Business Details
40 Years
experience
Trusted Crop Insurance Solutions in Madison, MN
Haugen Insurance has served agricultural communities since 1986, specializing in tailored crop insurance solutions. Our team of licensed agents focuses on understanding each client's unique farming operations to recommend appropriate coverage while avoiding unnecessary policies. With expertise in multi-peril and hail insurance programs through Rural Community Insurance Services (RCIS), we provide comprehensive risk management strategies for conventional and organic crops. Our agency maintains strong industry credentials through partnerships with A.M.Best A+ rated insurers and ongoing professional development. We prioritize transparent communication about policy terms, coverage limitations, and claim procedures to ensure informed decision-making. Our commitment to local agricultural communities is demonstrated through active participation in regional events and organizations that support farming interests.
Services
Multi-Peril Crop Insurance
Hail Insurance
Beginning Farmer Assistance
Organic Crop Coverage
Specialty Crop Insurance
Details
- Year established: 1986
Highlights and features
- Specialized crop insurance expertise since 1986
- Personalized risk assessment for individual farming operations
- Avoidance of unnecessary over-coverage in policy recommendations
- A.M. Best A+ rated insurance provider partnerships
- Local knowledge of Minnesota and South Dakota agricultural needs
Associations and certifications
- RCIS
- Zurich
- A.M. Best A+
What people say
Knowledgeable staff
Personalized service
Effective risk solutions
Agricultural expertise
Reliable coverage
Services
Multi-Peril Crop Insurance
Multi-peril crop insurance protects against yield losses from natural causes like drought, excessive moisture, and disease. Our policies through RCIS offer customizable coverage levels from 50-85% with various plan options including Yield Protection, Revenue Protection, and Area Risk Protection. This federally regulated program provides essential risk management for conventional and organic crops.
Hail Insurance
Hail insurance provides coverage for crop damage from hail, fire, lightning, and vandalism. Our RCIS policies include additional endorsements like Green Snap Wind Protection and Extra Harvest Expense coverage. These customizable plans offer protection beyond federal crop insurance programs with flexible payment structures based on loss percentages.
Beginning Farmer Assistance
Specialized insurance support for beginning farmers with less than five years' experience. Our program includes fee waivers, enhanced subsidies, and tailored risk management planning. We help new farmers navigate insurance requirements while providing the same comprehensive coverage options as experienced producers.
Organic Crop Coverage
Insurance solutions specifically designed for organic farming operations. Our policies maintain parity with conventional crop coverage while accounting for organic production costs and market values. We provide accurate pricing structures and specialized risk assessment for certified organic producers.
Specialty Crop Insurance
Expanded insurance options for non-traditional crops beyond corn, soybeans, and wheat. Our specialists work with producers to develop appropriate coverage plans for diverse agricultural operations while maintaining compliance with federal insurance regulations and risk management standards.
People
Tim
Licensed Agent
Licensed agent since 2005 with extensive knowledge of crop insurance programs and risk management strategies for Minnesota agricultural producers.
Peter
Farm Management Specialist
Agricultural expert with specialized training in farm risk assessment and insurance planning, focusing on sustainable farming operations.
Duane
Farm Risk Consultant
Experienced farmer-turned-insurance consultant with practical understanding of agricultural production challenges and insurance needs.
Questions
What types of crop insurance do you offer?
We provide multi-peril crop insurance (MPCI), hail insurance, and specialized coverage for organic and specialty crops through RCIS.
Are beginning farmers eligible for special programs?
Yes, we offer the Beginning Farmer and Rancher program with fee waivers and enhanced subsidies for new agricultural producers.
How are crop insurance prices determined?
Prices are based on commodity market values established by the Risk Management Agency each spring for multi-peril policies.
Do you cover organic farming operations?
Yes, we offer separate pricing structures and coverage options specifically designed for certified organic crop production.
What areas do you serve?
We primarily serve Minnesota and South Dakota agricultural producers from our two office locations.
