Business Details
Custom Insurance Solutions for Home Furnishings Businesses
Home Furnishings Insurance Group (HFIG) is a full-service property and casualty insurance brokerage dedicated to serving the home furnishings industry. With decades of combined experience, we specialize in creating custom insurance packages tailored to the unique needs of furniture dealers, interior designers, and related businesses. Our deep industry relationships and partnerships with A-rated insurance carriers enable us to deliver comprehensive coverage solutions at competitive rates.We prioritize asset protection and risk management while leveraging group buying power to provide cost savings and association discounts. Our commitment to research, education, and client advocacy has established us as trusted advisors in the home furnishings sector nationwide.
Services
Property & Casualty Insurance
Workers Compensation
Business Automobile
Cyber Liability
Ocean Cargo Insurance
Sales Promotion Insurance
Professional Liability
Employment Practices Liability
Highlights and features
- We offer 30+ years of specialized insurance expertise in the home furnishings industry.
- Our custom insurance packages are tailored to specific business needs with asset protection focus.
- We leverage group buying power to secure competitive pricing and association discounts.
- Our partnerships with A-rated insurance carriers ensure reliable coverage options.
- We provide timely and professional claims handling with personalized service.
What people say
Peace of mind
Timely claims handling
Cost-effective solutions
Industry expertise
Superior service
Services
Property & Casualty Insurance
We provide comprehensive coverage for physical assets and liability risks in the home furnishings industry. Our policies protect against property damage, theft, and third-party claims. Tailored solutions ensure businesses maintain financial stability through unexpected losses.
Workers Compensation
Our workers' compensation programs protect home furnishings businesses from costs associated with workplace injuries. Coverage includes medical expenses, lost wages, and legal liabilities. We ensure compliance with state regulations while minimizing premium costs.
Ocean Cargo Insurance
We offer specialized insurance for goods transported via sea routes. Coverage protects against damage, loss, or theft during international shipments. Our policies address unique risks in furniture and home goods transportation.
Cyber Liability Insurance
Our cyber liability coverage protects against data breaches and digital threats. Policies include network security coverage, business interruption compensation, and legal defense costs. We help home furnishings businesses mitigate risks from online operations.
Professional Liability Insurance
We provide protection against claims of professional negligence in design or sales services. Coverage addresses financial losses from alleged mistakes in product specifications or service delivery. Policies help interior designers and sales professionals manage litigation risks.
People
Stephen Wisocky
President
With over 30 years of insurance industry experience, Stephen Wisocky specializes in risk management solutions for the home furnishings sector. His expertise in creating cost-effective insurance programs has earned industry recognition. He maintains strong relationships with carriers and associations to deliver tailored coverage options.
Questions
What industries do you specialize in?
We focus exclusively on the home furnishings industry, serving furniture dealers, interior designers, mattress retailers, and related businesses.
How do you offer competitive pricing?
Our group buying power and partnerships with A-rated carriers allow us to secure discounted rates while maintaining comprehensive coverage options.
What unique insurance products do you offer?
We provide exclusive products like Designer Liability Insurance and IHFRA Professional Sales Reps coverage unavailable through other agencies.
How are claims handled?
Claims receive personalized attention with prompt processing and transparent communication throughout the resolution process.
Do you offer risk management resources?
Yes, we provide industry-specific risk assessment tools and loss prevention guidance tailored to home furnishings businesses.
