Business Details
50+ Years
experience
Trusted Insurance Solutions in Quincy, IL
Since 1921, Winters has provided comprehensive risk management solutions to protect individuals and businesses. Our team of over 15 experienced agents offers personalized insurance services across multiple sectors, including business, employee benefits, and personal insurance. As an independent agency, we partner with top-rated carriers to deliver tailored coverage options that meet diverse client needs. Our century-long commitment to the Quincy community is supported by professional recognitions like the Blue Leader designation from Blue Cross Blue Shield of Illinois.We specialize in uncovering unique risks and implementing solutions that safeguard assets, operations, and livelihoods through innovative products like business owners policies, cyber liability coverage, and commercial umbrella policies. Our technology-driven approach ensures clients receive modern, efficient service while maintaining the personal touch that defines our agency.
Services
Workers Compensation Insurance
Cyber Liability Insurance
Business Owners Insurance
General Liability Insurance
Commercial Property Insurance
Group Health Insurance
Home and Auto Insurance
Individual Life Insurance
401(k) Plans
Environmental Insurance
Details
- Year established: 1921
Highlights and features
- Over 100 years of risk management expertise since 1921
- Team of 15+ experienced insurance professionals
- Access to multiple top-rated insurance carriers
- Specialized coverage for cyber liability and commercial risks
- Recognized Blue Leader partner with Blue Cross Blue Shield
Associations and certifications
- Blue Cross Blue Shield of Illinois (Blue Leader designation)
What people say
Experienced agents
Comprehensive coverage
Personalized service
Community commitment
Risk management expertise
Services
Workers Compensation Insurance
Protects businesses from financial losses due to work-related injuries or illnesses. Required by law for most employers, this coverage provides medical benefits and wage replacement for affected employees while safeguarding company assets from potential lawsuits. Our policies ensure compliance with state regulations and offer additional support for workplace safety programs.
Cyber Liability Insurance
Covers losses from data breaches, cyber attacks, and technology-related risks. This insurance protects against unauthorized data access, network security failures, and associated legal liabilities. Our policies include coverage for business interruption losses, regulatory fines, and customer notification costs while providing access to cybersecurity experts for incident response.
Business Owners Insurance
Combines essential protections for small to mid-sized businesses into one comprehensive policy. Covers property damage, liability claims, and business interruption losses while offering customizable endorsements for specialized risks. This solution protects physical assets, legal liabilities, and income streams to ensure business continuity during unexpected events.
Group Health Insurance
Provides comprehensive healthcare coverage for employees and their families. Includes medical, dental, and vision options with flexible plan designs to suit different workforce needs. Our solutions help businesses attract talent while offering cost-saving opportunities through group rate negotiations and wellness program incentives.
Commercial Property Insurance
Safeguards business property against damage from fire, theft, and natural disasters. Covers buildings, equipment, inventory, and furniture with options for business interruption coverage during recovery periods. Our policies can be customized with additional protections for valuable items, equipment breakdowns, and environmental risks.
People
John Winters
Founder
Established the agency in 1921 with a commitment to community-focused risk management. His legacy of integrity and personalized service continues to guide our insurance solutions today.
Sarah Thompson
Risk Management Specialist
Certified insurance professional with 15+ years helping businesses identify and mitigate operational risks. Specializes in cyber liability and commercial property coverage solutions for Midwest manufacturers.
Questions
What types of business insurance do you offer?
We provide workers' compensation, cyber liability, business owners policies, general liability, commercial property, and specialized coverage for manufacturers, contractors, and schools.
How do employee benefits programs work?
Our group health, dental, vision, and voluntary benefits programs help businesses attract talent while offering 401(k) retirement planning services for long-term security.
What personal insurance solutions are available?
We offer bundled home and auto insurance, individual health and life policies, long-term care coverage, and off-road vehicle insurance tailored to personal needs.
Why choose an independent agency?
As an independent agency, we access multiple carriers to find optimal price, coverage, and service combinations rather than being limited to a single provider's offerings.
How does your risk management approach differ?
We combine century-old expertise with modern technology to identify unique risks and implement customized solutions, including specialized products through our Keystone partnership.
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