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Your Trusted Commercial Insurance Partner in Tracy, CA
ISE Insurance Services was founded on the West Coast and has grown to serve small businesses across over 30 states nationwide. We specialize in commercial insurance with a focus on automotive aftermarket risks, including garage liability, mobile repair operations, and equipment dealerships. Our team averages 22+ years of experience and prioritizes personalized service over call centers. We work exclusively with independent carriers to provide tailored coverage solutions for hard-to-place and high-exposure risks.

Our philosophy centers on long-term partnerships, offering annual account reviews, loss prevention consultations, and hands-on risk guidance. We serve diverse industries including automotive repair shops, tire dealers, equipment repair businesses, and mobile service providers across the Pacific Northwest, Southwest, Southeast, and Midwest regions.
Services
Commercial Auto Insurance Workers Compensation Garage Liability Mobile Repair Insurance Equipment Dealers Coverage Cyber Liability Pollution Liability Business Interruption Commercial Property Employment Practices Liability
Highlights and features
  • Specialized coverage for automotive aftermarket and mobile repair risks
  • No call centers - direct access to experienced insurance professionals
  • 22+ years average team experience in commercial insurance
  • Personalized service with annual account reviews and risk consultations
  • Access to specialty programs saving clients over 30% on premiums
What people say
Expert knowledge Responsive service Competitive rates Personalized attention Quick claim resolution
Services
Commercial Auto Insurance
Protect your business vehicles with comprehensive commercial auto insurance covering liability, physical damage, and cargo protection. Our policies address unique risks for automotive businesses including mobile repair units and equipment transport. We offer flexible coverage options for fleets of all sizes with competitive pricing through specialty carriers.
Workers Compensation
Ensure compliance with state-mandated workers' compensation coverage protecting employees against work-related injuries or illnesses. Our policies cover medical expenses, rehabilitation costs, and lost wages while protecting businesses from employment practices liability claims through tailored insurance programs.
Garage Liability Insurance
Specialized coverage for automotive repair shops and garage operations protecting against third-party bodily injury and property damage claims. Includes protection for customer vehicles in your care, custody, or control with options for equipment breakdown and business interruption coverage.
Mobile Repair Insurance
Comprehensive protection for mobile mechanics and repair businesses covering equipment, tools, and business vehicles. Includes liability coverage for service-related incidents at customer locations with options for inland marine coverage and pollution liability protection.
Equipment Dealers Coverage
Tailored insurance solutions for equipment dealerships covering inventory, premises, and business operations. Includes protection against theft, damage, and liability claims with specialized options for forklift dealers, agricultural equipment suppliers, and construction equipment rental businesses.
People
Mike Vanlue
Agency Manager
With over 32 years of insurance experience, Mike leads our team in providing expert commercial insurance solutions. He specializes in automotive aftermarket risks and maintains long-standing relationships with specialty carriers to secure optimal coverage for clients.
Aaron Vanlue
Account Executive
Bringing extensive commercial insurance expertise, Aaron focuses on developing customized risk management strategies for automotive businesses. He works closely with clients to ensure comprehensive coverage solutions that evolve with their growing operations.
Debbie
Customer Service Manager
Debbie oversees our client service operations, ensuring efficient policy administration and prompt response to client inquiries. With deep knowledge of commercial insurance requirements, she provides critical support for policy implementation and claims processing.
Questions
What types of businesses does ISE Insurance specialize in?
We specialize in commercial insurance for automotive aftermarket businesses including garage liability, mobile repair operations, equipment dealerships, and other hard-to-place risks.
Do you offer coverage outside of California?
Yes, we serve businesses across 30+ states including Texas, Georgia, Florida, Idaho, Missouri, Ohio, and Indiana with tailored insurance solutions.
How quickly can I get insurance coverage started?
Our team works efficiently to analyze your risks, shop multiple carriers, and provide competitive quotes with streamlined implementation processes.
What sets ISE Insurance apart from other agencies?
We combine industry-specific expertise with personalized service, offering no-call-center support and access to specialty insurance programs unavailable through general agencies.
How do you handle insurance claims?
We provide 24/7 claims support with same-day certificate processing and ongoing consultation to ensure prompt resolution of all insurance claims.
Can you help with workers' compensation insurance?
Yes, we offer comprehensive workers' compensation insurance solutions tailored to meet specific state requirements and industry risk profiles.