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50+ Years
experience
Your Trusted Insurance & Real Estate Partner in Alabama
At Skipper Insurance & Realty & Realty, we have proudly served Alabama and neighboring states since 1940 as a family-owned and operated company deeply rooted in our community. Our commitment to personalized service ensures that every client is treated as a valued member of the Skipper family, not just a policy number. With over 80 years of experience, we provide comprehensive insurance and real estate solutions tailored to the unique needs of Alabamians. Our team of dedicated professionals combines generational expertise with a forward-thinking approach to meet evolving client demands. We specialize in home, auto, life, and commercial insurance, alongside real estate services in Washington, Clarke, and Choctaw Counties.

Our legacy of trust is built on decades of stability, integrity, and a client-first philosophy that prioritizes protection of what matters most. As a multi-generational business, we continue to uphold the values established by our founders while adapting to modern challenges. Our local market knowledge and personalized care set us apart in delivering reliable, affordable coverage and real estate solutions. We believe in treating clients like family, reflecting the tight-knit community spirit that defines Alabama. Join the Skipper family today and experience insurance and real estate services rooted in tradition but focused on your future.
Services
Auto Insurance Home Insurance Life Insurance Commercial Insurance Real Estate Sales Property Listings
Details
  • Year established: 1940
Highlights and features
  • We offer personalized care treating clients like family, not policy numbers
  • We have over 80 years of experience serving Alabama communities
  • We provide comprehensive insurance and real estate solutions under one roof
  • Our team combines generational expertise with modern service approaches
  • We specialize in local market knowledge for Washington, Clarke, and Choctaw Counties
Services
Auto Insurance
Our auto insurance policies protect vehicles and drivers with customizable coverage options. We help clients select appropriate liability limits, collision protection, and additional endorsements tailored to their driving habits. With access to multiple top-rated carriers, we ensure competitive rates while maintaining comprehensive protection for personal and commercial vehicles.
Home Insurance
Homeowners insurance solutions safeguard clients' most valuable assets with coverage for structural damage, personal belongings, and liability protection. We offer policies that address common risks in Alabama's climate while providing options for additional coverage like flood or windstorm protection. Our agents help clients understand policy details and select appropriate coverage limits based on their specific needs.
Commercial Insurance
Tailored insurance packages protect Alabama businesses from industry-specific risks with options including general liability, property coverage, and workers' compensation. We work with business owners to assess operational risks and implement comprehensive protection strategies. Our commercial policies adapt to evolving business needs while maintaining cost-effectiveness for growing enterprises.
Real Estate Sales
Our real estate services facilitate property purchases and sales across three Alabama counties with personalized guidance throughout the transaction process. Agents provide market analysis, listing strategies, and negotiation support for residential and commercial properties. We specialize in connecting buyers with suitable investment opportunities and helping sellers achieve optimal returns.
Life Insurance
Life insurance policies provide financial protection for loved ones with term and permanent coverage options. We help clients determine appropriate coverage amounts based on family needs and future financial obligations. Our agents explain policy features and work with applicants to secure coverage that aligns with their estate planning and long-term security goals.
People
Richard C. Skipper
Vice President
With decades of experience in Alabama's insurance industry, Richard C. Skipper brings extensive knowledge of local market needs to his leadership role. He has been instrumental in expanding the company's service offerings since joining in 1992.
David O. Skipper
President
As President since 2008, David O. Skipper leads daily operations with a commitment to maintaining the company's founding principles while embracing modern service approaches. He has been with the agency since 1999 and continues to shape its strategic direction.
Mary B. Skipper
Licensed Insurance Agent
Mary B. Skipper provides expert insurance guidance specializing in property & casualty and life & health coverage. With her deep understanding of Alabama's insurance landscape, she helps clients navigate complex coverage options to find optimal protection solutions.
Joe C. Skipper
Real Estate Professional
Joe C. Skipper brings decades of real estate expertise to clients seeking property solutions in southern Alabama. His market knowledge and negotiation skills have helped countless buyers and sellers achieve their real estate goals since the 1980s.
Courtney Skipper Reeves
Licensed Real Estate Agent
Courtney Skipper Reeves assists clients with residential and commercial real estate transactions, leveraging her local market expertise to find properties that meet specific needs. She joined the team in 2017 and continues the family legacy of exceptional service.
Questions
What insurance products do you offer?
We provide auto, home, life, and commercial insurance policies tailored to Alabama residents' needs.
Do you offer real estate services outside Alabama?
Our real estate services focus on properties in Washington, Clarke, and Choctaw Counties, Alabama.
Are you a local Alabama business?
Yes, we've been family-owned and serving Alabama communities since 1940.
Can I get a free insurance quote online?
Visit our website to explore coverage options or contact us directly for personalized quotes.
What makes your agency different from others?
We combine 80+ years of experience with personalized service treating clients like family members.