Business Details
Your Trusted Insurance & Benefits Advisors in Florida
Insurance & Benefits Advisors was founded to provide individuals, families, and businesses with tailored insurance solutions typically reserved for large corporations. Our consultative approach ensures clients receive precisely the coverage they need, reducing risk while eliminating unnecessary costs. With a team of licensed brokers across the United States, we offer personalized service through in-person meetings in Florida and virtual consultations nationwide. We represent both major national carriers and smaller local providers, ensuring unbiased options that fit each client's unique needs.Our AHIP-certified specialists guide clients through complex decisions like Medicare plans, while our business services include employer benefits administration, workers' compensation, and cyber liability coverage. We prioritize transparency, affordability, and education, hosting community events to empower clients with knowledge about affordable coverage and improved health outcomes. From short-term medical plans to retirement income strategies, our goal is to make insurance accessible and stress-free for all.
Services
Medical Insurance
Short-Term Insurance
Life Insurance
Dental Insurance
Vision Insurance
Medicare Plans
Business Insurance
Travel Insurance
Supplemental Insurance
Retirement Planning
Highlights and features
- We offer unbiased options from both national and local insurance carriers.
- Our AHIP-certified specialists provide expert guidance on Medicare plans.
- We customize coverage for individuals and businesses with no minimum requirements.
- We provide free initial quotes and consultations for all insurance needs.
- Our team serves clients nationwide with in-person and virtual consultations.
Associations and certifications
- AHIP
Services
Medical Insurance
We offer ACA-compliant major medical plans for individuals and employer groups, both on and off the marketplace exchange. Our services include plans from UnitedHealthcare, Aetna, Humana, and Blue Cross Blue Shield. We help clients evaluate options to find affordable coverage that meets their specific healthcare needs.
Short-Term Insurance
Our short-term medical plans provide coverage from 1 month up to 3 consecutive years with fixed rates. These plans suit those who cannot afford major medical insurance or need temporary protection. We help clients determine if this flexible, cost-effective option aligns with their healthcare requirements.
Business Insurance
We provide comprehensive business insurance solutions including general liability, workers' compensation, cyber liability, and professional liability coverage. Our services cater to small and medium-sized businesses, offering customizable plans that protect against risks while supporting financial goals and employee well-being.
Medicare Plans
Our AHIP-certified specialists guide seniors through Medicare Advantage and Supplement Plan options. We help clients understand enrollment periods, compare plans, and select coverage that balances their budget and healthcare needs. Our support includes education on prescription drug coverage and supplemental benefits.
Dental Insurance
We offer dental PPO and indemnity plans starting at $11/month with no waiting periods or copays. Coverage includes preventive care, orthodontics, and dentures, with next-day start options. Plans provide in-network discounts and reimbursements for self-pay providers, ensuring accessible oral healthcare.
People
Gina Simms
Founder
Gina Simms founded Insurance & Benefits Advisors after experiencing the challenges small businesses face with traditional insurance brokers. She advocates for client-centered solutions, leveraging her background in benefits consulting to create customized plans that reduce costs while maintaining comprehensive coverage for employers and employees.
Questions
What types of insurance do you offer?
We offer medical, dental, vision, life, short-term, long-term care, Medicare, travel, and business insurance, including liability and workers' compensation coverage.
Do you help small businesses with employee benefits?
Yes, we specialize in affordable employer-sponsored benefits for small to medium-sized businesses, including health savings accounts, 401K administration, and voluntary benefits programs.
Are your services available outside Florida?
Our team serves clients nationwide through phone and video consultations, with in-person meetings available for Florida residents.
How do you help reduce insurance costs?
We compare multiple carriers, offer hybrid plans, and customize coverage to eliminate unnecessary expenses while maintaining essential protections for individuals and businesses.
Do you offer free insurance consultations?
Yes, we provide free initial quotes and consultations to help clients understand their options without any obligation.
Are your brokers licensed in all states?
Our team holds licenses in most U.S. states, ensuring compliance and expertise in local insurance regulations wherever we operate.
