Business Details
Trusted Insurance Solutions for Businesses and Individuals in San Diego
Regency West Insurance has been serving California businesses and individuals for over two decades, specializing in tailored insurance solutions that address both organizational and personal needs. Our expertise spans group benefits, individual coverage, and Medicare planning, with a focus on compliance, cost-effectiveness, and long-term strategic value. Based in San Diego, we prioritize a consultative approach, beginning with a comprehensive audit of existing benefits to identify gaps and opportunities. Our team delivers customized plans that align with business goals while ensuring regulatory adherence, from Section 125 plans to ACA compliance. For individuals, we provide one-on-one guidance through complex insurance landscapes, including Covered California and Medicare options.With a commitment to transparency and client-centric service, we act as a trusted partner, managing everything from enrollment to year-round support. Our track record includes helping startups compete with industry giants through innovative benefits strategies and enabling small businesses to offer competitive packages despite budget constraints. By combining deep industry knowledge with personalized service, we empower clients to make informed decisions that protect their financial future and workforce well-being.
Services
Group Benefits
Individual Coverage
Medicare Guidance
Benefits Consulting
Covered California Support
Section 125 Plans
Partially Self-Funded Models
HR Compliance Assistance
Highlights and features
- We offer 20+ years of experience in California group benefits and Medicare planning.
- Our team provides a hands-on, consultative approach to benefits strategy.
- We specialize in cost-effective solutions for small businesses and individuals.
- Our services include year-round compliance support and ACA filing assistance.
- We prioritize personalized service with no cookie-cutter insurance policies.
What people say
Knowledgeable
Responsive
Exceptional service
Saves money
Easy process
Services
Group Benefits
Custom group health, dental, vision, and life insurance plans for businesses under 100 employees. Includes HR support, Section 125 plans, and compliance guidance. We audit existing setups to identify gaps, then design strategic, compliant packages that support employee retention and long-term growth. Our team ensures alignment with federal and state regulations while balancing affordability and coverage quality.
Medicare Guidance
Personalized Medicare consulting to compare Original Medicare, Advantage plans, and supplemental options. We explain coverage details, enrollment timelines, and provider networks to help clients choose plans fitting their health, lifestyle, and budget. Our unbiased approach ensures informed decisions without carrier bias, focusing on long-term financial and medical security.
Individual Coverage
One-on-one assistance with medical, dental, life, and Covered California plans. We simplify the search for ACA-compliant options, check eligibility for subsidies, and provide supplemental coverage guidance. Our goal is to help individuals and families secure affordable, comprehensive protection tailored to their unique health needs and financial circumstances.
Benefits Consulting
Expert analysis of workforce structure, budget, and long-term goals to build compliant, competitive benefits packages. Services include plan benchmarking, cost analysis, and regulatory guidance for ACA, ERISA, and state requirements. We offer ongoing optimization to adapt plans as businesses grow, ensuring sustained affordability and employee satisfaction.
Case Studies
Real-world examples demonstrating how we've helped businesses reduce costs, enhance benefits, and improve compliance. Case studies highlight strategies like partial self-funding for a local magazine, defined contribution models for restaurants, and scalable benefits for startups. These stories illustrate our ability to deliver tailored solutions that drive measurable outcomes for diverse industries.
People
Jeana Wallace
Founder
Jeana Wallace brings over 20 years of insurance expertise to Regency West Insurance, specializing in group benefits and Medicare planning. Known for her client-first approach, she prioritizes personalized service, transparency, and strategic cost-saving solutions. Her leadership has helped countless California businesses and individuals navigate complex insurance landscapes with confidence.
Questions
What's the difference between group health insurance and individual coverage?
Group health insurance is employer-sponsored, covering employees and families, while individual coverage is purchased directly. We help compare both options to find the best fit for your situation.
When should I start planning for Medicare coverage?
Begin exploring Medicare options 3-6 months before turning 65. We provide personalized consulting to ensure timely enrollment and understanding of coverage choices.
Can Regency West help customize a health insurance plan?
Yes. Whether self-employed or a small business owner, we offer personalized consulting to build plans aligned with your health needs and budget.
What consulting services does Regency West offer?
We provide plan reviews, benefits benchmarking, compliance guidance, and strategy sessions to improve coverage while managing costs for businesses and individuals.
How does Regency West support ACA compliance?
We guide businesses through employer mandate requirements, track full-time equivalents, and assist with 1095-C reporting to ensure ACA compliance and avoid penalties.
Do you offer benefits benchmarking reports?
Yes. We provide benchmarking data to help structure competitive benefits packages that attract talent without overspending, tailored to your industry and region.
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