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Business Details
24 Years
experience
Your Trusted Insurance Partner in Oregon, OH
Auto Plus Insurance has been dedicated to providing personalized insurance solutions since 2002. Our team of licensed professionals prioritizes understanding individual client needs to deliver tailored coverage options. With expertise spanning auto, home, commercial, and life insurance, we serve Northwest Ohio and Southeast Michigan. Our commitment to direct client communication ensures no automated systems interfere with personalized service. Co-owned since 2018 by industry veterans Jayne Cloutier and Teresa Marshall, we combine decades of experience with a customer-first approach.

Our staff maintains active licenses in multiple states while emphasizing local market knowledge. We focus on simplifying complex insurance products through clear explanations and customized policy structures. Outdoor enthusiasts and family-oriented professionals comprise our team, reflecting our community-centric values. Regular policy reviews ensure coverage evolves with clients' changing needs. Our office in Oregon, Ohio maintains consistent weekday hours for in-person consultations.
Services
Auto Insurance Home Insurance Commercial Insurance Life Insurance Insurance Quotes
Details
  • Year established: 2002
Highlights and features
  • We offer personalized insurance solutions tailored to your lifestyle
  • Our licensed producers provide expert guidance and support
  • Free quotes available for all our insurance policies
  • Serving Northwest Ohio & Southeast Michigan since 2002
  • Direct communication with agents, no automated systems
What people say
Personalized service Knowledgeable staff Effective solutions Direct communication Local expertise
Services
Auto Insurance
Our auto insurance policies protect vehicles against accidents, theft, and natural disasters. We offer customizable coverage options including liability, collision, and comprehensive protection. Our licensed agents help clients select appropriate limits and deductibles based on individual driving patterns and asset protection needs.
Home Insurance
Home insurance solutions safeguard residential properties against fire, weather damage, and liability claims. We provide coverage for both interior structures and personal belongings. Our policies include options for additional living expenses during repairs and specialized endorsements for high-value items.
Commercial Insurance
Commercial insurance packages protect businesses from operational risks including property damage, liability claims, and business interruption. We offer customizable policies for various industries, including general liability, workers' compensation, and commercial auto coverage tailored to specific business needs.
Life Insurance
Life insurance policies provide financial protection for beneficiaries upon policyholder death. We offer term life coverage for specific periods and permanent life options with cash value accumulation. Our agents help clients determine appropriate coverage amounts based on family needs and financial obligations.
Insurance Quotes
We provide free, personalized insurance quotes for all coverage types. Our process involves assessing individual risk profiles and coverage requirements to generate accurate premium estimates. Clients receive detailed explanations of policy features and available discounts during the quoting process.
People
Jayne Cloutier
Co-Owner/Producer
Jayne Cloutier has served as Producer/CSR at Auto Plus Insurance since 2007 and co-owner since 2018. With prior Farmers Insurance experience, she specializes in personalized coverage solutions. Outdoor enthusiast and family-oriented professional.
Teresa Marshall
Co-Owner/Agent
Teresa Marshall holds Ohio and Michigan insurance licenses with 26 years industry experience. Co-owner since 2018, she focuses on independent agency solutions. Family-oriented professional enjoying outdoor activities with eight grandchildren.
Kristie Molnar
Licensed Agent
Kristie Molnar has worked at Auto Plus Insurance for five years, serving as licensed agent for two. CSR background enhances client service approach. Outdoor enthusiast prioritizing family time and personalized insurance solutions.
Questions
What types of insurance do you offer?
We provide auto, home, commercial, and life insurance policies tailored to individual and business needs in Northwest Ohio and Southeast Michigan.
How can I get a free insurance quote?
Contact us via phone, email, or in-person visits during office hours for a personalized, no-obligation quote from our licensed agents.
Are you available outside regular office hours?
Our Oregon office maintains weekday hours Monday-Thursday 8:30am-4pm, Wednesday 8:30am-12pm. Emergency contact options available through main phone line.
How long have you served the local area?
We've provided insurance services to Northwest Ohio and Southeast Michigan communities since our founding in 2002.
What distinguishes your agency from others?
We guarantee direct agent communication, personalized policy customization, and local market expertise without automated systems or generic solutions.
Can I modify existing insurance policies?
Yes, our agents regularly review and update policies to ensure coverage evolves with clients' changing life circumstances and protection needs.