Business Details
42 Years
experience
Your Trusted Insurance Partner in Palmyra, MO
B & S Insurance Agency has been dedicated to providing comprehensive insurance solutions since 1984. Our mission centers on protecting clients through personalized coverage, emphasizing transparency and expertise in farm, personal, and commercial insurance. With decades of experience, we prioritize educating clients to ensure they understand their policies while offering annual reviews to adapt to changing needs. Our team of licensed professionals specializes in tailored insurance products, including crop insurance, life insurance, and employee benefits.Headquartered in Palmyra, Missouri, we serve Missouri, Illinois, and Iowa, maintaining a commitment to community values and client satisfaction. Our 'No Bull' philosophy ensures straightforward service, eliminating unnecessary complexities in insurance policies. We pride ourselves on being a trusted local partner, actively engaging with clients to address their unique risks and requirements.
Services
Farm Insurance
Personal Insurance
Commercial Insurance
Employee Benefits
Home Insurance
Auto Insurance
Life Insurance
Health Insurance
Dental Insurance
Senior Products
Details
- Year established: 1984
Highlights and features
- We have 40 years of experience in the insurance industry.
- Our team provides personalized coverage tailored to individual needs.
- We offer specialized expertise in farm, crop, and commercial insurance.
- We conduct annual policy reviews to ensure ongoing protection.
- Our 'No Bull' approach guarantees transparent and straightforward service.
What people say
Outstanding service
Friendly people
Great Insurance
Personalized attention
Expertise in farm insurance
Services
Farm Insurance
Farm Insurance protects agricultural operations against risks like crop yield losses and weather events. We offer Farm Owners Insurance, Multi-Peril Crop Insurance, and Hail Insurance tailored to Missouri, Illinois, and Iowa farmers. Our policies ensure financial stability for farm families by safeguarding land, equipment, and livelihoods.
Personal Insurance
Personal Insurance covers individuals and families through home, auto, life, and health policies. We provide renters insurance, classic car coverage, and senior products like Medicare plans. Our approach ensures clients receive appropriate protection for their evolving life circumstances and asset portfolios.
Commercial Insurance
Commercial Insurance safeguards businesses with property, liability, and workers' compensation coverage. We serve Missouri, Illinois, and Iowa enterprises, offering specialized policies for churches, special events, and commercial vehicles. Our solutions protect business assets and ensure continuity during unexpected disruptions.
Employee Benefits
Employee Benefits include group health, dental, and disability plans that help businesses attract and retain talent. We partner with major insurers to provide competitive benefit packages tailored to small and mid-sized companies across multiple industries.
Senior Products
Senior Products focus on Medicare Supplement and Part D plans that address healthcare needs for retirees. Our licensed producers help clients navigate coverage options to ensure affordable access to prescription medications and medical services during retirement.
People
Frank Burch
Producer/Owner/Crop Specialist
Frank has specialized in farm and crop insurance since 1984. He owns a farm and holds the LUTCF designation. Active in St. Joseph Catholic Church, he serves clients with firsthand agricultural expertise.
Darin Goodwin
Producer
Darin has served B & S clients since 1995, specializing in senior products. A lifelong Palmyra resident, he combines local knowledge with insurance expertise while maintaining involvement in community church activities.
Michael Meyer
Producer/Crop Specialist
Michael has focused on farm insurance since 2001. Licensed in three states, he combines technical knowledge with outdoor experience to serve agricultural clients across Missouri, Illinois, and Iowa from his Palmyra base.
Michele Hopson
Producer/Office Manager
Michele has managed office operations and insurance sales since 2003. Licensed in three states, she balances administrative responsibilities with client service while volunteering at the Marion County Fair.
Katie Sanders
Producer/CSR
Katie has provided customer service and insurance expertise since 2008. A Missouri native, she combines family values with professional service to assist clients with their insurance needs in northeast Missouri.
Questions
What types of insurance does B & S Insurance offer?
We provide farm insurance, personal insurance (home, auto, life), commercial insurance, and employee benefits including group health plans.
How can I review my insurance policy?
We recommend annual policy reviews to address lifestyle changes. Contact us directly to schedule a review of your coverage.
Do you serve areas outside Missouri?
Yes, we serve clients in Missouri, Illinois, and Iowa with personalized insurance solutions.
What makes B & S Insurance different?
Our 'No Bull' approach emphasizes transparency, personalized service, and 40 years of local insurance expertise.
How do I file an insurance claim?
Contact Tamara Mueller, our claims specialist, directly through our office to initiate the claims process.
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