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Your Trusted Insurance Partner in Baltimore
Scott Garvey has served the Baltimore community for over 25 years, offering comprehensive insurance and financial services tailored to individual needs. Our team specializes in Auto, Home, Life, and Business Insurance, ensuring clients receive personalized protection plans that safeguard their assets and future. With a proven track record of training 13 successful State Farm agents across the East Coast, we combine industry expertise with a commitment to community development. Our agency prioritizes transparency, customer education, and responsive service, reflected in our 4.5/5 Google rating from 224 reviews. We actively engage in local initiatives, including school board leadership and community revitalization projects, reinforcing our dedication to the Baltimore area.

Our 24/7 availability ensures clients receive timely support for claims, policy adjustments, and emergency assistance. Backed by State Farm's industry leadership, we deliver competitive pricing through customizable Personal Price Plans that adapt to evolving client needs. Our team's combined decades of experience in insurance and financial services position us to provide strategic risk management solutions. We maintain strict compliance with regulatory standards while fostering long-term client relationships built on trust and reliability. Our office locations in Northern Baltimore and downtown provide convenient access to residents across the metro area.
Services
Auto Insurance Home Insurance Life Insurance Business Insurance Renters Insurance Boat Insurance Health Insurance Pet Insurance Annuities Investment Services
Highlights and features
  • 24/7 availability for emergency insurance needs
  • Personalized Price Plans tailored to individual budgets
  • Community involvement through local school boards and revitalization projects
  • Proven track record training 13 successful State Farm agents
  • Comprehensive coverage options for auto, home, and business
What people say
Super friendly and helpful Great service Saved money Professional and reachable Excellent customer service
Services
Auto Insurance
Our Auto Insurance protects vehicles against accidents, theft, and damage while providing liability coverage for drivers. We offer customizable policies with competitive pricing through State Farm's network. Our team helps clients select appropriate coverage levels, including collision, comprehensive, and uninsured motorist protection while identifying applicable discounts for safe driving, bundling, and vehicle safety features.
Home Insurance
Home Insurance safeguards residential properties against fire, weather damage, and theft while covering liability claims. We provide tailored policies for homeowners, renters, and condo owners with options for personal property coverage and additional living expenses. Our specialists help clients understand policy details, determine appropriate coverage amounts, and implement risk mitigation strategies to protect their most valuable asset.
Life Insurance
Life Insurance policies ensure financial protection for beneficiaries through term and permanent coverage options. We help clients assess their needs based on family circumstances, income replacement requirements, and long-term financial goals. Our advisors explain policy features including death benefits, cash value accumulation, and conversion options while assisting with policy management and beneficiary updates.
Business Insurance
Business Insurance protects companies against property damage, liability claims, and operational disruptions. We offer customized solutions for small businesses including general liability, commercial property, and business owners' policies. Our specialists assess risk exposure, recommend appropriate coverage limits, and help business owners understand policy components like business interruption coverage and professional liability protections.
Health Insurance
Health Insurance solutions provide access to medical care while managing healthcare costs through various plan structures. We assist clients in selecting appropriate coverage based on individual/family needs, preferred providers, and budget considerations. Our team explains policy details including deductibles, copayments, network restrictions, and prescription coverage while helping clients navigate enrollment processes and policy changes.
People
Scott Garvey
Owner/Agent
Scott Garvey, a former Navy officer with 25 years in Baltimore, leads Scott Garvey. He trains future State Farm agents and actively participates in community development through school boards and revitalization projects.
Eric Dechtiaruk
Team Leader
Eric Dechtiaruk, with 15+ years in insurance, specializes in life policies and claims adjusting. A Baltimore native, he provides expert guidance on life insurance solutions and previously served as Service Team Leader.
Patrick Caudill
Team Leader
Patrick Caudill focuses on life benefits and property insurance for Baltimore clients. Originally from Western Maryland, he brings local market expertise to commercial and personal insurance solutions after graduating from Towson University.
Katrina Schuetz
Multiple Line Representative
Katrina Schuetz, a Towson University graduate, provides clear insurance guidance while supporting clients with policy management. She combines customer service expertise with community engagement through arts and outdoor activities in the Baltimore area.
Ivelisse Vives-Vega
Customer Relations Representative
Ivelisse Vives-Vega serves Baltimore's Hispanic community with insurance solutions since joining in 2018. Originally from Puerto Rico, she transitioned from receptionist to relations specialist, focusing on life, auto, and commercial insurance for diverse clients.
Questions
What insurance products do you offer?
We provide Auto, Home, Life, Health, Pet, Business, Boat, and Renters Insurance along with Annuities and Investment Services through State Farm's network.
Can I get a personalized insurance quote?
Yes, we create customized Personal Price Plans tailored to your specific needs and budget requirements.
Do you offer 24/7 insurance support?
Our team is available 24 hours a day for emergencies and offers after-hours appointments for policy matters.
How can I file an insurance claim?
File claims through our website or contact our office directly at (410) 889-5840 for immediate assistance.
Do you serve commercial clients?
Yes, we offer Business Insurance solutions including liability coverage, property protection, and business owners' policies.
Are there discounts available?
We help identify applicable discounts for safe driving, bundling policies, and implementing risk reduction measures.