Business Details
16 Years
experience
Your Trusted Business Insurance Partner in Sacramento
We are a technologically sophisticated insurance agency dedicated to providing clients with the highest level of speed and accuracy while treating each client as a true business partner. With 16 years of industry experience, our team prioritizes personalized service, ensuring clients are always assisted by live professionals without automated systems. Our mission is to simplify business insurance through transparency, affordability, and tailored solutions. We specialize in Workers' Compensation, Business Auto, General Liability, Property, and Employment Practice Liability Insurance. Our brokers combine expertise with a client-first approach, offering competitive pricing and risk management strategies.We serve thousands of California businesses, emphasizing long-term relationships and cost-effective coverage. Our team includes seasoned professionals with specialized knowledge in construction, landscaping, and commercial insurance. We pride ourselves on exceptional customer service, evidenced by client testimonials praising our responsiveness and efficiency. Our commitment extends to educating clients on reducing insurance costs and claim exposures while maintaining compliance and ethical standards.
Services
Workers' Compensation Insurance
Business Auto Insurance
General Liability Insurance
Property Insurance
Employment Practice Liability Insurance
Details
- Year established: 2010
Highlights and features
- We offer 16 years of industry experience with personalized service.
- Our team provides competitive pricing through partnerships with top insurers.
- We guarantee 24/7 access to live insurance professionals.
- Our brokers hold specialized designations like Certified Insurance Counselor.
- Clients praise our 98% satisfaction rate on service speed and accuracy.
What people say
Quick turnaround
Gold star customer service
Great service
High level of service
Responsive and dependable
Services
Workers' Compensation Insurance
Protect your business with customized Workers' Compensation coverage meeting California's regulatory requirements. Our solutions include claims management support, safety program development, and premium optimization strategies. We partner with top-rated carriers to ensure comprehensive protection for employee injuries or illnesses.
Business Auto Insurance
Secure coverage for company vehicles with policies covering liability, collision, and comprehensive damages. We offer flexible options for fleets of all sizes, including specialized coverage for high-risk industries and transportation needs.
General Liability Insurance
Safeguard against third-party claims with General Liability Insurance covering property damage, bodily injury, and advertising injuries. Our policies include legal defense costs and settlement coverage tailored to your business operations.
Property Insurance
Protect physical assets with Property Insurance covering buildings, equipment, and inventory against fire, theft, and natural disasters. We offer replacement cost coverage and business interruption protection to minimize operational disruptions.
Employment Practice Liability Insurance
Mitigate risks from employment-related claims with EPLI coverage for lawsuits alleging discrimination, harassment, or wrongful termination. Our policies include legal defense costs and settlement coverage for California businesses.
People
Ben Clark
Principal
Chief Operating Officer and co-founder with 18 years in insurance. Holds BS in Business Administration from CSU Chico. Previously managed national sales teams before establishing Leaders Choice Insurance in 2010.
Michael Coffman
Broker
Commercial broker specializing in Business Auto and Workers Compensation. History graduate from Georgia Southern University with prior experience in retail and food service industries before entering insurance.
John Little
Broker
Senior commercial insurance broker with dual Business Administration and Computer Science degrees. Holds Property & Casualty and Health & Life licenses. Recognized for innovative risk management solutions and client-focused service.
Eric Johnson
Broker
Senior Commercial Broker with Certified Insurance Counselor and Construction Risk Insurance Specialist designations. 16 years in financial services, teaching commercial insurance courses and serving on industry advocacy councils.
Holly Williams
Broker
Commercial broker with 20+ years sales experience and BA in English. Former award-winning Realtor with expertise in risk reduction strategies and client advocacy through effective underwriter collaboration.
Questions
What types of business insurance do you offer?
We specialize in Workers' Compensation, Business Auto, General Liability, Property, and Employment Practice Liability Insurance tailored to California businesses.
How can you help reduce my insurance costs?
Our brokers analyze your risk profile and leverage industry relationships to secure competitive rates while implementing risk management strategies.
Do you provide 24/7 insurance support?
Yes, our team is available 24/7 to assist with claims, policy questions, and emergency coverage needs.
Are you licensed to operate in California?
We operate under California License #0M93299 and maintain all required state certifications for insurance services.
How quickly can I get an insurance quote?
Most business insurance quotes are completed within 24 hours using our streamlined digital process.
