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Business Details
47 Years
experience
Your Trusted Family-Owned Insurance Partner in Gettysburg, PA
At CRS Insurance, we take pride in being a family-owned and operated business with a legacy of personalized insurance solutions since 1979. Our commitment to integrity, reliability, and exceptional service has allowed us to build lasting relationships with over 7,000 clients across Adams, York, and Franklin counties. As a multi-generational team, we combine decades of experience with a deep understanding of local needs to offer tailored coverage for individuals, families, and businesses.

Our services extend beyond insurance to include notary and daily messenger support for the Pennsylvania Department of Transportation. Guided by values of honesty and empathy, we prioritize client trust and transparency, ensuring every policyholder feels like part of the CRS family. With a focus on fostering security and belonging, we remain dedicated to protecting our clients' today and tomorrow through personalized service and unwavering dedication.
Services
Auto Insurance Home Insurance Life Insurance Commercial Insurance Notary Services Vehicle Registration
Details
  • Year established: 1979
Highlights and features
  • Family-owned since 1979 with multi-generational insurance expertise
  • Serves over 7,000 clients across three Pennsylvania counties
  • Offers notary and Pennsylvania vehicle registration services
  • Team holds professional designations including CIC and CISR
  • Maintains daily messenger service for Pennsylvania Department of Transportation
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual driving needs and vehicle types. Our policies protect against liability, collision, and comprehensive risks while offering customizable coverage options. With decades of local experience, we help clients secure competitive rates while maintaining compliance with Pennsylvania's insurance requirements.
Home Insurance
Our home insurance policies safeguard residential properties against common risks including fire, theft, and weather-related damage. We offer customizable coverage for both interior and exterior structures, personal belongings, and liability protection. Our agents work closely with homeowners to ensure adequate protection for Gettysburg's unique housing stock.
Commercial Insurance
We specialize in commercial insurance packages designed for small to mid-sized businesses in Adams County. Our offerings include general liability, property protection, and business interruption coverage. Our team understands local industry needs and helps businesses mitigate risks while maintaining regulatory compliance.
Life Insurance
We offer term and whole life insurance policies to help families secure their financial future. Our agents provide personalized consultations to determine appropriate coverage amounts and policy types. We work with multiple carriers to find solutions that match clients' long-term financial planning goals.
Vehicle Registration
We provide Pennsylvania vehicle registration and title services through our dedicated specialists. Our office handles license plate renewals, title transfers, and registration documentation. This service saves clients time by offering DMV-related transactions in a convenient, insurance-focused environment.
People
Charles R. Szarowski
President
Founder with AIC designation and Associate of Claims certification. Leads agency operations with over 40 years of insurance experience since establishing CRS in 1979.
Judy Szarowski
Administrator
Co-founder managing administrative operations. Brings decades of insurance industry experience and client service expertise to the agency's day-to-day management.
Charles R. Szarowski Jr.
Vice President
Licensed since 1993 with CIC designation and Certified Insurance Councilor credentials. Manages commercial insurance operations and client relationships.
Deirdre D. Mezger
Insurance Agent
Certified Insurance Security Representative with specialized knowledge in risk management solutions. Serves clients with personalized insurance planning since joining the agency.
Sherry Kidd
Office Manager
Licensed insurance agent managing office operations. Coordinates client services and insurance transactions with over 20 years of agency experience.
Questions
What types of insurance does CRS Insurance offer?
We provide auto, home, life, and commercial insurance policies, along with notary services and Pennsylvania vehicle registration assistance.
How is CRS Insurance different from other agencies?
As a family-owned business since 1979, we combine generational expertise with personalized service and local community knowledge.
Which areas do you serve?
We primarily serve Adams, York, and Franklin counties in Pennsylvania with localized insurance solutions.
Can I handle vehicle registration at your office?
Yes, we offer Pennsylvania title transfers, license plate renewals, and registration services through our dedicated specialists.
What are your office hours?
Our insurance services are available Monday-Friday 8:30 AM-5:00 PM, with title work completed by 4:30 PM daily.