Business Details
14 Years
experience
Your Trusted Independent Insurance Agency in Loveland, CO
At Kastl Insurance, we prioritize understanding our clients' unique needs to provide tailored insurance solutions. As an independent agency established in 2012, we collaborate with approximately 45 top-rated insurance carriers to secure competitive rates across 45 states. Our approach centers on transparency, ensuring clients receive comprehensive coverage for homes, vehicles, businesses, and life.We maintain long-term relationships by prioritizing client interests over insurance company agendas, offering ongoing support for billing, claims, and policy adjustments. Our team combines industry expertise with a commitment to community, serving clients as trusted advisors rather than mere policy providers.
Services
Home Insurance
Auto Insurance
Umbrella Insurance
Life Insurance
Commercial Insurance
Details
- Year established: 2012
Highlights and features
- We are independent agents working with 45+ insurance carriers to find optimal coverage.
- Our team provides personalized service tailored to individual client circumstances.
- We operate with full transparency and no hidden fees.
- Our agency serves clients across 45 U.S. states.
- We maintain long-term relationships through ongoing policy support and adjustments.
Services
Home Insurance
Home insurance protects against financial loss from property damage, liability claims, and additional living expenses. Our policies cover structural damage, personal belongings, and legal liabilities. We help homeowners in 45 states secure customized coverage that aligns with their property value and risk profile.
Auto Insurance
Auto insurance provides financial protection against collisions, theft, and liability claims. Our policies include coverage for vehicle repairs, medical expenses, and legal costs. We tailor policies to driver profiles, vehicle types, and state-specific requirements across our service areas.
Umbrella Insurance
Umbrella insurance extends liability coverage beyond standard home or auto policies. This protects against catastrophic claims that exceed primary policy limits. We help clients assess risk exposure and secure additional protection for personal and financial assets.
Life Insurance
Life insurance provides financial security for beneficiaries upon the policyholder's death. We offer term and permanent life policies to meet diverse needs. Our approach ensures clients understand policy terms, coverage amounts, and long-term financial planning implications.
Commercial Insurance
Commercial insurance protects businesses against property damage, liability claims, and operational disruptions. Our policies cover business assets, employee-related risks, and industry-specific exposures. We work with businesses across 45 states to create comprehensive risk management strategies.
People
Shawn Kastl
Owner
Shawn founded Kastl Insurance in 2012 after working as a captive agent. He holds a Business Management degree from Colorado State University, Pueblo, and focuses on building client relationships through transparent insurance solutions.
Sommer Kastl
Office Administrator
Sommer brings 20 years of insurance industry experience to Kastl Insurance. She manages office operations and client service, leveraging her expertise to ensure efficient policy management and customer satisfaction since joining in 2016.
Aaron Turco
Insurance Agent
Aaron joined Kastl Insurance with prior experience in insurance and customer service. He specializes in helping clients understand policy options while balancing personal interests in outdoor activities and family life in Colorado.
Carmen Ramirez
Insurance Specialist
Carmen has six years of insurance industry experience and focuses on educating clients about coverage options. She relocated to Loveland, Colorado, and combines client service with family commitments and cultural exploration.
Renee Potts
Customer Service Representative
Renee joined Kastl Insurance in 2020 with a background in customer service. She manages policy inquiries and claims support while balancing family responsibilities, bringing a client-focused approach to insurance services.
Questions
What types of insurance does Kastl Insurance offer?
We provide home, auto, umbrella, life, and commercial insurance policies tailored to individual and business needs.
How does Kastl Insurance find competitive insurance rates?
As independent agents, we compare policies from 45+ carriers to secure optimal coverage at competitive prices.
In which states does Kastl Insurance operate?
We serve clients in 45 U.S. states, including Colorado, Arizona, California, Texas, and Florida.
What is the process for filing an insurance claim?
Clients can submit auto or home claims directly through our website or contact our team for assistance.
Does Kastl Insurance offer payment plan options?
Payment details vary by carrier; we help clients understand billing options through their insurance provider.
How does Kastl Insurance support policyholders after purchase?
We provide ongoing support for policy adjustments, billing inquiries, and claims facilitation throughout the policy term.
