Business Details
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Your Trusted Insurance Partner for Multifamily Housing Solutions
Millers Mutual Group has been a trusted name in the insurance industry since 1890, specializing exclusively in multifamily housing and mixed-use rental property insurance. Our deep expertise in this niche market allows us to deliver tailored solutions that address the unique risks faced by property owners. With a strong financial foundation reflected in our A (Excellent) rating from AM Best, we combine over a century of experience with a commitment to compassionate service. Our team of skilled underwriters and network of independent agents provide comprehensive coverage options across Pennsylvania, Delaware, Maryland, North Carolina, Ohio, Virginia, and Washington, D.C.We prioritize stability and reliability, ensuring our clients receive consistent, holistic insurance solutions. Our dedication to innovation extends to services like tenant screening and cyber coverage, while maintaining a steadfast focus on the evolving needs of the multifamily housing sector. Through community involvement and a client-first approach, we strive to be more than just an insurerwe aim to be a true partner in protecting our clients' investments.
Services
Rental Property Insurance
Commercial Real Estate Insurance
Apartment Building Insurance
Dwelling Insurance
Student Housing Insurance
Highlights and features
- We offer over 130 years of specialized experience in multifamily housing insurance.
- Our A (Excellent) rating from AM Best demonstrates financial strength and reliability.
- We provide tailored coverage for properties up to four stories and $7.5 million in value.
- Our claims team offers 24/7 service with prompt resolution and compassionate support.
- We maintain consistent pricing and appetite for challenging multifamily housing risks.
Associations and certifications
- AM Best
What people say
Quick claim resolution
Affordable pricing
High-quality service
Compassionate support
Industry expertise
Services
Rental Property Insurance
Protects rental properties with one to four units against fire, water damage, and liability claims. Designed for landlords seeking comprehensive coverage that includes tenant screening services and business risk protection. Our policies adapt to evolving market conditions while maintaining consistent pricing and reliable claims resolution.
Commercial Real Estate Insurance
Covers commercial and mixed-use properties up to four stories and $5 million in value. Includes protection against natural disasters, theft, and business interruptions. Tailored for investors needing coverage that addresses complex risks in multifamily housing markets while maintaining financial stability through AM Best-rated policies.
Apartment Building Insurance
Specialized coverage for garden-style apartments and senior living facilities. Includes structural protection, liability coverage, and business owner policies. Designed for properties up to four stories with value limits reaching $5 million, supporting both new developments and established portfolios.
Student Housing Insurance
Provides comprehensive protection for off-campus student properties against property damage and liability claims. Includes risk management solutions tailored to the unique challenges of student housing, with flexible policy options that accommodate varying property configurations and occupancy patterns.
Affordable Housing Insurance
Offers reliable coverage solutions for affordable housing developments that meet strict underwriting standards. Features competitive pricing and specialized risk assessment tools while maintaining commitment to quality service demonstrated through industry partnerships and community involvement initiatives.
People
Stuart Cohen
Relationship Leader
With extensive experience in the insurance industry, Stuart Cohen leads agent relationships and network expansion efforts. He specializes in connecting independent agents with Millers Mutual's specialized insurance products.
Questions
What types of properties does Millers Mutual insure?
We cover rental dwellings (1-4 units), apartment buildings up to four stories, commercial real estate, and student housing properties with values up to $5 million.
How do I file a claim with Millers Mutual?
Report claims through our online form or call 800-745-4555 (select option 2). Our claims team monitors voicemail 24/7 and prioritizes emergency response.
In which states do you operate?
We serve Pennsylvania, Delaware, Maryland, North Carolina, Ohio, Virginia, and Washington, D.C. through our network of independent agents.
What sets Millers Mutual apart from other insurers?
Our exclusive focus on multifamily housing since 1890 provides unmatched expertise, with AM Best-rated financial strength and tailored coverage solutions for complex risks.
Do you offer 24/7 customer support?
Yes, our claims service operates 24/7 with prompt response times, while general customer service is available Monday-Friday 8:00 AM - 4:30 PM EST.
