Business Details
17 Years
experience
Your Trusted Commercial Insurance Partner in Connecticut
Since 2009, Cheshire Agency has established itself as a trusted wholesale insurance broker specializing in commercial and personal lines products. Our team of experienced professionals delivers tailored insurance solutions for small and medium-sized businesses across Connecticut and beyond. With strong relationships with leading insurers, we offer customized coverage options including Business Owners Programs, Artisan Contractors insurance, Cyber Liability, and niche-specific policies for restaurants, auto repair shops, and apartment rentals.We prioritize exceptional service, same-day policy turnaround, and comprehensive coverage enhancements like free Employment Practices Liability and Data Compromise protection. Our expertise in unique risk management solutions has made us a preferred partner for retail agents and brokers seeking specialized insurance programs.
Services
Business Owners Program
Artisan Contractors Insurance
Cyber Liability Coverage
Restaurant Insurance
Apartment Rental Insurance
Auto Repair Garage Insurance
Office Insurance
Homeowners Insurance
Equipment Breakdown Coverage
Garagekeepers Liability
Details
- Year established: 2009
Highlights and features
- We offer 15+ years of wholesale insurance expertise since 2009
- We provide same-day policy turnaround for urgent insurance needs
- We specialize in niche programs for restaurants, contractors, and auto repair shops
- We include free Employment Practices Liability coverage in office policies
- We offer enhanced Cyber Liability protection with breach response services
Services
Business Owners Program
Our Business Owners Program provides comprehensive protection for small businesses with bundled coverages including property damage, liability claims, and income loss protection. This policy covers physical assets, legal defense costs, and ongoing expenses during business interruptions. Designed for diverse classifications, it offers customizable solutions for commercial spaces, equipment, and operational risks.
Artisan Contractors Insurance
Specialized insurance for residential contractors with five employees or fewer, covering general liability, property damage, and equipment protection. Includes optional endorsements for tools, installation floaters, and property of others. Tailored for trades like carpentry, plumbing, electrical work, and landscaping with competitive pricing for new ventures.
Cyber Liability Coverage
Comprehensive cyber liability insurance addressing data breaches and cyber attacks affecting small businesses. Includes breach response services, legal support, customer notification, and credit monitoring. Features state-of-the-art protection against data compromise, network security failures, and reputational damage from digital threats.
Restaurant Insurance
Customized insurance for restaurants and food service businesses covering property damage, liability claims, and business income loss. Includes specialized protections for food spoilage, liquor liability, and equipment breakdowns. Designed for diverse operations including fast food, fine dining, food trucks, and catering services.
Apartment Rental Insurance
Insurance solution for rental property owners covering building damage, liability claims, and lost rental income. Features equipment breakdown protection, ordinance coverage, and sewer backup protection. Designed to address unique risks associated with residential investment properties and tenant-related incidents.
Questions
What types of businesses do you insure?
We specialize in commercial insurance for small to medium businesses including contractors, restaurants, auto repair shops, office spaces, and apartment rentals across Connecticut and New York.
Do you offer same-day insurance processing?
Yes, we guarantee same-day policy turnaround for most commercial insurance products with no monthly minimum requirements.
What makes your office insurance unique?
Our Office PAK includes free Employment Practices Liability, Data Compromise coverage, and Identity Theft protection specifically designed for professional office environments.
How do you handle equipment breakdown claims?
We provide specialized equipment breakdown coverage for HVAC systems, vehicle lifts, and commercial kitchen equipment with rapid response to minimize business interruptions.
Can new contractor businesses get coverage?
Yes, we offer affordable insurance solutions for new residential contracting ventures with five employees or fewer across multiple trade classifications.
