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Business Details
46 Years
experience
Your Trusted Insurance Partner in Lansing, MI
Capital Insurance has been a trusted name in the insurance industry since 1980. Our agency was founded on the principle of providing personalized service and has grown through the loyalty of our clients and their referrals. We specialize in offering a comprehensive range of personal and commercial insurance products tailored to meet the evolving needs of our clients. As an independent agency, we are not tied to any single insurance provider, allowing us to act as your advocate in finding the best combination of coverage, price, and service. Our team of licensed professionals is committed to delivering exceptional customer care, treating every client as a valued partner rather than a policy number.

We prioritize transparency, integrity, and innovation in all our operations, ensuring our clients receive solutions that align with their unique circumstances. With a focus on continuous education and improvement, we stay ahead of industry trends to provide informed guidance. Our dedication to the Mid-Michigan community extends beyond insurance, as we strive to build lasting relationships rooted in trust and mutual respect. By combining decades of experience with a client-first approach, we aim to exceed expectations in every interaction. Whether you require personal coverage or business protection, our goal is to offer peace of mind through reliable, customized insurance solutions.
Services
Auto Insurance Homeowners Insurance Business Insurance Cyber Liability Surety Bonds Flood Insurance Commercial Umbrella Health Insurance Motorcycle Insurance Bond Services
Details
  • Year established: 1980
Highlights and features
  • We have served Michigan clients with personalized insurance solutions since 1980.
  • Our independent agency model offers access to multiple carriers for optimal coverage.
  • We prioritize client relationships over policy numbers with hands-on support.
  • Our team provides tailored risk management strategies for evolving personal and business needs.
  • We combine decades of experience with continuous industry education for informed guidance.
What people say
Outstanding service Best service possible Responsive and detail-oriented Satisfied customers Personalized attention
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual drivers and businesses. Our policies include liability protection, collision coverage, and uninsured motorist options. With access to multiple carriers, we help clients find competitive rates while ensuring adequate protection for vehicles of all types.
Business Insurance
Our business insurance packages safeguard companies against property damage, liability claims, and operational disruptions. Offerings include general liability, workers' compensation, and cyber liability coverage. We work closely with clients to assess risks and design policies that align with their industry-specific needs and regulatory requirements.
Surety Bonds
We offer surety bond solutions for businesses requiring licensing, contract fulfillment, or court-mandated guarantees. Our portfolio includes fidelity bonds, escrow bonds, and mortgage bonds. We assist clients in navigating bonding requirements and securing terms that meet their financial and legal obligations.
Homeowners Insurance
Our homeowners insurance policies protect against structural damage, personal property loss, and liability claims. We provide customizable options for standard homes, condos, and flood-prone properties. Clients benefit from risk assessment guidance and claims support to ensure long-term property protection.
Cyber Liability
This specialized coverage addresses data breach risks and cyberattacks for businesses. Our policies include incident response planning, legal defense, and recovery cost reimbursement. We educate clients on risk mitigation strategies and help implement security protocols to reduce vulnerabilities in today's digital landscape.
Questions
What types of insurance does Capital Insurance Services offer?
We provide auto, home, business, health, motorcycle, flood, surety bonds, and cyber liability insurance for Michigan residents and businesses.
Why choose an independent insurance agency?
As an independent agency, we offer multiple carrier options to find the best coverage, pricing, and service tailored to your specific needs.
How do I file an insurance claim?
Visit our website to access claim forms or contact our office directly. Our team will guide you through the process and provide timely support.
Do you serve clients outside Lansing?
Yes, we serve all of Michigan, providing insurance solutions to individuals and businesses throughout the state.