Business Details
50+ Years
experience
Emergency
services
Independent Insurance Solutions in Madisonville, TX
Stover & Crouch Insurance Agency has served communities in Texas since 1920, rooted in a legacy of trust and neighborly care established by founder Joe L. Cooper. Our agency specializes in delivering personalized insurance solutions for both personal and commercial needs, prioritizing tailored coverage and responsive support during critical moments. With four generations of family leadership, we combine deep industry expertise with a commitment to understanding each client's unique risks.Our team works closely with policyholders to ensure comprehensive protection for homes, vehicles, farms, and businesses while maintaining transparency and integrity in all interactions. Headquartered in Madisonville, we serve clients across Madisonville, Huntsville, and surrounding areas, offering 24/7 claim assistance and leveraging relationships with top-rated carriers to deliver reliable coverage options.
Services
Personal Insurance
Business Insurance
Homeowners Insurance
Auto Insurance
Farm & Ranch Insurance
Commercial Auto
General Liability
Business Owners Policy
Flood Insurance
Workers Compensation
Details
- Year established: 1920
Highlights and features
- We offer four generations of insurance expertise and local market knowledge.
- Our team provides 24/7 claim reporting assistance for urgent needs.
- We tailor insurance packages to address specific business risks and exposures.
- Our independent agency status grants access to multiple top-rated carriers.
- Dedicated customer service representatives handle policy changes and inquiries promptly.
What people say
Knowledgeable agents
Prompt claim resolution
Personalized attention
Competitive rates
Community-focused service
Services
Personal Insurance
We provide comprehensive personal insurance solutions including home, auto, and health coverage tailored to individual needs. Our policies protect against property damage, liability claims, and medical expenses while offering flexible options for unique assets like recreational vehicles and valuable jewelry. With local expertise and multiple carrier options, we help clients secure cost-effective protection that adapts to changing life circumstances.
Business Insurance
Our business insurance packages address diverse commercial risks across industries like construction, hospitality, and agriculture. Core offerings include general liability, commercial auto, and business owners policies that protect against property loss, legal claims, and operational disruptions. We specialize in crafting customized solutions for Texas businesses, incorporating workers' compensation and cyber liability coverage where needed.
Farm & Ranch Insurance
We offer specialized protection for agricultural operations covering dwellings, equipment, livestock, and liability risks. Policies address unique exposures like crop damage, barn protection, and livestock mortality while accommodating mixed-use properties combining residential and commercial activities. Our agents explain complex coverage options to help farmers balance risk management with premium costs.
Workers Compensation
Our workers' compensation insurance meets Texas statutory requirements while protecting businesses from financial impacts of workplace injuries. Coverage includes medical expenses, rehabilitation costs, and lost wage compensation for employees, with policy terms tailored to industry-specific risk profiles. We assist employers in implementing safety protocols to potentially reduce premium costs.
Flood Insurance
We provide flood insurance policies through the National Flood Insurance Program and private carriers to protect properties in high-risk areas. Coverage addresses structural damage, personal property loss, and cleanup costs from flooding events, with options for both residential and commercial properties. Our agents help clients understand flood zone classifications and mitigation strategies.
People
Craig Stover
President
Fourth-generation insurance professional leading agency operations with deep community ties and expertise in commercial risk management solutions.
Steven Stover
Vice President
Handles policy administration and client relations with 20+ years of experience in personal and business insurance products.
Tammy Driskell
Office Manager
Coordinates daily operations and ensures efficient policy processing with extensive knowledge of insurance compliance requirements.
Sheila Pierce
Customer Service Representative
Assists clients with policy modifications and claims documentation, maintaining a focus on clear communication and timely service.
Erin Ferguson
Customer Service Representative
Supports policyholders with coverage questions and paperwork submission, emphasizing personalized attention to client needs.
Questions
What types of insurance do you offer?
We provide personal insurance (home, auto, health) and business insurance (general liability, commercial auto, BOP) including specialized farm and ranch coverage.
Do you serve areas outside Madisonville?
Yes, we serve clients in Huntsville, College Station, Centerville, Bedias, Normangee, and surrounding Texas communities.
How can I file a claim after hours?
Call the 24-hour claim number on your policy documents or contact our office at 936-348-2688 during regular business hours.
Can you help compare insurance quotes?
Yes, our independent agency provides multiple carrier options to help you compare coverage and pricing for personalized solutions.
What information is needed for a policy change?
Submit a completed policy change request form with your policy number and specific modification details through our office.
Reviews (5)
Kelley Terry
Aug 25, 2026
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Stover & Crouch is a great family owned and operated business. They are very helpful anytime I call or stop by. Shout out to Tammy for always taking care of us!
Tina Glass
Aug 02, 2026
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Great auto insurance with affordable rates. Special thanks to Sheila Pierce for her outstanding customer servicehighly recommended!
Elizabeth Henson
Feb 23, 2026
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It is nice to be able to sit down and visit with an agent. They are great at walking me through the process and help with coverages. They take the guess work out of the insurance process.
Deb McKay
Dec 26, 2025
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Steven and the whole team at Stover and Crouch are indespensible to my company, as well as my personal agency for all of my insurance needs. Everyone here goes above and beyond to provide insurance advice and the coverage we need. I have had an amazing relationship with this company for several years, and we celebrate the day we found them. I can't recommend Stover and Crouch more and would give them 10 stars if I could!!
Michael Emanuelli
Jul 25, 2025
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Stover and Crouch have been our insurance partners for both our business and personal insurance needs since our arrival to Madisonville. Their services have been excellent!!
