Business Details
35 Years
experience
Emergency
services
Your Trusted Insurance Wholesaler Since 1991
Brooks Insurance has been a trusted leader in specialty insurance solutions since 1991. As an independent wholesaler, we leverage decades of experience and relationships with over 80 carriers to provide tailored coverage across excess surplus, admitted, and non-admitted markets. Our team specializes in complex lines, offering priority attention to submissions through preferred partner status with carriers.With a market reach spanning 34 states and offices in New Jersey and California, we deliver fast, reliable service for challenging insurance needs. Our expertise extends to active shooter coverage, cyber risk, business auto, workers' compensation, and more, supported by a commitment to innovation and client-centric solutions.
Services
Business Owner Policy
General Liability
Business Auto
Warehouse Property
Umbrella
Workers' Compensation
Personal Lines
Active Shooter
Contractors
Cyber Risk
Details
- Year established: 1991
Highlights and features
- We offer 30+ years of expertise in specialty insurance markets.
- Our team maintains relationships with 80+ carriers for optimal coverage options.
- We provide priority attention to submissions through preferred partner status.
- Our market reach extends across 34 states with local expertise.
- We specialize in resolving complex and distressed insurance lines.
Associations and certifications
- AM Best
What people say
White-glove approach to service
Solve coverage problems quickly
Long-standing personal connections
Priority attention to submissions
Expertise in hard-to-place markets
Services
Cyber Risk
Our cyber risk coverage protects businesses from data breaches, ransomware, and technology failures. We offer up to $15M in coverage, including business interruption, breach response, and cyber extortion. Backed by Coalition's cybersecurity tools, our policy includes 24/7 incident response and digital asset restoration for comprehensive protection.
Workers' Compensation
We provide workers' compensation solutions for high-risk industries like construction and trucking. Coverage includes MOD-rated policies, guaranteed cost options, and loss-sensitive plans. Our specialists handle complex cases with MODs up to 8 and minimum premiums starting at $2,000 across multiple business classes.
Business Auto
Our business auto program covers fleets, trucks, and paratransit vehicles with liability and physical damage protection. We offer no weight limits, coverage for drivers aged 23-65, and excess layers for long-haul operations. Available in all 50 states with options for new ventures and specialized cargo.
Active Shooter
This program provides $71M aggregate limits for active shooter incidents, covering business interruption, bodily injury, and crisis management. We include preparation training, response coordination, and brand recovery support for commercial properties, schools, and retail environments.
Warehouse Property
Our warehouse insurance includes legal liability, motor truck cargo, and property coverage with A++ rated carriers. We offer expanded protection for transportation brokers, contingent liability coverage, and up to $15M limits. The program includes claims assistance and lease review services for logistics operations.
Questions
What types of insurance does Brooks specialize in?
We specialize in specialty insurance including cyber risk, active shooter coverage, workers' compensation, business auto, and commercial property across admitted and non-admitted markets.
Do you offer coverage for hard-to-place risks?
Yes, we specialize in distressed and complex lines with access to 80+ carriers, including excess surplus markets and non-admitted solutions for challenging insurance needs.
How can I get a quote?
Use our online quote and bind platform for general liability, workers' compensation, and BOP coverage, or contact our team directly for specialized insurance solutions.
What states do you operate in?
Our market reach extends across 34 states with offices in New Jersey and California, supported by nationwide carrier partnerships for broad geographic coverage.
How do I make a payment?
Visit our ePay portal to make secure online payments via credit card or ACH for your insurance premiums.
