Business Details
20 Years
experience
Your Trusted Insurance Partner in San Juan Capistrano
Capistrano Premier Insurance Services has been serving clients across California and beyond since 2006. As an independent insurance brokerage owned and operated by Darrell Fryer, we prioritize personalized service and client-centric solutions. With over 20 years of experience, we specialize in consulting with individuals and businesses to identify their unique insurance needs and source coverage from top-rated carriers. Our commitment to thinking outside the box allows us to tailor policies for business owners, families, and individuals, ensuring they receive the best value for their investment.We offer free consultations and quotes, leveraging our industry expertise to simplify complex insurance products like Medicare, life insurance, and long-term care policies. Our dedication to accessibility ensures clients can reach us via phone, text, or email, and we proudly serve clients locally and remotely across multiple states.
Services
Business Insurance
Medicare Insurance
Life Insurance
Long-Term Care
Auto & Home Insurance
Details
- Year established: 2006
Highlights and features
- We are an independent brokerage offering unbiased coverage comparisons from top-rated carriers.
- Our 20+ years of experience simplify complex insurance products like Medicare and long-term care.
- We provide free consultations and personalized policy reviews with no obligation.
- Our local service extends to California, Arizona, Colorado, Ohio, Indiana, and Florida.
- We prioritize accessibility, offering support via phone, text, or email seven days a week.
What people say
Old-fashioned customer service
Knowledgeable and caring
Responsive and trustworthy
Saved me money
Expert product knowledge
Services
Business Insurance
We provide tailored business insurance solutions, including workers' compensation, general liability, and employee benefits. Our services help companies protect assets, comply with regulations, and manage risks across industries. By comparing quotes from multiple carriers, we ensure competitive pricing and comprehensive coverage for California businesses and beyond.
Medicare Insurance
Our Medicare insurance services specialize in helping clients navigate Supplement, Advantage, and Prescription Drug plans. With 17 years of experience, we review existing coverage, explain options in plain language, and identify cost-saving opportunities. We offer free consultations to ensure clients select plans matching their medical needs and budget.
Life Insurance
We offer term and permanent life insurance solutions to protect families and businesses. Our services include policy reviews, coverage amount assessments, and comparisons of no-exam options. We help clients secure financial protection for dependents, funeral expenses, debt elimination, and legacy planning through customizable policies.
Long-Term Care
Our long-term care insurance services address future care needs through traditional policies and hybrid solutions. We explain eligibility requirements, coverage limits, and alternative funding options. By emphasizing early planning, we help clients protect assets while ensuring access to quality care for chronic conditions or disabilities.
Auto & Home Insurance
We provide auto and homeowners insurance with coverage reviews, rate comparisons, and policy customization. Our services ensure adequate protection for vehicles, rental properties, and primary residences. We partner with major carriers to offer competitive rates while maintaining prompt claims support and personalized service.
People
Darrell Fryer
Owner/Broker
With over 20 years in insurance, Darrell Fryer founded Capistrano Premier Insurance Services in 2006. A certified independent broker, he specializes in personalized coverage solutions for individuals and businesses. Active in community health advocacy, he serves on the Orange County Facial Pain Association board.
Questions
What types of insurance do you offer?
We offer business insurance, Medicare, life insurance, long-term care, and auto/home coverage. Our independent brokerage compares policies from top-rated carriers to find tailored solutions for individuals and businesses.
How do you find the best insurance rates?
As an independent broker, we compare quotes from multiple carriers to ensure competitive pricing. We review existing policies, identify gaps, and negotiate terms to secure the best value without compromising coverage quality.
Do you serve clients outside California?
Yes, we serve clients in Arizona, Colorado, Ohio, Indiana, and Florida. Our services include remote consultations via phone or online meetings, making it easy to assist clients across multiple states with insurance needs.
Are your insurance consultations free?
Yes, all consultations and policy reviews are free with no obligation. We earn commissions from carriers, allowing us to provide unbiased advice and free quotes while prioritizing client needs over sales targets.
How do you handle long-term care planning?
We explain traditional and hybrid long-term care policies, emphasizing early planning to secure lower premiums. Our services include coverage comparisons, underwriting guidance, and alternative funding strategies to protect assets against future care costs.
Can you help with business employee benefits?
Yes, we specialize in business insurance packages including employee benefits. Our services help companies reduce costs on health, dental, and retirement plans while improving benefits packages to attract and retain talent in competitive labor markets.
