Business Details
Your Trusted Insurance Partner in Jacksonville, FL
Frye Insurance has been a trusted independent insurance agency for over 26 years, dedicated to providing personalized coverage solutions for individuals and businesses. Our approach focuses on understanding clients' unique needs and leveraging partnerships with leading national carriers to deliver tailored policies at competitive rates. We prioritize direct, hands-on service, ensuring clients receive comprehensive support from initial consultation through policy management. Our expertise spans personal insurance lines like auto, home, and flood coverage, as well as commercial policies including general liability, workers' compensation, and business property protection.By maintaining independence from large corporate networks, we maintain flexibility to serve Florida and Georgia residents while upholding a commitment to community-focused service. Our team of experienced agents guides clients through complex insurance decisions, emphasizing transparency and long-term relationships over transactional interactions.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Flood Insurance
Workers Compensation
Commercial Property
General Liability
Boat Insurance
Motorcycle Insurance
Personal Umbrella
Highlights and features
- We offer personalized service as an independent local agency
- Our 26+ years of experience guides informed insurance decisions
- We partner with multiple top-tier carriers for competitive options
- Clients receive direct access to experienced insurance professionals
- We specialize in both personal and complex commercial insurance needs
Associations and certifications
- Florida Association of Insurance Agents
- Independent Insurance Agents & Brokers of America
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to individual driving needs. Our coverage options include liability protection, collision coverage, and roadside assistance across Florida and Georgia. With access to multiple top-tier carriers, we help clients secure competitive rates while ensuring adequate protection for personal vehicles, antique cars, and specialty vehicles like motorcycles.
Business Insurance
Our commercial insurance solutions protect businesses with policies covering general liability, workers' compensation, and commercial property. We specialize in industry-specific protections like garage keepers' insurance and directors' & officers' liability. Our agents work directly with business owners to create customized risk management strategies that safeguard operations while maintaining cost-effectiveness through preferred carrier partnerships.
Flood Insurance
We offer flood insurance policies for residential and commercial properties in high-risk areas. Our coverage options meet federal requirements while providing additional protection for valuables and structural components. As an independent agency, we help clients navigate NFIP guidelines and secure appropriate coverage limits through specialized flood insurance providers across Florida and Georgia.
Homeowners Insurance
Our homeowners insurance policies cover primary residences, rental properties, and high-value homes with customizable options. Coverage includes structural protection, personal property coverage, and liability protection. We specialize in difficult-to-place risks and offer tailored solutions for seasonal homes, mobile homes, and properties requiring additional valuables coverage through select carrier networks.
Workers Compensation
We provide workers' compensation insurance for businesses meeting state-mandated requirements while protecting employers from financial risks. Our policies cover medical expenses and lost wages for workplace injuries across various industries. Our agents help businesses navigate compliance regulations and secure competitive rates through specialized commercial insurance carriers serving Florida and Georgia markets.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, flood) and commercial insurance (general liability, workers' compensation, business property) for Florida and Georgia residents. Our independent agency also offers specialty coverage for boats, motorcycles, and high-value assets.
How can I get a free insurance quote?
Contact us directly at 904-721-1088 or visit our Jacksonville office during business hours (Monday-Friday, 9am-4:30pm) to speak with an agent. We provide personalized quotes after understanding your specific coverage needs and risk profile.
Do you serve areas outside Florida?
Yes, we serve both Florida and Georgia residents. Our independent agency partners with national carriers to provide coverage options across state lines while maintaining localized service through our Jacksonville-based team.
What makes your agency different from big insurance companies?
As an independent local agency, we're not tied to a single carrier. This allows us to shop your policy across multiple providers to find optimal coverage and pricing. Our clients receive personalized service from experienced agents who understand regional risk factors.
Can you help with business insurance requirements?
Yes, we specialize in commercial insurance solutions including general liability, workers' compensation, and commercial property coverage. Our agents work with business owners to meet industry-specific requirements while finding cost-effective protection strategies through our carrier network.
How do policy changes work?
Policy changes require direct confirmation from a licensed agent. Contact our office during business hours to discuss modifications. We'll review your request, provide updated terms, and ensure any changes comply with carrier requirements and state regulations.
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