.
Renters Insurance
You may be wondering why it is necessary to have renters insurance.
Rental properties, particularly apartments, can be risky once they involve potential claims.
You share a building with plenty of individuals where fires, theft, and water damage are sometimes frequent.
There are many potential risks and your property is in danger.
The items you own are valuable and you should shield them from a loss.
Besides, renters insurance in most cases is extremely inexpensive.
What will renters insurance shield against?
Rental properties, particularly apartments, can be risky once they involve potential claims.
You share a building with plenty of individuals where fires, theft, and water damage are sometimes frequent.
There are many potential risks and your property is in danger.
The items you own are valuable and you should shield them from a loss.
Besides, renters insurance in most cases is extremely inexpensive.
What will renters insurance shield against?
Motorcycle Insurance
We are an insurance agency that specializes in motorcycle coverage.
We will shop the best motorcycle insurance companies to find you the best coverage at an affordable price.
One company is not always the best fit for everyone, that is why we compare companies for you.
Insurance companies will take into consideration many different factors when insuring your motorcycle.
Most companies offer coverages similar to auto insurance policies.
This would include your bodily injury and property damage liability.
We will shop the best motorcycle insurance companies to find you the best coverage at an affordable price.
One company is not always the best fit for everyone, that is why we compare companies for you.
Insurance companies will take into consideration many different factors when insuring your motorcycle.
Most companies offer coverages similar to auto insurance policies.
This would include your bodily injury and property damage liability.
Boat & Watercraft
We can offer a wide variety of coverages and options for your boat, jet ski or personal watercraft.
Some boats or smaller watercraft may even be covered under your current homeowners policy.
The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluting your insurance coverage needs.
Let one of our experienced agents give you the coverage you need and recommendations to best fit your situation.
Physical Damage Coverage - Adding this coverage to your policy protects your boat while in storage and during transport.
Some boats or smaller watercraft may even be covered under your current homeowners policy.
The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluting your insurance coverage needs.
Let one of our experienced agents give you the coverage you need and recommendations to best fit your situation.
Physical Damage Coverage - Adding this coverage to your policy protects your boat while in storage and during transport.
Recreational Vehicle
As your local independent insurance agency, we have connections with some of the top-rated insurance companies which allows us to find competitive rates and the right coverage for your toys.
Recreational vehicles provide a lot of enjoyment but also bring with them some unique risk and exposures.
We can help protect you.
And don't forget, many of your favorite toys have trailers you may also want coverage for.
Whether you're a current client and acquired a new toy or you are shopping around for help through a new agency, let us wow you with our insight on protecting your off-road activities!
Recreational vehicles provide a lot of enjoyment but also bring with them some unique risk and exposures.
We can help protect you.
And don't forget, many of your favorite toys have trailers you may also want coverage for.
Whether you're a current client and acquired a new toy or you are shopping around for help through a new agency, let us wow you with our insight on protecting your off-road activities!
Business insurance
Choosing the right business or commercial insurance plan for your business can be very confusing and complicated.
We know that and have developed many different options and programs to meet the needs of our commercial insurance clients.
We strive to assist you in identifying factor they may increase your premiums or change your risk to ensure you understand your options to protect your business.
Working with nearly all types of businesses, both big and small, we look forward to assisting you.
We know that and have developed many different options and programs to meet the needs of our commercial insurance clients.
We strive to assist you in identifying factor they may increase your premiums or change your risk to ensure you understand your options to protect your business.
Working with nearly all types of businesses, both big and small, we look forward to assisting you.
Business Owners Policy BOP
At Dimond Bros., we provide comprehensive Business Owners Policy (BOP) insurance to many businesses.
A BOP combines different coverages into one policy to protect your small to medium-size business assets.
Many carriers have specialized packages for different industries.
We can assist you in finding coverages specific to your industry.
Liability protection - covering the company's products or operations that may result in the damage or injury to another.
Business interruption - protects your company from fire or other accident that may result in loss of income or operation of the company.
A BOP combines different coverages into one policy to protect your small to medium-size business assets.
Many carriers have specialized packages for different industries.
We can assist you in finding coverages specific to your industry.
Liability protection - covering the company's products or operations that may result in the damage or injury to another.
Business interruption - protects your company from fire or other accident that may result in loss of income or operation of the company.
Bonds
Different surety needs are met by different classes of surety bonds.
We have licensed agents servicing contractors and businesses big and small.
We deal with many trusted sureties, and have a proven record of placing bonds for business owners and contractors.
Contract Bonds - guarantee that an entity awarded a contract will meet its obligations under that contract.
Included in this group are bid bonds, performance bonds, payment bonds, maintenance bonds and supply bonds.
Subdivision Bonds - guarantee that developers will make certain off-site or public land improvements in accordance with state, county or municipal specifications.
We have licensed agents servicing contractors and businesses big and small.
We deal with many trusted sureties, and have a proven record of placing bonds for business owners and contractors.
Contract Bonds - guarantee that an entity awarded a contract will meet its obligations under that contract.
Included in this group are bid bonds, performance bonds, payment bonds, maintenance bonds and supply bonds.
Subdivision Bonds - guarantee that developers will make certain off-site or public land improvements in accordance with state, county or municipal specifications.
Builders Risk
During the course of construction, contractors, whether large or small, have different risks.
Therefore, contractors need a professional insurance agent to determine those risks.
We have helped many contractors and builders to assess these risks and insurance needs.
A builders risk policy protects builders and contractors from losses to property and financially in the event of an incident.
Losses may occur to the property or structure but may include the materials used on the job site.
Our agency can help protect you in the event of a fire, flood or theft.
Therefore, contractors need a professional insurance agent to determine those risks.
We have helped many contractors and builders to assess these risks and insurance needs.
A builders risk policy protects builders and contractors from losses to property and financially in the event of an incident.
Losses may occur to the property or structure but may include the materials used on the job site.
Our agency can help protect you in the event of a fire, flood or theft.
Commercial Auto
Commercial auto insurance insures your vehicles for physical damage and liability coverages for amounts, situations and usage not covered by a personal auto policy.
This type of business insurance covers a variety of vehicles and is also referred to as commercial auto insurance, truck insurance or fleet insurance.
Our agents at Dimond Bros. will assist you in finding coverages to fit your needs.
In general, if an auto is used in tasks related to the operator's occupation, profession or business, other than commuting, a commercial policy is necessary.
This type of business insurance covers a variety of vehicles and is also referred to as commercial auto insurance, truck insurance or fleet insurance.
Our agents at Dimond Bros. will assist you in finding coverages to fit your needs.
In general, if an auto is used in tasks related to the operator's occupation, profession or business, other than commuting, a commercial policy is necessary.
Commercial Property
At Dimond Bros., our licensed agents understand the challenges and concerns that building owners face every day.
We offer insurance for office building owners, apartment owners and commercial building properties.
Commercial building & property insurance is one of the most important types of insurance to protect your business.
We offer insurance for office building owners, apartment owners and commercial building properties.
Commercial building & property insurance is one of the most important types of insurance to protect your business.
Commercial Umbrella
In today's business world having a general liability policy may not be enough.
Depending on the type of business you operate, you could be at risk from one of the increasing number of lawsuits that are filed each year or some other unforeseen occurrence.
Commercial umbrella insurance is intended to pick up where your general liability, commercial auto or employer's liability policies leave off.
So, your commercial umbrealla policy won't kick in until your other policy limits have been reached.
Not having enough coverage for your business in Illinois and surrounding areas could leave your business vulnerable.
Depending on the type of business you operate, you could be at risk from one of the increasing number of lawsuits that are filed each year or some other unforeseen occurrence.
Commercial umbrella insurance is intended to pick up where your general liability, commercial auto or employer's liability policies leave off.
So, your commercial umbrealla policy won't kick in until your other policy limits have been reached.
Not having enough coverage for your business in Illinois and surrounding areas could leave your business vulnerable.
Crop Insurance
At Dimond Bros., we understand farming and crop insurance and can give you the ability to control your future with the best crop insurance available.
The crop hail policy through our agency provides protection against loss to the crop from hail.
This policy supplements the coverage provided by an MPCI policy.
Crop hail provides coverage on an acre by acre basis.
We can do an evalution of your crop insurance needs, so that your crop hail coverage will be complete and secure.
The crop hail policy through our agency provides protection against loss to the crop from hail.
This policy supplements the coverage provided by an MPCI policy.
Crop hail provides coverage on an acre by acre basis.
We can do an evalution of your crop insurance needs, so that your crop hail coverage will be complete and secure.
EPLI Insurance
Does your business need Employment Practices Liability Insurance?
EPLI is a type of liability insurance covering claims made by workers who are suing the company for violating their legal rights as employees.
It provides a protection for an employer in the event of claims made by employees, former employees or possibly future employees.
If you have employees, there is always the risk of claims, including wrongful termination, discrimination, sexual harassment, negligent employee evaluation, wrongful deprivation of a career opportunity, invasion of privacy and many others.
EPLI is a type of liability insurance covering claims made by workers who are suing the company for violating their legal rights as employees.
It provides a protection for an employer in the event of claims made by employees, former employees or possibly future employees.
If you have employees, there is always the risk of claims, including wrongful termination, discrimination, sexual harassment, negligent employee evaluation, wrongful deprivation of a career opportunity, invasion of privacy and many others.
Errors and Omissions
Errors & Omissions (E&O) insurance is a form of liability coverage that protects your business from claims of professional negligence.
Considering the fact that these cases can be lengthy, the potential cost to the business can sometimes be catastrophic.
Even suits with no merit that are filed can damage your business if you're not protected.
At Dimond Bros. Insurance, LLC, we don't leave you to fend for yourself.
We'll help you evaluate your E & O protection on an ongoing basis to make sure you have the right policy at the right price for your particular business needs.
Considering the fact that these cases can be lengthy, the potential cost to the business can sometimes be catastrophic.
Even suits with no merit that are filed can damage your business if you're not protected.
At Dimond Bros. Insurance, LLC, we don't leave you to fend for yourself.
We'll help you evaluate your E & O protection on an ongoing basis to make sure you have the right policy at the right price for your particular business needs.
