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Your Local State Farm Insurance Experts
Sarah Modesitt-State Farm Insurance Agent has been serving the Summerville, South Carolina community with comprehensive insurance solutions since establishing its local presence. Our agency specializes in auto, home, life, health, and business insurance, complemented by financial services to protect clients' long-term interests. With a team of licensed professionals including multiple line representatives and account managers, we prioritize personalized education about insurance needs while maintaining family-oriented values learned from Sarah's large upbringing.

Our service area spans Cane Bay, Charleston, Nexton, and surrounding regions, offering 24/7 contact options for urgent needs. As a third-generation State Farm agency, we combine industry expertise with local market knowledge to deliver trustworthy protection tailored to individual circumstances.
Services
Auto Insurance Homeowners Insurance Business Insurance Life Insurance Health Insurance Pet Insurance Condo Insurance Renters Insurance Boat Insurance Financial Services
Highlights and features
  • We offer 24/7 quote assistance and policy management
  • Our team includes 8 licensed insurance professionals
  • Specialized in South Carolina market regulations and needs
  • We provide multilingual support in English, Spanish, and Portuguese
  • Our agency combines third-generation expertise with modern solutions
What people say
Exceptional service Knowledgeable staff Prompt claims handling Personalized attention Professional team
Services
Auto Insurance
Our auto insurance policies protect against financial loss from accidents, theft, or damage while meeting South Carolina's minimum requirements. We offer customizable options including comprehensive coverage, collision protection, and uninsured motorist coverage. Our team helps clients understand policy details, available discounts, and claims processes to ensure proper protection for drivers in Summerville and surrounding areas.
Homeowners Insurance
We provide comprehensive homeowners insurance covering property damage, personal liability, and additional living expenses. Our policies protect against common risks like fire, storms, and theft while offering customizable options for valuable possessions. Our local experts help Summerville residents understand coverage limits, policy riders, and risk mitigation strategies specific to South Carolina's climate and housing market.
Life Insurance
Our life insurance solutions include term and permanent policies to protect families' financial futures. We help clients determine appropriate coverage amounts based on income replacement needs, mortgage obligations, and future expenses. Our agents explain policy features like cash value accumulation and beneficiary options while considering clients' long-term financial goals and family circumstances.
Business Insurance
We offer tailored business insurance packages protecting Summerville companies from operational risks. Our commercial policies cover property damage, liability claims, and business interruption losses. Our team works with local business owners to assess industry-specific risks, determine appropriate coverage limits, and implement risk management strategies that align with their company's size, structure, and growth objectives.
Health Insurance
Our health insurance options help individuals and families manage medical expenses through comprehensive coverage plans. We assist clients in understanding policy details including deductibles, copayments, and network providers. Our agents explain different plan types like HMOs, PPOs, and high-deductible options while considering clients' healthcare needs, budget constraints, and preferred medical providers in the Charleston area.
People
Sarah Modesitt
Agent
Third-generation State Farm agent serving South Carolina residents with personalized insurance solutions. Originally from Greenville, Sarah combines family values with professional expertise to protect clients' assets and futures.
Sylvia Leon-Jenkins
Office Manager
Licensed insurance professional with extensive experience managing client accounts and coordinating insurance services. Sylvia ensures smooth operations at the Summerville office while maintaining focus on customer satisfaction.
Jessica Baker
Office Manager
Dedicated insurance manager providing support to Summerville clients with policy management and claims assistance. Jessica works closely with the team to maintain high service standards.
Jennifer Agema
Insurance Representative
Experienced insurance professional helping clients understand coverage options and risk management strategies. Jennifer provides personalized support to Summerville residents with policy selections and claims processes.
Bre Blackey
Multiple Line Representative
Licensed insurance specialist assisting clients with various coverage needs. Bre helps Summerville residents protect their assets through comprehensive insurance solutions tailored to individual circumstances.
Questions
What insurance products do you offer?
We provide auto, home, life, health, business, pet, condo, renters, boat, and motorcycle insurance along with financial services like mutual funds and annuities.
Do you offer 24/7 insurance support?
Yes, our office provides 24-hour quote information and emergency assistance through phone and text messaging services.
What areas do you serve?
We serve Summerville, Charleston, Nexton, Cane Bay, and surrounding South Carolina communities with both in-person and digital insurance solutions.
Can I get a personalized insurance quote?
Yes, our agents help create customized insurance plans with options for bundling policies to maximize savings and coverage effectiveness.
Are your agents licensed professionals?
Our team includes 8 licensed insurance professionals with expertise in multiple coverage areas including property, casualty, and financial services.
Do you offer multilingual support?
Yes, our office provides insurance services in English, Spanish, and Portuguese to better serve our diverse community.